₹497.7
▲ +8.8 +1.80%
17 Jul 2026
NSE Listed · Financial Services
Jana Small Fin Bank Ltd. (JSFB)
Volume: 2,68,343Avg Vol 1W: 15,84,075Avg Vol 1M: 6,51,17652W Range:₹330₹521.05
Key Ratios
Checked just nowMarket Cap₹5,261 Cr
Current Price₹497.7
Previous Close₹488.9
High / Low (52w)₹521.05 / ₹330
Volume2,68,343
Avg Vol (1W)15,84,075
Avg Vol (1M)6,51,176
Stock P/E37.48
Book Value₹419.43
Dividend Yield0%
ROE8.49%
ROA79%
Revenue (TTM)₹2,776 Cr
Revenue Growth—
Profit Margin6.74%
Total Debt—
Shares Outstanding11 Cr
Face Value₹10
EPS (TTM)₹35.92
P/B1.19
Debt / Equity0
50 DMA₹468.24
200 DMA₹430.45
Day change+1.80%
Price Chart
₹497.7▲ 9.96% · 1Y
2025-11-242026-07-16
20-day avg volume: 6.9L shares
Pros
- Company is almost debt-free.
- Revenue grew 658995237% YoY.
- Net profit is growing year over year.
Quarterly Results
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹97 Cr | ₹111 Cr | ₹123 Cr | ₹102 Cr | ₹75 Cr | ₹10 Cr | ₹140 Cr | ₹155 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1,368 Cr | ₹2,425 Cr | ₹2,733 Cr | ₹3,050 Cr | ₹3,700 Cr | ₹4,684 Cr | ₹5,486 Cr | ₹3,615 Cr |
| EBITDA | ₹-1,949 Cr | ₹30 Cr | ₹84 Cr | ₹5 Cr | ₹256 Cr | ₹514 Cr | ₹474 Cr | ₹0 Cr |
| Net Profit | ₹-1,949 Cr | ₹30 Cr | ₹84 Cr | ₹5 Cr | ₹256 Cr | ₹670 Cr | ₹501 Cr | ₹326 Cr |
| EPS | -471.84 | 5.9 | 15.7 | 0.99 | 42.64 | 90.72 | 47.67 | — |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹9,446 Cr | ₹14,145 Cr | ₹19,091 Cr | ₹20,189 Cr | ₹25,644 Cr | ₹32,710 Cr | ₹38,464 Cr | ₹47,448 Cr |
| Total Liabilities | ₹8,773 Cr | ₹13,101 Cr | ₹17,964 Cr | ₹18,988 Cr | ₹23,846 Cr | ₹29,133 Cr | ₹34,345 Cr | ₹42,978 Cr |
| Equity | ₹674 Cr | ₹1,044 Cr | ₹1,127 Cr | ₹1,201 Cr | ₹1,797 Cr | ₹3,577 Cr | ₹4,118 Cr | ₹4,470 Cr |
| Total Debt | — | — | — | — | — | — | — | ₹5,497 Cr |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | ₹619 Cr | ₹856 Cr | ₹-1,128 Cr | ₹725 Cr | ₹4,091 Cr | ₹594 Cr |
| Investing | ₹-1,266 Cr | ₹-1,330 Cr | ₹-434 Cr | ₹-780 Cr | ₹-321 Cr | ₹-4,133 Cr |
| Financing | ₹1,917 Cr | ₹-240 Cr | ₹2,104 Cr | ₹33 Cr | ₹-1,331 Cr | ₹1,641 Cr |
| Free Cash Flow | ₹619 Cr | ₹856 Cr | ₹-1,128 Cr | ₹725 Cr | ₹4,091 Cr | ₹471 Cr |
Shareholding
Promoter 16.94% Institutions 20.36% Public 62.7%
About Jana Small Fin Bank Ltd.
Financial Services · Banks - Regional
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
www.jana.bank.in ↗Efficiency & Working Capital
ROCE6.8%
Interest Coverage0
Dividend Payout—
Debtor Days—
Inventory Days—
Payable Days—
Cash Conversion Cycle—
Working Capital Days—
Shareholding Details
As of 2026-06-30
Promoter16.9%
FII4%
DII16.3%
Institutions20.4%
Public62.7%
Promoter Pledge0%
No. of Shareholders49,932
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Feb 2024 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 22.5% | 22.5% | 22.5% | 22.5% | 22.4% | 22.3% | 22.3% | 21.9% | 21.9% | 21.9% | 21.8% | 16.9% |
| FIIs | 2.3% | 2.3% | 1.1% | 1% | 1.1% | 0.5% | 0.9% | 0.3% | 1.2% | 4.1% | 4.3% | 4% |
| DIIs | 15.7% | 7.1% | 17.7% | 17.7% | 18% | 18.5% | 15.9% | 16% | 14.8% | 14.9% | 16.3% | 16.3% |
| Public | 59.4% | 68.1% | 58.6% | 58.7% | 58.5% | 58.7% | 60.9% | 61.8% | 62.1% | 59.1% | 57.6% | 62.7% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 1,36,886 | 1,36,886 | 72,042 | 49,178 | 51,033 | 52,297 | 52,412 | 53,351 | 51,129 | 51,546 | 50,785 | 49,932 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Jana Holdings Limited | Shareholding of Promoter and Promoter Group | 16.9% | 1.78 Cr |
| Tpg Asia Vi Sf Pte. Ltd. | Public Shareholding | 8.1% | 85,39,897 |
| Tvs Motor Company Limited | Public Shareholding | 4.9% | 51,60,903 |
| Sunil Kant Munjal | Public Shareholding | 3.3% | 35,00,000 |
| Volrado Venture Partners Fund - Iii - Volrado Vent | Public Shareholding | 2.8% | 29,25,000 |
| Bharti (satya) Trustees Private Limited | Public Shareholding | 2.7% | 28,89,023 |
| Harbourvest Partners Co-investment Fund Iv L.p | Public Shareholding | 2.4% | 25,04,249 |
| North Haven Private Equity Asia Platinum Pte. Ltd. | Public Shareholding | 2% | 21,47,427 |
| Profitex Shares And Securities Private Limited | Public Shareholding | 1.6% | 16,55,031 |
| Icici Prudential Life Insurance Company Limited | Public Shareholding | 1.5% | 16,22,317 |
| Ananta Capital Ventures Fund 1 | Public Shareholding | 1.5% | 15,38,715 |
| Puran Associates Private Limited | Public Shareholding | 1.4% | 14,44,511 |
| Singularity Growth Opportunities Fund Ii | Public Shareholding | 1.3% | 14,11,135 |
| Singularity Equity Fund I | Public Shareholding | 1.3% | 13,76,621 |
| Jm Financial Mutual Fund - Jm Small Cap Fund | Public Shareholding | 1.2% | 12,46,893 |
| Barclays Wealth Trustees India Pvt Ltd | Public Shareholding | 1.2% | 12,40,301 |
| Bajaj Life Insurance Limited | Public Shareholding | 1.1% | 12,04,586 |
| Kotak Mahindra Life Insurance Company Ltd | Public Shareholding | 1.1% | 11,66,403 |
| Singularity Growth Opportunities Fund I | Public Shareholding | 1.1% | 11,29,960 |
| India Opportunities Growth Fund Ltd - Pinewood Str | Public Shareholding | 1% | 11,00,000 |
| Bimal Niranjan Parikh | Public Shareholding | 1% | 11,00,000 |
| Sachin Bansal | Public Shareholding | 1% | 11,00,000 |
| Qrg Investments And Holdings Limited | Public Shareholding | 1% | 10,87,500 |
| Jana Capital Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Jana Urban Foundation | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Jana Holdings Limited | 0 | 0% | 2026-06-30 |
| Jana Capital Limited | 0 | 0% | 2026-06-30 |
| Jana Urban Foundation | 0 | 0% | 2026-06-30 |
| Jm Financial Mutual Fund - Jm Small Cap Fund | 0 | 0% | 2026-06-30 |
| Singularity Growth Opportunities Fund Ii | 0 | 0% | 2026-06-30 |
| Singularity Equity Fund I | 0 | 0% | 2026-06-30 |
| Singularity Growth Opportunities Fund I | 0 | 0% | 2026-06-30 |
| Ananta Capital Ventures Fund 1 | 0 | 0% | 2026-06-30 |
| Volrado Venture Partners Fund - Iii - Volrado Vent | 0 | 0% | 2026-06-30 |
| Bajaj Life Insurance Limited | 0 | 0% | 2026-06-30 |
| Kotak Mahindra Life Insurance Company Ltd | 0 | 0% | 2026-06-30 |
| Icici Prudential Life Insurance Company Limited | 0 | 0% | 2026-06-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| AJAY CHAMANLAL KANWAL | Managing Director & Chief Executive Officer | 2025 |
| K S Raman | Executive Director | 2025 |
| Ramesh Ramanathan | Non Executive Director | 2025 |
| Rahul Khosla | Nominee | 2025 |
| Ramalingam Ramaseshan | Part Time Chairman | 2025 |
| CHITRA RAJIV TALWAR | Independent Director | 2025 |
| Lakshmi R N | Company Sec. & Compli. Officer | 2025 |
| Pammi Vijaya Kumar | Independent Director | 2025 |
| Kumbla Srinivas Nayak | Independent Director | 2025 |
| S C Khuntia | Independent Director | 2025 |
| Dinesh Chander Patwari | Independent Director | 2025 |
| Pankaj Razdan | Additional Director | 2025 |
| Malini B Mallikarjun | Additional Director | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Treasury | ₹1,361 Cr | 15.5% |
| Corporate/Wholesale Banking | ₹313 Cr | 3.5% |
| Retail Banking | ₹7,005 Cr | 79.5% |
| Other Banking operations | ₹130 Cr | 1.5% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹10 | 200 | 105 | 105 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-15 | Board Meetings | — |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 11 | 10 | 21 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2025 | 0 | 0 | 0 | 11 | 10 | 20 |
Insider / Designated-Person Trades
2 recent disclosure(s)
Nishi Ajay KanwalPledge · 2,00,000
JANA HOLDINGS LIMITEDDisposal · 1,66,000
Substantial Acquisitions (SAST)
3 disclosure(s)
Market06/06/2025 · 5,500
Market04/06/2025 - 05/06/2025 · 5,500
Others14/02/2024 · 63,79,988
Company Information
Incorporated2006
ChairmanRamalingam Ramaseshan
AuditorS R Batliboi & Associates LLP/Batliboi & Purohit
Investor Email[email protected]
📍 The Fairway B.Park # 10/1 11/2, 12/2B Nxt to EGL Challaghatta, Bangalore, Karnataka, 560071
Technical AnalysisPremium
Technical analysis (Premium)
Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.
More stocks
Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search