₹1,021.2
▼ -13.87 -1.34%
17 Jul 2026
NSE Listed · Financial Services
AU Small Finance Bank Ltd. (AUBANK)
20-day avg volume: 7.4L shares
- Pays a dividend yield of 10.0%.
- Company is almost debt-free.
- Revenue grew 8361752080% YoY.
- Net profit is growing year over year.
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹503 Cr | ₹571 Cr | ₹528 Cr | ₹504 Cr | ₹581 Cr | ₹561 Cr | ₹668 Cr | ₹832 Cr |
| EPS | — | — | — | — | — | — | — | — |
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | ₹675 Cr | ₹815 Cr | ₹1,214 Cr | ₹1,446 Cr | ₹12,091 Cr |
| EBITDA | ₹149 Cr | ₹241 Cr | ₹373 Cr | ₹486 Cr | ₹0 Cr |
| Net Profit | ₹98 Cr | ₹163 Cr | ₹247 Cr | ₹762 Cr | ₹2,641 Cr |
| EPS | 24.21 | 37.24 | 9.26 | 27.45 | — |
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | ₹3,377 Cr | ₹4,823 Cr | ₹7,933 Cr | ₹9,812 Cr | ₹1,91,797 Cr |
| Total Liabilities | ₹2,727 Cr | ₹3,985 Cr | ₹6,862 Cr | ₹7,824 Cr | ₹1,71,824 Cr |
| Equity | ₹649 Cr | ₹838 Cr | ₹1,071 Cr | ₹1,988 Cr | ₹19,974 Cr |
| Total Debt | — | — | — | — | ₹13,872 Cr |
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2026 |
|---|---|---|---|---|---|
| Operating | ₹-617 Cr | ₹-1,050 Cr | ₹-1,603 Cr | ₹1,204 Cr | ₹1,829 Cr |
| Investing | ₹593 Cr | ₹3 Cr | ₹39 Cr | ₹-1,800 Cr | ₹-5,090 Cr |
| Financing | ₹-148 Cr | ₹1,153 Cr | ₹1,958 Cr | ₹1,022 Cr | ₹2,318 Cr |
| Free Cash Flow | ₹-617 Cr | ₹-1,050 Cr | ₹-1,603 Cr | ₹1,204 Cr | ₹1,020 Cr |
Financial Services · Banks - Regional
AU Small Finance Bank Limited offers various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed deposit overdraft, nodal and RERA, and fixed and recurring deposit accounts; foreign currency non-resident deposit; debit, credit, and prepaid cards; and safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, commercial property, gold, micro business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds, Atal pension scheme, and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services, as well as ATM services. Further, the company offers digital banking services. Additionally, it provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. The company operates through its bank branches, correspondents banking outlets, and business correspondents. It serves individuals, senior citizens, SMEs, NRIs, Gen Z digital natives, professionals, government institutions, corporate, partnerships, associations, and trusts. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.
www.au.bank.in ↗As of 2026-03-31
Quarterly — figures in %. Latest 12 quarters.
| Period | Dec 2023 | Mar 2024 | Apr 2024 | Apr 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 25.5% | 25.4% | 22.9% | 22.9% | 22.9% | 22.9% | 22.9% | 22.9% | 22.9% | 22.8% | 22.8% | 22.8% |
| FIIs | 41.1% | 39.4% | 35.5% | 35.5% | 39.6% | 40.7% | 39.3% | 35.6% | 37.7% | 34.5% | 36.4% | 37.3% |
| DIIs | 15.2% | 22.8% | 21.2% | 21.2% | 18.4% | 20.1% | 21.8% | 27.2% | 28.9% | 31.9% | 31.3% | 31.3% |
| Public | 18.2% | 12.4% | 20.4% | 20.4% | 19.1% | 16.2% | 16% | 14.4% | 10.6% | 10.8% | 9.5% | 8.7% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 1,55,660 | 2,30,172 | 2,30,378 | 2,30,378 | 1,95,762 | 1,74,101 | 1,89,495 | 1,92,987 | 1,90,119 | 1,91,508 | 1,81,635 | 1,67,443 |
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
| Name | Category | Stake | Shares |
|---|---|---|---|
| Sanjay Agarwal | Shareholding of Promoter and Promoter Group | 15.7% | 11.72 Cr |
| Hdfc Mutual Fund - Hdfc Mid-cap Fund | Public Shareholding | 7.1% | 5.33 Cr |
| Camas Investments Pte. Ltd. | Public Shareholding | 3.6% | 2.69 Cr |
| Jyoti Agarwal | Shareholding of Promoter and Promoter Group | 3.2% | 2.36 Cr |
| Nippon Life India Trustee Ltd- A/c Nippon India Growth Mid Cap Fund | Public Shareholding | 2.7% | 2.01 Cr |
| Shakuntala Agarwal | Shareholding of Promoter and Promoter Group | 2.5% | 1.86 Cr |
| Smallcap World Fund, Inc | Public Shareholding | 2.4% | 1.77 Cr |
| New World Fund Inc | Public Shareholding | 2.1% | 1.56 Cr |
| Invesco India Arbitrage Fund | Public Shareholding | 1.9% | 1.45 Cr |
| Aditya Birla Sun Life Trustee Private Limited A/c Aditya Birla Sun Life Flexi Cap Fund | Public Shareholding | 1.9% | 1.40 Cr |
| Uttam Tibrewal | Public Shareholding | 1.8% | 1.34 Cr |
| Sbi Life Insurance Co. Ltd | Public Shareholding | 1.8% | 1.32 Cr |
| Hdfc Life Insurance Company Limited | Public Shareholding | 1.6% | 1.20 Cr |
| Kotak Flexicap Fund | Public Shareholding | 1.6% | 1.20 Cr |
| Dsp Midcap Fund | Public Shareholding | 1.6% | 1.20 Cr |
| Nomura India Investment Fund Mother Fund | Public Shareholding | 1.6% | 1.17 Cr |
| Mys Holdings Private Limited | Shareholding of Promoter and Promoter Group | 1.5% | 1.08 Cr |
| Uti Nifty 200 Momentum 30 Index Fund | Public Shareholding | 1.4% | 1.04 Cr |
| Zulia Investments Pte. Ltd. | Public Shareholding | 1.4% | 1.02 Cr |
| Government Pension Fund Global | Public Shareholding | 1.3% | 94,58,758 |
| Janchor Partners Pan-asian Master Fund | Public Shareholding | 1.1% | 80,12,058 |
| Vanguard Total International Stock Index Fund | Public Shareholding | 1% | 76,57,711 |
| Yuvraj Agarwal | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mallika Agarwal | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Sanjay Agarwal | 0 | 0% | 2026-03-31 |
| Jyoti Agarwal | 0 | 0% | 2026-03-31 |
| Shakuntala Agarwal | 0 | 0% | 2026-03-31 |
| Yuvraj Agarwal | 0 | 0% | 2026-03-31 |
| Mallika Agarwal | 0 | 0% | 2026-03-31 |
| Mys Holdings Private Limited | 0 | 0% | 2026-03-31 |
| Uti Nifty 200 Momentum 30 Index Fund | 0 | 0% | 2026-03-31 |
| Kotak Flexicap Fund | 0 | 0% | 2026-03-31 |
| Dsp Midcap Fund | 0 | 0% | 2026-03-31 |
| Aditya Birla Sun Life Trustee Private Limited A/c Aditya Birla Sun Life Flexi Cap Fund | 0 | 0% | 2026-03-31 |
| Invesco India Arbitrage Fund | 0 | 0% | 2026-03-31 |
| Nippon Life India Trustee Ltd- A/c Nippon India Growth Mid Cap Fund | 0 | 0% | 2026-03-31 |
| Name | Designation | Year |
|---|---|---|
| UTTAM TIBREWAL | Whole-time Director | 2025 |
| Kamlesh S Vikamsey | Independent Director | 2025 |
| Sanjay Agarwal | Managing Director & Chief Executive Officer | 2025 |
| Pushpinder Singh | Independent Director | 2025 |
| Harun Rasid Khan | Chairman & Independent Director | 2025 |
| Malini Thadani | Independent Director | 2025 |
| Sriram Mankal Shankar | Independent Director | 2025 |
| Kavita Venugopal | Independent Director | 2025 |
| MANMOHAN PARNAMI | Company Sec. & Compli. Officer | 2025 |
| Nandkumar Saravade | Independent Director | 2025 |
| J M Prasad | Independent Director | 2025 |
| N S Venkatesh | Additional Director | 2025 |
| Phani Shankar | Non Executive Director | 2025 |
| Vivek Tripathi | Whole Time Director | 2025 |
| Segment | Revenue | Share |
|---|---|---|
| Treasury | ₹2,565 Cr | 13.8% |
| Digital Banking* | ₹0 Cr | 0% |
| Other Retail Banking | ₹14,001 Cr | 75.3% |
| Wholesale banking | ₹1,643 Cr | 8.8% |
| Other banking operations | ₹381 Cr | 2% |
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹10 | 1,200 | 745 | 745 |
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-25 | Board Meetings | — |
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 25 | 31 | 64 |
| 2025 | 0 | 0 | 0 | 2 | 0 | 2 |
| 2025 | 0 | 0 | 0 | 23 | 30 | 60 |
30 recent disclosure(s)
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📍 19-A Dhuleshwar Garden, Ajmer Road, Jaipur, Rajasthan, 302001
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