Debut Plus

26.1

-0.14 -0.53%

17 Jul 2026

NSE Listed

UCO Bank (UCOBANK)

Volume: 31,97,043Avg Vol 1W: 58,14,701.6Avg Vol 1M: 57,26,265.152W Range:22.2234.2
Key Ratios
Checked 1h ago
Market Cap₹32,728 Cr
Current Price₹26.1
Previous Close₹26.24
High / Low (52w)₹34.2 / ₹22.22
Volume31,97,043
Avg Vol (1W)58,14,701.6
Avg Vol (1M)57,26,265.1
Stock P/E13.25
Book Value₹22.2
Dividend Yield169%
ROE7.92%
ROA76%
Revenue (TTM)₹29,741 Cr
Revenue Growth12.2%
Profit Margin9.85%
Total Debt₹18,310 Cr
Shares Outstanding1,254 Cr
Face Value₹10
EPS (TTM)₹1.97
P/B1.18
Debt / Equity0
50 DMA₹26.15
200 DMA₹28.1
Day change-0.53%
Price Chart
26.1 19.37% · 1Y
342215.8Cr
2025-07-17
2026-07-16

20-day avg volume: 57.3L shares

Pros
  • Pays a dividend yield of 169.0%.
  • Company is almost debt-free.
  • Revenue grew 409850752% YoY.
Quarterly Results
MetricJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025
Revenue
EBITDA
Net Profit₹223 Cr₹402 Cr₹503 Cr₹526 Cr₹551 Cr₹603 Cr₹639 Cr₹652 Cr
EPS
Profit & Loss (Annual)
MetricMar 2013Mar 2014Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue₹4,582 Cr₹7,380 Cr₹18,006 Cr₹17,870 Cr₹18,082 Cr₹20,159 Cr₹25,120 Cr₹29,474 Cr
EBITDA₹0 Cr₹0 Cr₹-3,713 Cr₹-75 Cr₹1,750 Cr₹2,905 Cr₹2,569 Cr₹3,834 Cr
Net Profit₹618 Cr₹1,511 Cr₹-2,437 Cr₹146 Cr₹895 Cr₹1,826 Cr₹1,672 Cr₹2,468 Cr
EPS-3.10.150.771.531.42.06
Balance Sheet
MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹2,35,908 Cr₹2,53,246 Cr₹2,67,659 Cr₹3,00,702 Cr₹3,23,548 Cr₹3,62,361 Cr
Total Liabilities₹2,16,699 Cr₹2,30,730 Cr₹2,44,191 Cr₹2,75,098 Cr₹2,96,335 Cr₹3,31,476 Cr
Equity₹19,210 Cr₹22,516 Cr₹23,469 Cr₹25,604 Cr₹27,214 Cr₹30,885 Cr
Total Debt₹15,695 Cr
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹2,422 Cr₹4,399 Cr₹2,983 Cr₹1,002 Cr₹1,913 Cr
Investing₹-155 Cr₹-200 Cr₹-267 Cr₹-295 Cr₹-328 Cr
Financing₹3,266 Cr₹-1,637 Cr₹-336 Cr₹-430 Cr₹5,869 Cr
Free Cash Flow₹2,422 Cr₹4,399 Cr₹2,983 Cr₹1,002 Cr₹1,913 Cr
Shareholding
Promoter 90.95% Institutions 4.36% Public 4.69%
About UCO Bank

Banks · Banks - Public Sector

UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts. It also offers agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit. In addition, the company provides life, health, and general insurance products; credit and debit cards; internet banking services; and international banking services, such as NRI banking, foreign currency loans, finance to exporters and importers, remittances, forex and treasury services, resident foreign currency deposits, and correspondent banking services to Indian customers, corporates, NRIs, overseas corporate bodies, foreign companies/individuals, and foreign banks. Further, it provides government deposit schemes/bonds, pension payments/schemes, and tax collection services; merchant banking services; sovereign gold bonds; and mutual funds. The company was formerly known as The United Commercial Bank Ltd. and changed its name to UCO Bank in 1985. UCO Bank was incorporated in 1943 and is headquartered in Kolkata, India.

www.uco.bank.in
Efficiency & Working Capital
ROCE5.3%
Interest Coverage0
Dividend Payout
Debtor Days
Inventory Days
Payable Days
Cash Conversion Cycle
Working Capital Days
Shareholding Details

As of 2026-06-30

Promoter91%
FII0.1%
DII4.3%
Institutions4.4%
Public4.7%
Promoter Pledge0%
No. of Shareholders8,47,182
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters95.4%95.4%95.4%95.4%95.4%95.4%91%91%91%91%91%91%
FIIs0.1%0%0%0%0%0%0.4%0.1%0.1%0.1%0.1%0.1%
DIIs1.4%1.3%1.3%1.3%1.3%1.3%5.4%4.7%4.5%4.4%4.4%4.3%
Public3.1%3.3%3.3%3.3%3.3%3.3%3.3%4.2%4.4%4.5%4.6%4.7%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders5,83,2426,10,1667,39,0977,78,0497,73,4667,91,2717,99,0148,43,9928,50,1028,49,7298,49,0848,47,182
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603
Major Shareholders (>1%)
NameCategoryStakeShares
President Of IndiaShareholding of Promoter and Promoter Group91%1140.49 Cr
Life Insurance Corporation Of India LimitedPublic Shareholding2.3%29.00 Cr
Promoter Pledges
HolderPledged Shares% of HoldingAs of
President Of India00%2026-06-30
Life Insurance Corporation Of India Limited00%2026-06-30
President Of India00%2026-03-31
LIC of India00%2026-03-31
President Of India00%2025-12-31
Life Insurance Corporation Of India00%2025-12-31
President Of India00%2025-09-30
President Of India00%2025-06-30
Life Insurance Corporation Of India00%2025-06-30
President Of India00%2025-03-31
Life Insurance Corporation Of India00%2025-03-31
President Of India00%2024-12-31
Board of Directors
NameDesignationYear
A Krishna KumarChairman / Non Exec. Part Time Non Offic. Director2026
R K SabooExecutive Director2026
Vijaykumar Nivrutti KambleExecutive Director2026
Sudhir ShyamNominee (Govt)2026
Sarada Prasan MohantyNominee (RBI)2026
Rajesh Kumar AilawadiDirector (Shareholder)2026
Vikash GuptaCompany Sec. & Compli. Officer2026
Hari Har MishraDirector2026
Segments — Product
SegmentRevenueShare
Treasury₹8,031 Cr27%
Corporate/Wholesale Banking₹10,982 Cr36.9%
DigitalBanking₹0 Cr0%
Other Retail Banking₹10,666 Cr35.9%
Other Banking Operations₹62 Cr0.2%
Segments — Geography
RegionRevenueShare
DOMESTIC₹27,977 Cr94.1%
INTERNATIONAL₹1,764 Cr5.9%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹1015,00012,54012,540
Corporate Actions
TypeDateValueRemark
dividend2026-05-04₹0.44 (4.4%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
20260002010201
20260002010201
20260002010201
Insider / Designated-Person Trades

1 recent disclosure(s)

PRAVIN KUMARDisposal · 80,000
Company Information
Incorporated1943
ChairmanA Krishna Kumar
AuditorPSMG & Associates/Sanjay Deep & Associates
Investor Email[email protected]; hoacs.calcutta@ucoba
🌐 www.ucobank.com

📍 10 B T M Sarani, 7th Floor, Kolkata, West Bengal, 700001

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