₹168.31
▼ -0.46 -0.27%
17 Jul 2026
NSE Listed
Union Bank of India (UNIONBANK)
Volume: 1,32,86,469Avg Vol 1W: 2,89,69,203.4Avg Vol 1M: 2,10,48,107.5552W Range:₹124.64₹205.49
Key Ratios
Checked 3h agoMarket Cap₹1,28,832 Cr
Current Price₹168.31
Previous Close₹168.77
High / Low (52w)₹205.49 / ₹124.64
Volume1,32,86,469
Avg Vol (1W)2,89,69,203.4
Avg Vol (1M)2,10,48,107.55
Stock P/E6.24
Book Value₹173.63
Dividend Yield296%
ROE14.33%
ROA0%
Revenue (TTM)₹1,28,400 Cr
Revenue Growth11.6%
Profit Margin19.27%
Total Debt—
Shares Outstanding763 Cr
Face Value₹10
EPS (TTM)₹27.04
P/B0.97
Debt / Equity0
50 DMA₹167.66
200 DMA₹166.16
Day change-0.27%
Price Chart
₹168.31▲ 15.04% · 1Y
2025-07-172026-07-16
20-day avg volume: 2.1Cr shares
Pros
- Pays a dividend yield of 296.0%.
- Company is almost debt-free.
- Stock trades below its book value.
Cons
- Company is loss-making at the latest annual result.
Quarterly Results
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹4,722 Cr | ₹4,597 Cr | ₹5,001 Cr | ₹4,137 Cr | ₹4,281 Cr | ₹5,029 Cr | ₹5,334 Cr | ₹5,368 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹39,355 Cr | ₹43,268 Cr | ₹83,211 Cr | ₹81,754 Cr | ₹97,079 Cr | ₹1,18,188 Cr | ₹1,28,162 Cr | ₹1,28,400 Cr |
| EBITDA | ₹-3,933 Cr | ₹-4,151 Cr | ₹2,327 Cr | ₹8,566 Cr | ₹12,147 Cr | ₹21,508 Cr | ₹23,424 Cr | ₹24,284 Cr |
| Net Profit | ₹-2,922 Cr | ₹-3,121 Cr | ₹2,863 Cr | ₹5,265 Cr | ₹8,512 Cr | ₹13,797 Cr | ₹18,027 Cr | ₹19,430 Cr |
| EPS | -24.87 | -13.45 | 4.47 | 7.77 | 12.45 | 19.15 | 23.62 | 25.45 |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹4,98,581 Cr | ₹5,55,509 Cr | ₹10,82,377 Cr | ₹11,93,766 Cr | ₹12,88,357 Cr | ₹14,01,996 Cr | ₹15,11,329 Cr | ₹15,87,503 Cr |
| Total Liabilities | ₹4,71,745 Cr | ₹5,21,520 Cr | ₹10,17,640 Cr | ₹11,22,904 Cr | ₹12,09,554 Cr | ₹13,04,398 Cr | ₹13,97,495 Cr | ₹14,53,951 Cr |
| Equity | ₹26,836 Cr | ₹33,989 Cr | ₹64,738 Cr | ₹70,861 Cr | ₹78,804 Cr | ₹97,598 Cr | ₹1,13,834 Cr | ₹1,33,551 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-6,847 Cr | ₹-9,000 Cr | ₹19,145 Cr | ₹36,883 Cr | ₹9,333 Cr | ₹22,950 Cr | ₹-197 Cr | ₹-355 Cr |
| Investing | ₹-297 Cr | ₹-377 Cr | ₹-601 Cr | ₹-558 Cr | ₹-2,561 Cr | ₹-1,394 Cr | ₹-19 Cr | ₹-71 Cr |
| Financing | ₹1,758 Cr | ₹20,144 Cr | ₹-18,861 Cr | ₹-786 Cr | ₹-10,654 Cr | ₹-11,489 Cr | ₹338 Cr | ₹77 Cr |
| Free Cash Flow | ₹-6,847 Cr | ₹-9,000 Cr | ₹19,145 Cr | ₹36,883 Cr | ₹9,333 Cr | ₹22,950 Cr | ₹-197 Cr | ₹-355 Cr |
Shareholding
Promoter 74.76% Institutions 20.88% Public 4.36%
About Union Bank of India
Financial Services · Banks - Regional
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.
www.unionbankofindia.bank.in ↗Efficiency & Working Capital
ROCE6.1%
Interest Coverage0
Dividend Payout—
Debtor Days—
Inventory Days—
Payable Days—
Cash Conversion Cycle—
Working Capital Days—
Shareholding Details
As of 2026-03-31
Promoter74.8%
FII9.4%
DII11.5%
Institutions20.9%
Public4.4%
Promoter Pledge0%
No. of Shareholders9,07,910
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Dec 2023 | Feb 2024 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 77% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% | 74.8% |
| FIIs | 4% | 6% | 6% | 6.8% | 7.4% | 6.9% | 6.5% | 7.1% | 7.7% | 7.9% | 8.1% | 9.4% |
| DIIs | 12.1% | 12.6% | 12.2% | 12.2% | 11.4% | 11.2% | 11.9% | 11.6% | 11.9% | 11.7% | 11.9% | 11.5% |
| Public | 6.9% | 6.6% | 7% | 6.2% | 6.5% | 7.1% | 6.8% | 6.5% | 5.6% | 5.7% | 5.2% | 4.4% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 8,74,309 | 9,17,901 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,061 | 10,22,300 | 10,41,211 | 9,61,173 | 9,55,839 | 9,20,603 | 9,07,910 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202603 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| President Of India | Shareholding of Promoter and Promoter Group | 74.8% | 570.67 Cr |
| Lici Ulip-growth Fund | Public Shareholding | 5.4% | 40.95 Cr |
| Hdfc Trustee Company Ltd. A/c Hdfc Balanced Advant | Public Shareholding | 1.4% | 10.85 Cr |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| President Of India | 0 | 0% | 2026-03-31 |
| Hdfc Trustee Company Ltd. A/c Hdfc Balanced Advant | 0 | 0% | 2026-03-31 |
| Lici Ulip-growth Fund | 0 | 0% | 2026-03-31 |
| President Of India | 0 | 0% | 2025-12-31 |
| Hdfc Mutual Fund-hdfc Hybrid Debt Fund | 0 | 0% | 2025-12-31 |
| Lici Ulip-growth Fund | 0 | 0% | 2025-12-31 |
| President Of India | 0 | 0% | 2025-09-30 |
| Hdfc Mutual Fund-hdfc Arbitrage Fund | 0 | 0% | 2025-09-30 |
| Life Insurance Corporation Of India - Ulif00420091 | 0 | 0% | 2025-09-30 |
| President Of India | 0 | 0% | 2025-06-30 |
| Hdfc Mutual Fund - Hdfc Nifty Psu Bank Etf | 0 | 0% | 2025-06-30 |
| Lici Market Plus Growth Fund | 0 | 0% | 2025-06-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Asheesh Pandey | Managing Director & CEO | 2026 |
| Shri Nitesh Ranjan | Executive Director | 2026 |
| Ramasubramanian S | Executive Director | 2026 |
| Shri Sanjay Rudra | Executive Director | 2026 |
| Amresh Prasad | Executive Director | 2026 |
| Debasish Prusty | Non Executive Director / Nominee | 2026 |
| Prakash Baliarsingh | Non Executive Director / Nominee | 2026 |
| Priti Rao | Director (Shareholder) | 2026 |
| PRAKASH CHANDRA KANDPAL | Director (Shareholder) | 2026 |
| Ashish Mishra | Company Secretary / Compliance Officer | 2026 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Treasury Operations | ₹30,107 Cr | 24.3% |
| Digital Banking Operations | ₹982 Cr | 0.8% |
| Other Retail Banking Operations | ₹46,592 Cr | 37.6% |
| Corporate/Wholesale Banking | ₹44,379 Cr | 35.8% |
| Other Banking Operations | ₹1,745 Cr | 1.4% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2026 | ₹10 | 10,000 | 7,634 | 7,634 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-15 | Board Meetings | — |
| dividend | 2026-07-03 | ₹5.0 (50.0%) | Final |
| dividend | 2026-07-03 | ₹5 (50%) | Final |
| dividend | 2025-07-25 | ₹4.75 (47.5%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2026 | 0 | 0 | 1,505 | 2 | 0 | 1,507 |
| 2026 | 0 | 0 | 919 | 2 | 0 | 921 |
| 2026 | 0 | 0 | 586 | 0 | 0 | 586 |
Company Information
Incorporated1919
AuditorChhajed & Doshi/G S Mathur & Co/P Chandrasekar LLP
Investor Email[email protected]
📍 239 Vidhan Bhavan Marg, Nariman Point UnionBank Bhavan, Mumbai, Maharashtra, 400021
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