₹30.01
▼ -0.17 -0.56%
17 Jul 2026
NSE Listed
PTC India Fin Serv Ltd. (PFS)
Volume: 3,20,283Avg Vol 1W: 3,16,913.2Avg Vol 1M: 4,45,061.1552W Range:₹23.85₹43.99
Key Ratios
Checked 19h agoMarket Cap₹1,938 Cr
Current Price₹30.01
Previous Close₹30.18
High / Low (52w)₹43.99 / ₹23.85
Volume3,20,283
Avg Vol (1W)3,16,913.2
Avg Vol (1M)4,45,061.15
Stock P/E42.51
Book Value₹47.95
Dividend Yield0%
ROE10.4%
ROA6.4%
Revenue (TTM)₹638 Cr
Revenue Growth—
Profit Margin62.1%
Total Debt₹0 Cr
Shares Outstanding64 Cr
Face Value₹10
EPS (TTM)₹0.71
P/B0.63
Debt / Equity0.57
50 DMA₹30.76
200 DMA₹32.01
Day change-0.56%
Price Chart
₹30.01▼ 30.00% · 1Y
2025-07-162026-07-15
20-day avg volume: 4.5L shares
Pros
- Company is almost debt-free.
- Stock trades below its book value.
Cons
- Revenue fell 11% YoY.
- Company is loss-making at the latest annual result.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹44 Cr | ₹47 Cr | ₹67 Cr | ₹58 Cr | ₹137 Cr | ₹88 Cr | ₹49 Cr | ₹46 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1,185 Cr | ₹1,337 Cr | ₹1,370 Cr | ₹1,139 Cr | ₹969 Cr | ₹797 Cr | ₹777 Cr | ₹638 Cr |
| EBITDA | ₹-150 Cr | ₹281 Cr | ₹172 Cr | ₹93 Cr | ₹174 Cr | ₹232 Cr | ₹216 Cr | ₹279 Cr |
| Net Profit | ₹-100 Cr | ₹184 Cr | ₹110 Cr | ₹26 Cr | ₹130 Cr | ₹176 Cr | ₹161 Cr | ₹217 Cr |
| EPS | -1.56 | 2.87 | 1.71 | 0.4 | 2.02 | 2.74 | 2.5 | 3.38 |
Balance Sheet
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹12,315 Cr | ₹13,193 Cr | ₹11,642 Cr | ₹11,532 Cr | ₹9,516 Cr | ₹7,634 Cr | ₹6,525 Cr | ₹5,683 Cr |
| Total Liabilities | ₹10,376 Cr | ₹11,127 Cr | ₹9,527 Cr | ₹9,413 Cr | ₹7,252 Cr | ₹5,192 Cr | ₹3,986 Cr | ₹2,928 Cr |
| Equity | ₹1,939 Cr | ₹2,067 Cr | ₹2,115 Cr | ₹2,120 Cr | ₹2,264 Cr | ₹2,443 Cr | ₹2,539 Cr | ₹2,754 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-1,151 Cr | ₹366 Cr | ₹3,352 Cr | ₹1,264 Cr | ₹2,590 Cr | ₹1,878 Cr | ₹2,638 Cr | ₹1,207 Cr |
| Investing | ₹-13 Cr | ₹0 Cr | ₹-386 Cr | ₹-162 Cr | ₹-154 Cr | ₹259 Cr | ₹-689 Cr | ₹776 Cr |
| Financing | ₹1,338 Cr | ₹-257 Cr | ₹-2,652 Cr | ₹-883 Cr | ₹-2,719 Cr | ₹-2,459 Cr | ₹-1,669 Cr | ₹-1,383 Cr |
| Free Cash Flow | ₹-1,164 Cr | ₹365 Cr | ₹3,352 Cr | ₹1,264 Cr | ₹2,589 Cr | ₹1,877 Cr | ₹2,637 Cr | ₹1,204 Cr |
Shareholding
Promoter 64.99% Institutions 7.08% Public 27.93%
Efficiency & Working Capital
ROCE9.9%
Interest Coverage1.9
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days3 d
Cash Conversion Cycle-3 d
Working Capital Days0 d
Shareholding Details
As of 2026-06-30
Promoter65%
FII2%
DII5.1%
Institutions7.1%
Public27.9%
Promoter Pledge0%
No. of Shareholders1,31,972
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 65% | 65% | 65% | 65% | 65% | 65% | 65% | 65% | 65% | 65% | 65% | 65% |
| FIIs | 2% | 2.7% | 2.6% | 2.4% | 2% | 2% | 2.1% | 2.2% | 2.2% | 2.2% | 2.1% | 2% |
| DIIs | 2.2% | 2.3% | 2.7% | 2.9% | 5% | 5.5% | 5.4% | 5.1% | 5.1% | 5.1% | 5% | 5.1% |
| Public | 30.8% | 30% | 29.7% | 29.8% | 28% | 27.5% | 27.5% | 27.7% | 27.8% | 27.8% | 27.8% | 27.9% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 1,25,807 | 1,35,117 | 1,48,802 | 1,47,974 | 1,44,836 | 1,43,150 | 1,41,201 | 1,41,396 | 1,37,774 | 1,38,273 | 1,34,475 | 1,31,972 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Ptc India Limited | Shareholding of Promoter and Promoter Group | 65% | 41.75 Cr |
| Bandhan Large & Mid Cap Fund | Public Shareholding | 3.6% | 2.34 Cr |
| Life Insurance Corporation Of India | Public Shareholding | 1.4% | 90,46,371 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Ptc India Limited | 0 | 0% | 2026-06-30 |
| Bandhan Large & Mid Cap Fund | 0 | 0% | 2026-06-30 |
| Life Insurance Corporation Of India | 0 | 0% | 2026-06-30 |
| Ptc India Limited | 0 | 0% | 2026-03-31 |
| Bandhan Large & Mid Cap Fund | 0 | 0% | 2026-03-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2026-03-31 |
| Ptc India Limited | 0 | 0% | 2025-12-31 |
| Bandhan Large & Mid Cap Fund | 0 | 0% | 2025-12-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-12-31 |
| Ptc India Limited | 0 | 0% | 2025-09-30 |
| Bandhan Large & Mid Cap Fund | 0 | 0% | 2025-09-30 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-09-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| MANOJ KUMAR JHAWAR | Chairman / Non Executive Director / Nominee | 2025 |
| Balaji Rangachari | Managing Director & Chief Executive Officer | 2025 |
| Smt. Seema Bahuguna | Independent Non Exe. Director | 2025 |
| Naveen Bhushan Gupta | Independent Non Exe. Director | 2025 |
| P V Bharathi | Independent Non Exe. Director | 2025 |
| Manas Ranjan Mohanty | Independent Non Exe. Director | 2025 |
| Dilip Srivastava | Director (Finance) & CFO | 2025 |
| SANJEEV KUMAR | WTD & Director (Operations) | 2025 |
| Manohar Balwani | Company Sec. & Compli. Officer | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Financing | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹10 | 1,250 | 642 | 642 |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 4 | 0 | 0 | 4 | 0 | 9 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2025 | 0 | 0 | 0 | 4 | 0 | 5 |
Company Information
🌐 www.ptcfinancial.com ↗
📍 7th Flr TelephoneExchangeBuldg, 8 Bhikaji Cama Place, New Delhi, New Delhi, 110066
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