₹44.62
▼ -0.71 -1.57%
17 Jul 2026
BSE Listed · Banks
South Indian Bank Ltd. (532218)
Volume: 7,05,750Avg Vol 1W: 10,55,216Avg Vol 1M: 13,17,86852W Range:₹28.13₹49.9
Key Ratios
Checked 3h agoMarket Cap₹11,682 Cr
Current Price₹44.62
Previous Close₹45.33
High / Low (52w)₹49.9 / ₹28.13
Volume7,05,750
Avg Vol (1W)10,55,216
Avg Vol (1M)13,17,868
Stock P/E7.73
Book Value₹45.08
Dividend Yield99%
ROE12.79%
ROA0%
Revenue (TTM)—
Revenue Growth12.25%
Profit Margin14.94%
Total Debt—
Shares Outstanding262 Cr
Face Value₹1
EPS (TTM)₹5.77
P/B0.99
Debt / Equity0
50 DMA₹43.8
200 DMA₹39.82
Day change-1.57%
Price Chart
₹44.62▲ 45.58% · 1Y
2025-07-172026-07-17
20-day avg volume: 12.8L shares
Pros
- Pays a dividend yield of 99.0%.
- Company is almost debt-free.
- Revenue grew 11% YoY.
- Net profit is growing year over year.
- Stock trades below its book value.
Quarterly Results
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹325 Cr | ₹342 Cr | ₹342 Cr | ₹322 Cr | ₹352 Cr | ₹374 Cr | ₹407 Cr | ₹378 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|
| Revenue | ₹8,810 Cr | ₹8,535 Cr | ₹7,620 Cr | ₹8,045 Cr | ₹10,127 Cr | ₹11,226 Cr |
| EBITDA | ₹150 Cr | ₹87 Cr | ₹-92 Cr | ₹1,108 Cr | ₹1,529 Cr | ₹1,757 Cr |
| Net Profit | ₹105 Cr | ₹62 Cr | ₹45 Cr | ₹775 Cr | ₹1,070 Cr | ₹1,303 Cr |
| EPS | 0.58 | 0.34 | 0.21 | 3.49 | 5.09 | 4.98 |
Balance Sheet
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|
| Total Assets | ₹97,033 Cr | ₹94,149 Cr | ₹1,00,052 Cr | ₹1,07,697 Cr | ₹1,17,412 Cr | ₹1,24,655 Cr |
| Total Liabilities | ₹91,556 Cr | ₹88,340 Cr | ₹94,198 Cr | ₹1,01,022 Cr | ₹1,08,586 Cr | ₹1,14,547 Cr |
| Equity | ₹5,477 Cr | ₹5,809 Cr | ₹5,854 Cr | ₹6,675 Cr | ₹8,826 Cr | ₹10,108 Cr |
| Total Debt | ₹6,893 Cr | ₹4,108 Cr | — | — | — | — |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Operating | ₹5,711 Cr | ₹5,205 Cr | ₹-7,042 Cr | ₹7,625 Cr | ₹-2,011 Cr |
| Investing | ₹-1,092 Cr | ₹-1,741 Cr | ₹-386 Cr | ₹-1,986 Cr | ₹4,434 Cr |
| Financing | ₹-138 Cr | ₹-989 Cr | ₹3,524 Cr | ₹-2,148 Cr | ₹157 Cr |
| Free Cash Flow | ₹5,711 Cr | ₹5,205 Cr | ₹-7,042 Cr | ₹7,625 Cr | ₹-2,011 Cr |
Shareholding
Promoter 0% Institutions 39.64% Public 60.36%
Efficiency & Working Capital
ROCE5.9%
Interest Coverage0
Dividend Payout—
Debtor Days—
Inventory Days—
Payable Days—
Cash Conversion Cycle—
Working Capital Days—
Shareholding Details
As of 2026-06-30
Promoter0%
FII25.4%
DII14.2%
Institutions39.6%
Public60.4%
Promoter Pledge—
No. of Shareholders11,43,415
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| FIIs | 15% | 14.7% | 15.2% | 13.4% | 11.5% | 11.5% | 12% | 17.6% | 17.9% | 20.9% | 24.2% | 25.4% |
| DIIs | 6.6% | 7.6% | 4.7% | 5.1% | 5.3% | 7.2% | 10.4% | 11.1% | 11.9% | 13.8% | 12.8% | 14.2% |
| Public | 78.4% | 77.7% | 80.2% | 81.5% | 83.3% | 81.3% | 77.6% | 71.3% | 70.2% | 65.3% | 63% | 60.4% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
| No. of Shareholders | 8,09,664 | 8,88,397 | 11,04,003 | 12,08,113 | 12,47,471 | 12,58,792 | 12,54,661 | 11,97,828 | 11,81,505 | 11,51,966 | 11,67,278 | 11,43,415 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Bandhan Small Cap Fund | Public Shareholding | 4.7% | 12.29 Cr |
| Yusuffali Musaliam Veettil Abdul Kader . | Public Shareholding | 4.3% | 11.26 Cr |
| Kotak Mahindra Trustee Co Ltd A/c Kotak Multicap Fund | Public Shareholding | 4.2% | 11.04 Cr |
| Swedbank Robur Global Emerging Markets | Public Shareholding | 2.9% | 7.68 Cr |
| Sbi Banking & Financial Services Fund | Public Shareholding | 2.5% | 6.56 Cr |
| California Public Employees' Retirement System | Public Shareholding | 2.4% | 6.36 Cr |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Bandhan Small Cap Fund | 0 | 0% | 2026-06-30 |
| Kotak Mahindra Trustee Co Ltd A/c Kotak Multicap Fund | 0 | 0% | 2026-06-30 |
| Sbi Banking & Financial Services Fund | 0 | 0% | 2026-06-30 |
| Swedbank Robur Global Emerging Markets | 0 | 0% | 2026-06-30 |
| California Public Employees' Retirement System | 0 | 0% | 2026-06-30 |
| Yusuffali Musaliam Veettil Abdul Kader . | 0 | 0% | 2026-06-30 |
| Bandhan Small Cap Fund | 0 | 0% | 2026-03-31 |
| Kotak Mahindra Trustee Co Ltd A/c Kotak Multicap Fund | 0 | 0% | 2026-03-31 |
| Sbi Banking & Financial Services Fund | 0 | 0% | 2026-03-31 |
| Swedbank Robur Global Emerging Markets | 0 | 0% | 2026-03-31 |
| California Public Employees' Retirement System | 0 | 0% | 2026-03-31 |
| Yusuffali Musaliam Veettil Abdul Kader . | 0 | 0% | 2026-03-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| VATTAVAYALIL JOSEPH KURIAN | Chairman & Independent Directo | 2025 |
| P R Seshadri | Managing Director & CEO | 2025 |
| Dolphy Jose | E D & Wholetime Director | 2025 |
| PAUL ANTONY | Non Executive Director | 2025 |
| Benny P Thomas | Non Executive Director | 2025 |
| M George Korah | Independent Non Exe. Director | 2025 |
| Pradeep M Godbole | Independent Non Exe. Director | 2025 |
| R A Sankaranarayanan | Independent Non Exe. Director | 2025 |
| Lakshmi Ramakrishna Srinivas | Independent Non Exe. Director | 2025 |
| Jose Joseph Kattoor | Independent Non Exe. Director | 2025 |
| JIMMY MATHEW | General Manager & CS | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Treasury | ₹2,204 Cr | 19.6% |
| Corporate/Wholesale Banking | ₹3,647 Cr | 32.5% |
| Retail Banking | ₹4,883 Cr | 43.5% |
| Other Banking Operations | ₹493 Cr | 4.4% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹1 | 400 | 262 | 262 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-16 | Board Meetings | — |
| dividend | 2025-08-13 | ₹0.4 (40%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 20 | 0 | 0 | 16 | 0 | 40 |
| 2025 | 0 | 0 | 0 | 5 | 0 | 9 |
| 2025 | 20 | 0 | 0 | 10 | 0 | 30 |
Company Information
Incorporated1929
ChairmanVATTAVAYALIL JOSEPH KURIAN
AuditorK Venkatachalam Aiyer & Co/M P Chitale & Co
Investor Email[email protected]; [email protected]
📍 SIB House T B Road, Mission Quarters, Thrissur, Kerala, 680001
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