NSE · PSB
Punjab & Sind Bank
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹13,759 Cr with net profit ₹1,322 Cr — a 9.61% net margin, versus 7.78% the period before.
Shareholding
As of 2026-06-30
- Promoter93.85%
- Public2.2%
- FII0.14%
- DII3.81%
2,21,849 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.58× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Banks - Regional · ranked #16 of 22 by market cap · medians across 21 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | ₹9,93,753 Cr | 17.72 | 2.66 | 15.63% | 28.27% |
| Kotak Mahindra Bank Ltd. | ₹4,14,370 Cr | 20.69 | 2.29 | 11.17% | 28.63% |
| Axis Bank Limited | ₹3,87,910 Cr | 13.97 | 1.77 | 12.5% | 20.46% |
| Union Bank of India | ₹1,36,794 Cr | 6.63 | 1.04 | 14.33% | 19.27% |
| Punjab National Bank | ₹1,34,295 Cr | 6.08 | 0.92 | 13.18% | 16.76% |
| Bank of Baroda | ₹1,22,882 Cr | 5.53 | 0.73 | 10.5% | 13.3% |
| Indian Bank | ₹1,15,367 Cr | 9.02 | 1.51 | 14.95% | 18.44% |
| AU Small Finance Bank Ltd. | ₹79,163 Cr | 27.71 | 4.05 | 14.3% | 14.6% |
| IDFC First Bank Limited | ₹74,871 Cr | 32.52 | 1.54 | 4.73% | 5.49% |
| Bank of Maharashtra | ₹64,878 Cr | 8.61 | 1.91 | 20.87% | 24.9% |
| Punjab & Sind Bank(this company) | ₹16,036 Cr | 11.59 | 1.18 | 9.46% | 11.27% |
AI analysis
AI-generated · google/gemini-2.5-flashPunjab & Sind Bank has a market capitalization of Rs 17625 Cr and is trading at a P/E ratio of 42.1 with an EPS of 1.86. The company reported a revenue of Rs 13759.3 Cr with a profit margin of 11.03%.
Positives
- +Promoter holding is high at 93.85% as of June 30, 2026.
- +Debt-to-equity is 0.00, indicating no outstanding debt.
- +Revenue has consistently increased from Rs 8055.19 Cr in Mar 2022 to Rs 13759.30 Cr in Mar 2026, marking a 70.81% growth over four years.
Negatives
- −The trailing twelve months EPS of Rs 1.86 is lower than the EPS of Rs 2.56 reported in Mar 2022.
- −The public shareholding stands at a low 2.20% as of June 30, 2026.
- −The dividend yield is 157, which may indicate an unsustainable payout relative to reported earnings or capital.
Financial Performance
Punjab & Sind Bank's revenue has increased consistently over the last five reported years, from Rs 8055.19 Cr in Mar 2022 to Rs 13759.30 Cr in Mar 2026. Net profit has also seen fluctuations, reporting Rs 1039.05 Cr in Mar 2022, Rs 595.42 Cr in Mar 2024, and Rs 1321.93 Cr in Mar 2026.
Profitability & Returns
The company has a Return on Equity (ROE) of 9.35% and a Return on Capital Employed (ROCE) of 5.62%. The profit margin for the latest reported period stands at 11.03%.
Ownership & Pledges
As of June 30, 2026, promoters held 93.85% of the company's shares. DIIs held 3.81% and FIIs held 0.14%. The public shareholding was 2.20%. There are no reported promoter share pledges.
Annual Performance Overview
Annual EPS has shown varied performance, dropping from Rs 2.56 in Mar 2022 to Rs 0.88 in Mar 2024, before recovering to Rs 1.86 in Mar 2026. EBITDA also followed a similar trend, from Rs 1186.68 Cr in Mar 2022 to Rs 936.98 Cr in Mar 2024, then rising to Rs 1752.33 Cr in Mar 2026.
Data as of — price: 2026-09-11 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.