Debut Plus

₹64.88

▼ -0.74 -1.13%

17 Jul 2026

NSE Listed · Banks

Ujjivan Small Financ Bank (UJJIVANSFB)

Volume: 1,97,61,879Avg Vol 1W: 94,09,656Avg Vol 1M: 1,16,12,61052W Range:₹41.32₹68
NSE BSE www.ujjivansfb.bank.in
Key Ratios
Checked just now
Market Cap₹12,625 Cr
Current Price₹64.88
Previous Close₹65.62
High / Low (52w)₹68 / ₹41.32
Volume1,97,61,879
Avg Vol (1W)94,09,656
Avg Vol (1M)1,16,12,610
Stock P/E18.22
Book Value₹34.54
Dividend Yield0%
ROE10.16%
ROA137%
Revenue (TTM)₹4,179 Cr
Revenue Growth—
Profit Margin9.99%
Total Debt—
Shares Outstanding195 Cr
Face Value₹10
EPS (TTM)₹3.56
P/B1.88
Debt / Equity0
50 DMA₹60.12
200 DMA₹57.24
Day change-1.13%
Price Chart
₹64.88▲ 20.55% · 1Y
₹67₹4712.6Cr
2025-11-24
2026-07-17

20-day avg volume: 1.1Cr shares

Pros
  • Company is almost debt-free.
  • Revenue grew 12% YoY.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹301 Cr₹233 Cr₹109 Cr₹83 Cr₹103 Cr₹122 Cr₹186 Cr₹282 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹2,038 Cr₹3,026 Cr₹3,108 Cr₹3,173 Cr₹4,754 Cr₹6,464 Cr₹7,201 Cr₹8,039 Cr
EBITDA₹268 Cr₹466 Cr₹10 Cr₹-550 Cr₹1,467 Cr₹1,702 Cr₹942 Cr₹911 Cr
Net Profit₹173 Cr₹337 Cr₹8 Cr₹-415 Cr₹1,078 Cr₹1,281 Cr₹726 Cr₹693 Cr
EPS1.22.180.05-2.45.816.543.713.51
Balance Sheet
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹13,742 Cr₹18,411 Cr₹20,380 Cr₹23,612 Cr₹33,317 Cr₹40,422 Cr₹47,689 Cr₹57,541 Cr
Total Liabilities₹11,923 Cr₹15,224 Cr₹17,162 Cr₹20,810 Cr₹29,108 Cr₹34,809 Cr₹41,606 Cr₹50,726 Cr
Equity₹1,820 Cr₹3,188 Cr₹3,219 Cr₹2,803 Cr₹4,209 Cr₹5,613 Cr₹6,083 Cr₹6,816 Cr
Total Debt————————
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹2,866 Cr₹2,576 Cr₹1,340 Cr₹1,642 Cr₹2,287 Cr₹2,161 Cr
Investing₹-1,356 Cr₹-841 Cr₹-2,096 Cr₹-865 Cr₹-1,793 Cr₹-2,481 Cr
Financing₹-706 Cr₹-1,484 Cr₹1,186 Cr₹-519 Cr₹398 Cr₹911 Cr
Free Cash Flow₹2,866 Cr₹2,576 Cr₹1,340 Cr₹1,642 Cr₹2,287 Cr₹2,161 Cr
Shareholding
Promoter 0% Institutions 50.26% Public 49.74%
About Ujjivan Small Financ Bank

Banks · Banks - Private Sector

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accounts; and fixed, recurring, TASC fixed, NRI and NRO fixed, and tax saver fixed deposits. The company's loan products include home and micro mortgages, including home purchase and home construction, composite home, home improvement, and home equity loans; micro mortgages, business loan, and loan against property; vehicle loans, such as two-wheeler loan, electric three-wheeler loan, and dealer trade advance; micro loans, including group and individual loans; agricultural loans; micro, small, and medium enterprises loans and overdrafts; and gold and staff loans. In addition, it provides mobile, personal net, SMS and missed call, phone, video, and WhatsApp banking; ATMs and cash deposit machines; statements services; life, health, and general insurances; credit and debit cards; and safe deposit lockers. Additionally, the company is involved in retail forex and trade services. Ujjivan Small Finance Bank Limited was incorporated in 2016 and is headquartered in Bengaluru, India.

www.ujjivansfb.bank.in ↗
Efficiency & Working Capital
ROCE6.9%
Interest Coverage0
Dividend Payout—
Debtor Days—
Inventory Days—
Payable Days—
Cash Conversion Cycle—
Working Capital Days—
Shareholding Details

As of 2026-06-30

Promoter0%
FII16.8%
DII33.5%
Institutions50.3%
Public49.7%
Promoter Pledge—
No. of Shareholders7,67,649
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodMar 2024May 2024May 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters73.5%0%0%0%0%0%0%0%0%0%0%0%
FIIs3.5%21.8%27%24.7%20.6%17.9%19.5%19.6%17%15.4%17.2%16.8%
DIIs2.3%7.8%7.8%7.3%6.5%6.6%8.5%16.8%20.1%28.7%31.1%33.5%
Public20.7%70.4%65.3%68%72.9%75.5%72%63.6%62.8%55.9%51.6%49.7%
Promoter Pledge0%0%—0%0%0%0%0%0%0%0%—
No. of Shareholders6,90,4247,99,9377,99,9379,14,07710,68,32511,38,62611,24,0909,84,2659,37,1438,40,9607,87,9977,67,649
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
Sundaram Mutual Fund A/c Sundaram Small Cap FundPublic Shareholding3.3%6.46 Cr
International Finance CorporationPublic Shareholding3.2%6.21 Cr
Axis Mutual Fund Trustee Limited A/c Axis Mutual FPublic Shareholding3.1%6.08 Cr
Franklin India Opportunites FundPublic Shareholding3%5.75 Cr
Kotak Small Cap FundPublic Shareholding2.2%4.25 Cr
Union Flexi Cap FundPublic Shareholding2%3.85 Cr
Aditya Birla Sun Life Trustee Private Limited A/cPublic Shareholding2%3.84 Cr
Canara Robeco Mutual Fund A/c Canara Robeco SmallPublic Shareholding1.9%3.62 Cr
Mahindra Manulife Value FundPublic Shareholding1.8%3.53 Cr
Dsp Small Cap FundPublic Shareholding1.5%2.90 Cr
Uti-banking And Financial Services FundPublic Shareholding1.3%2.44 Cr
Baroda Bnp Paribas Elss FundPublic Shareholding1.1%2.19 Cr
Promoter Pledges
HolderPledged Shares% of HoldingAs of
Mahindra Manulife Value Fund00%2026-06-30
Axis Mutual Fund Trustee Limited A/c Axis Mutual F00%2026-06-30
Union Flexi Cap Fund00%2026-06-30
Uti-banking And Financial Services Fund00%2026-06-30
Franklin India Opportunites Fund00%2026-06-30
Sundaram Mutual Fund A/c Sundaram Small Cap Fund00%2026-06-30
Kotak Small Cap Fund00%2026-06-30
Canara Robeco Mutual Fund A/c Canara Robeco Small00%2026-06-30
Baroda Bnp Paribas Elss Fund00%2026-06-30
Aditya Birla Sun Life Trustee Private Limited A/c00%2026-06-30
Dsp Small Cap Fund00%2026-06-30
International Finance Corporation00%2026-06-30
Board of Directors
NameDesignationYear
B A PrabhakarDirector & Part time Chairman2026
Sanjeev NautiyalManaging Director & CEO2026
Carol Kripanayana FurtadoE D & Wholetime Director2026
Sudha SureshIndependent Director2026
RAJESH KUMAR JOGIIndependent Director2026
Rajni Anil MisraIndependent Director2026
Ravichandran VenkataramanIndependent Director2026
MONA KACHHWAHAIndependent Director2026
Aniruddha PauLIndependent Director2026
Sanjeev BarnwalCS / Head - Reg. Framework2026
Segments — Product
SegmentRevenueShare
Treasury₹936 Cr11.6%
Retail Banking₹6,877 Cr85.5%
Corporate/ Wholesale Banking₹226 Cr2.8%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹102,6251,9431,943
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-23Board Meetings—
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
2026000276795
2026000113244
2026000163551
Insider / Designated-Person Trades

30 recent disclosure(s)

Ashim SarkarAcquisition · 1,22,257
Joshua Raja RAcquisition · 77,603
Martin Pampilly SAcquisition · 75,214
Joshua Raja RDisposal · 32,500
ABDUL HAMEED CHAMANDisposal · 50,001
John Christy ADisposal · 45,000
Company Information
Incorporated2016
ChairmanB A Prabhakar
AuditorDeloitte Haskins & Sells/Abarna & Ananthan
Investor Email[email protected]
🌐 www.ujjivansfb.in ↗

📍 Plot No 2364/8 Khampur Raya, Vil. Shadi Kampur Main PatelRd, New Delhi, New Delhi, 110008

Technical AnalysisPremium

Technical analysis (Premium)

Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.

Log inSign up free

More stocks

United Foodbrands LimitedUFLEX LimitedUFO Moviez India Ltd.The Ugar Sugar Works Ltd.UGRO Capital LimitedUnited Heat Transfer Ltd.UltraTech CementUltramarine & Pigments LimitedUma Converter LimitedUma Exports LimitedUsha Martin Edu & Sol Ltd.Umiya Buildcon LimitedAll “U” stocks →

Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search