₹83.05
▲ +3.13 +3.92%
10 Sept 2026
NSE Listed
Paisalo Digital Limited (PAISALO)
Volume: 2,11,59,038Avg Vol 1W: 2,38,68,457.8Avg Vol 1M: 1,22,76,854.8552W Range:₹30₹83.5
Key Ratios
Checked just nowMarket Cap₹7,554 Cr
Current Price₹83.05
Previous Close₹79.92
High / Low (52w)₹83.5 / ₹30
Volume2,11,59,038
Avg Vol (1W)2,38,68,457.8
Avg Vol (1M)1,22,76,854.85
Stock P/E29.98
Book Value₹19.68
Dividend Yield13%
ROE13.23%
ROA399%
Revenue (TTM)₹944 Cr
Revenue Growth—
Profit Margin25.51%
Total Debt₹0 Cr
Shares Outstanding91 Cr
Face Value₹1
EPS (TTM)₹2.77
P/B4.22
Debt / Equity2.38
50 DMA₹71.13
200 DMA₹49.73
Day change+3.92%
Price Chart
₹83.05▲ 124.88% · 1Y
2025-09-102026-09-10
20-day avg volume: 1.2Cr shares
Pros
- Pays a dividend yield of 13.0%.
- Company is almost debt-free.
Quarterly Results
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹50 Cr | ₹62 Cr | ₹46 Cr | ₹47 Cr | ₹52 Cr | ₹66 Cr | ₹72 Cr | ₹61 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2025 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹771 Cr | — | — | — | — | — | ₹944 Cr | — |
| EBITDA | ₹268 Cr | — | — | — | — | — | ₹319 Cr | — |
| Net Profit | ₹200 Cr | ₹45 Cr | ₹47 Cr | ₹51 Cr | ₹66 Cr | ₹71 Cr | ₹237 Cr | ₹61 Cr |
| EPS | 2.23 | — | — | — | — | — | 2.62 | — |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹2,175 Cr | ₹2,249 Cr | ₹2,270 Cr | ₹2,758 Cr | ₹3,354 Cr | ₹4,123 Cr | ₹5,255 Cr | ₹6,300 Cr |
| Total Liabilities | ₹1,511 Cr | ₹1,483 Cr | ₹1,405 Cr | ₹1,734 Cr | ₹2,191 Cr | ₹2,794 Cr | ₹3,720 Cr | ₹4,507 Cr |
| Equity | ₹664 Cr | ₹766 Cr | ₹865 Cr | ₹1,023 Cr | ₹1,163 Cr | ₹1,329 Cr | ₹1,535 Cr | ₹1,793 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹179 Cr | ₹216 Cr | ₹84 Cr | ₹-180 Cr | ₹-203 Cr | ₹-226 Cr | ₹-442 Cr | ₹-331 Cr |
| Investing | ₹-4 Cr | ₹0 Cr | ₹0 Cr | ₹-3 Cr | ₹-5 Cr | ₹3 Cr | ₹-13 Cr | ₹-15 Cr |
| Financing | ₹9 Cr | ₹-14 Cr | ₹111 Cr | ₹362 Cr | ₹476 Cr | ₹553 Cr | ₹944 Cr | ₹843 Cr |
| Free Cash Flow | ₹179 Cr | ₹216 Cr | ₹84 Cr | ₹-180 Cr | ₹-203 Cr | ₹-226 Cr | ₹-442 Cr | ₹-331 Cr |
Shareholding
Promoter 46.72% Institutions 13.62% Public 39.67%
Efficiency & Working Capital
ROCE11.2%
Interest Coverage1.9
Dividend Payout—
Debtor Days7 d
Inventory Days0 d
Payable Days10 d
Cash Conversion Cycle-3 d
Working Capital Days7 d
Shareholding Details
As of 2026-06-30
Promoter46.7%
FII6.8%
DII6.8%
Institutions13.6%
Public39.7%
Promoter Pledge21.9%
No. of Shareholders90,332
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 47% | 48.9% | 50.4% | 51.7% | 52.4% | 52.6% | 50.4% | 48.2% | 41.2% | 41.7% | 41.7% | 46.7% |
| FIIs | 17% | 15.7% | 15.1% | 13.8% | 10.7% | 9.5% | 10.4% | 8.1% | 20.9% | 20.1% | 17.5% | 6.8% |
| DIIs | 14.3% | 14.1% | 12.9% | 12.8% | 12.7% | 11.4% | 10.8% | 10.3% | 7.7% | 7.7% | 6.8% | 6.8% |
| Public | 21.6% | 21.3% | 21.7% | 21.7% | 24.2% | 26.4% | 28.5% | 33.4% | 30.3% | 30.5% | 33.9% | 39.7% |
| Promoter Pledge | 22.6% | 30.2% | 18.5% | 18.1% | 17.8% | 21.6% | 28.4% | 26.2% | 22.7% | 21.7% | 21.7% | 21.9% |
| No. of Shareholders | 21,416 | 21,874 | 52,323 | 57,711 | 71,338 | 78,788 | 85,096 | 99,608 | 1,14,723 | 1,09,247 | 1,01,364 | 90,332 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202603 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Equilibrated Venture Cflow Private Limited | Shareholding of Promoter and Promoter Group | 21.3% | 19.40 Cr |
| Sunil Purustottanm Agarwal | Shareholding of Promoter and Promoter Group | 12.7% | 11.53 Cr |
| Sbi Life Insurance Co. Ltd | Public Shareholding | 6.8% | 6.21 Cr |
| Santanu Agarwal | Shareholding of Promoter and Promoter Group | 4.8% | 4.33 Cr |
| Pri Caf Private Limited | Shareholding of Promoter and Promoter Group | 3.4% | 3.13 Cr |
| Pro Fitcch Private Limited | Shareholding of Promoter and Promoter Group | 3.3% | 2.95 Cr |
| Octaspace Realcon Private Limited | Public Shareholding | 2.3% | 2.12 Cr |
| Zeal Professional Services Private Limited | Public Shareholding | 2.3% | 2.11 Cr |
| Psl Limited | Public Shareholding | 1.7% | 1.50 Cr |
| Cliff Trexim Private Limited | Public Shareholding | 1.1% | 97,00,000 |
| Suneeti Dolla Private Trust (trustee- Sunil Purushottanm Agarwal) | Shareholding of Promoter and Promoter Group | 0.8% | 71,66,000 |
| Sulabhya Paramita Private Trust (trustee- Sunil Purushottanm Agarwal) | Shareholding of Promoter and Promoter Group | 0.5% | 43,70,000 |
| Suneeti Agarwal | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Raj Agarwal | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Purushottam Agarwal | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Sunil Purustottanm Agarwal | 95,81,000 | 8.3% | 2026-06-30 |
| Santanu Agarwal | 96,02,000 | 22.2% | 2026-06-30 |
| Equilibrated Venture Cflow Private Limited | 5.51 Cr | 28.4% | 2026-06-30 |
| Pro Fitcch Private Limited | 71,96,000 | 24.4% | 2026-06-30 |
| Pri Caf Private Limited | 72,26,000 | 23.1% | 2026-06-30 |
| Sulabhya Paramita Private Trust (trustee- Sunil Purushottanm Agarwal) | 43,50,000 | 99.5% | 2026-06-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Sunil Agarwal | ED / WTD / MD / CEO / Promoter | 2025 |
| Anoop Krishna | E D & Wholetime Director | 2025 |
| Harish Singh | Executive Director / Whole Time Director / CFO | 2025 |
| Santanu Agarwal | ED / WTD / Deputy MD / Promoter | 2025 |
| Mr. Vinod Kumar | E D & Wholetime Director | 2025 |
| Raman Aggarwal | Independent Non Exe. Director | 2025 |
| Nisha Jolly | Independent Non Exe. Director | 2025 |
| Vijuy Ronjan | Independent Non Exe. Director | 2025 |
| Dharmendra Singh Gangwar | Independent Non Exe. Director | 2025 |
| Jitendra Kumar Ojha | Independent Non Exe. Director | 2025 |
| MANENDRA SINGH | Company Sec. & Compli. Officer | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Finance Division | ₹81 Cr | 91.4% |
| Non Conventional Division | ₹8 Cr | 8.6% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2026 | ₹1 | 175 | 91 | 91 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-09-11 | Dividend (0.1/- per share) | Final |
| forthcoming | 2026-09-11 | Dividend | — |
| dividend | 2026-09-11 | ₹0.1 (10%) | Final |
| forthcoming | 2026-08-05 | Board Meetings | — |
| dividend | 2025-09-22 | ₹0.1 (10%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2026 | 578 | 0 | 0 | 184 | 0 | 763 |
| 2026 | 529 | 0 | 0 | 178 | 0 | 706 |
| 2026 | 5 | 0 | 0 | 7 | 0 | 12 |
Insider / Designated-Person Trades
118 recent disclosure(s)
Sunil Purushottanm AgarwalRevoke · 27,75,000
Santanu AgarwalRevoke · 27,96,000
SULABHYA PARAMITA PRIVATE TRUSTRevoke · 43,50,000
Equilibrated Venture Cflow Private LimitedRevoke · 1,81,76,000
Pro Fitcch Private LimitedRevoke · 62,15,000
Pri Caf Private LimitedRevoke · 61,76,000
Substantial Acquisitions (SAST)
43 disclosure(s)
Market29/05/2026 · 15,00,000
Market29/05/2026 · 15,00,000
Market29/05/2026 · 15,00,000
Market27/05/2026 · 12,81,000
Market27/05/2026 · 12,81,000
Market26/05/2026 · 15,00,000
Company Information
🌐 www.paisalo.in ↗
📍 CSC Pocket-52 CR Park, Near Police Station, New Delhi, New Delhi, 110019
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