Debut Plus

₹24.72

▲ +0.11 +0.45%

17 Jul 2026

NSE Listed · Financial Services

Punjab & Sind Bank (PSB)

Volume: 99,345Avg Vol 1W: 6,66,672Avg Vol 1M: 8,32,31852W Range:₹20.5₹33.54
NSE BSE punjabandsind.bank.in
Key Ratios
Checked just now
Market Cap₹17,540 Cr
Current Price₹24.72
Previous Close₹24.61
High / Low (52w)₹33.54 / ₹20.5
Volume99,345
Avg Vol (1W)6,66,672
Avg Vol (1M)8,32,318
Stock P/E41.9
Book Value₹18.42
Dividend Yield1.58%
ROE9.35%
ROA79%
Revenue (TTM)₹4,729 Cr
Revenue Growth—
Profit Margin11.03%
Total Debt—
Shares Outstanding710 Cr
Face Value₹10
EPS (TTM)₹1.86
P/B1.34
Debt / Equity—
50 DMA₹24.64
200 DMA₹24.43
Day change+0.45%
Price Chart
₹24.72▼ 16.88% · 1Y
₹31₹211.2Cr
2025-11-21
2026-07-16

20-day avg volume: 7.3L shares

Pros
  • Pays a dividend yield of 1.6%.
  • Net profit is growing year over year.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹182 Cr₹240 Cr₹282 Cr₹313 Cr₹269 Cr₹295 Cr₹336 Cr₹422 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹9,387 Cr₹8,827 Cr₹7,878 Cr₹8,055 Cr₹8,933 Cr₹10,915 Cr₹13,049 Cr₹13,759 Cr
EBITDA₹-859 Cr₹-1,522 Cr₹-3,404 Cr₹1,187 Cr₹1,620 Cr₹937 Cr₹1,338 Cr₹1,752 Cr
Net Profit₹-543 Cr₹-991 Cr₹-2,733 Cr₹1,039 Cr₹1,313 Cr₹595 Cr₹1,016 Cr₹1,322 Cr
EPS-9.62-15.76-35.712.561.940.881.51.86
Balance Sheet
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹1,08,982 Cr₹1,00,504 Cr₹1,10,482 Cr₹1,21,068 Cr₹1,36,455 Cr₹1,47,657 Cr₹1,61,815 Cr₹1,79,270 Cr
Total Liabilities₹1,03,281 Cr₹94,907 Cr₹1,02,119 Cr₹1,07,057 Cr₹1,21,346 Cr₹1,32,123 Cr₹1,48,460 Cr₹1,65,138 Cr
Equity₹5,701 Cr₹5,596 Cr₹8,363 Cr₹14,011 Cr₹15,109 Cr₹15,533 Cr₹13,355 Cr₹14,132 Cr
Total Debt————————
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹-5,624 Cr₹-6,853 Cr₹1,578 Cr₹2,089 Cr₹-2,955 Cr₹-1,612 Cr
Investing₹-446 Cr₹-121 Cr₹-88 Cr₹-229 Cr₹-168 Cr₹-241 Cr
Financing₹5,055 Cr₹4,068 Cr₹-1,332 Cr₹-431 Cr₹3,898 Cr₹-387 Cr
Free Cash Flow₹-5,624 Cr₹-6,853 Cr₹1,578 Cr₹2,089 Cr₹-2,955 Cr₹-1,612 Cr
Shareholding
Promoter 93.85% Institutions 4.06% Public 2.1%
About Punjab & Sind Bank

Financial Services · Banks - Regional

Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, SB OD and central sector interest subsidiary schemes, roof solar top solar finance, and debt restructuring services. In addition, it offers locker facility and government schemes; life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking services. The company was incorporated in 1908 and is headquartered in New Delhi, India.

punjabandsind.bank.in ↗
Efficiency & Working Capital
ROCE5.6%
Interest Coverage0
Dividend Payout—
Debtor Days—
Inventory Days—
Payable Days—
Cash Conversion Cycle—
Working Capital Days—
Shareholding Details

As of 2026-03-31

Promoter93.8%
FII0.1%
DII3.9%
Institutions4.1%
Public2.1%
Promoter Pledge0%
No. of Shareholders2,22,301
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Promoters98.2%98.2%98.2%98.2%98.2%98.2%98.2%93.8%93.8%93.8%93.8%93.8%
FIIs0%0%0%0%0%0%0%0.7%0.2%0.2%0.2%0.1%
DIIs0.7%0.7%0.6%0.6%0.7%0.6%0.6%4.3%4.1%4%4%3.9%
Public1.1%1%1.1%1.1%1.1%1.1%1.1%1.1%1.8%2%2%2.1%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders1,45,3851,55,1151,56,1091,84,6791,91,4451,99,3511,99,1331,99,8212,22,2342,22,1202,22,4152,22,301
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
President Of IndiaShareholding of Promoter and Promoter Group93.9%665.91 Cr
Life Insurance Corporation Of IndiaPublic Shareholding1.3%9.41 Cr
Promoter Pledges
HolderPledged Shares% of HoldingAs of
President Of India00%2026-03-31
Life Insurance Corporation Of India00%2026-03-31
President Of India00%2025-09-30
Life Insurance Corporation Of India00%2025-09-30
President Of India00%2025-06-30
Life Insurance Corporation Of India00%2025-06-30
President Of India00%2025-03-31
Life Insurance Corporation Of India00%2025-03-31
President Of India00%2024-12-31
President Of India00%2024-09-30
President Of India00%2024-06-30
President Of India00%2024-03-31
Board of Directors
NameDesignationYear
Swarup Kumar SahaManaging Director & Chief Executive Officer2025
Ravi MehtaExecutive Director2025
R P GuptaDirector(Shareholders)2025
Vivek SrivastavaNominee (RBI)2025
Saket MehrotraCompany Sec. & Compli. Officer2025
RajeevaExecutive Director2025
Jitendra AsatiNominee (Govt)2025
Segments — Product
SegmentRevenueShare
Treasury₹3,600 Cr26.2%
Corporate/Wholesale Banking₹4,171 Cr30.3%
Retail Banking₹5,952 Cr43.3%
Other Banking Operations₹36 Cr0.3%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹1010,0007,0967,096
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-21Dividend (0.39/- per share)Final
forthcoming2026-07-18Board Meetings—
dividend2025-07-29₹0.07 (0.7%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
20250001150115
20250001130113
2025000202
Company Information
Incorporated1908
AuditorS P Chopra & Co/Gupta Sharma & Associates/NBS & Co
Investor Email[email protected]
🌐 www.punjabandsindbank.co.in ↗

📍 21 Bank House, Rajendra Palace, New Delhi, Maharashtra, 110008

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