Debut Plus

₹71.75

▼ -2.03 -2.75%

17 Jul 2026

NSE Listed

Paisalo Digital Limited (PAISALO)

Volume: 5,58,18,799Avg Vol 1W: 2,42,52,103.8Avg Vol 1M: 2,25,51,536.652W Range:₹29.86₹77.39
NSE BSE www.paisalo.in
Key Ratios
Checked 13h ago
Market Cap₹6,710 Cr
Current Price₹71.75
Previous Close₹73.78
High / Low (52w)₹77.39 / ₹29.86
Volume5,58,18,799
Avg Vol (1W)2,42,52,103.8
Avg Vol (1M)2,25,51,536.6
Stock P/E92.23
Book Value₹19.68
Dividend Yield14%
ROE13.23%
ROA376.5%
Revenue (TTM)₹771 Cr
Revenue Growth—
Profit Margin25.14%
Total Debt₹0 Cr
Shares Outstanding91 Cr
Face Value₹1
EPS (TTM)₹2.61
P/B3.75
Debt / Equity2.17
50 DMA₹60.27
200 DMA₹42.96
Day change-2.75%
Price Chart
₹71.75▲ 131.00% · 1Y
₹73₹309.0Cr
2025-07-17
2026-07-16

20-day avg volume: 2.3Cr shares

Pros
  • Pays a dividend yield of 14.0%.
  • Company is almost debt-free.
Cons
  • Revenue fell 16% YoY.
  • Stock trades at a high P/E of 92.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹41 Cr₹50 Cr₹62 Cr₹46 Cr₹47 Cr₹52 Cr₹66 Cr₹72 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue₹303 Cr₹361 Cr₹375 Cr₹346 Cr₹392 Cr₹473 Cr₹659 Cr₹771 Cr
EBITDA₹86 Cr₹85 Cr₹74 Cr₹77 Cr₹107 Cr₹131 Cr₹241 Cr₹268 Cr
Net Profit₹58 Cr₹56 Cr₹54 Cr₹58 Cr₹79 Cr₹94 Cr₹179 Cr₹200 Cr
EPS14.2413.912.813.711.872.13.872.23
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹2,042 Cr₹2,175 Cr₹2,249 Cr₹2,270 Cr₹2,758 Cr₹3,354 Cr₹4,123 Cr₹5,255 Cr
Total Liabilities₹1,429 Cr₹1,511 Cr₹1,483 Cr₹1,405 Cr₹1,734 Cr₹2,191 Cr₹2,794 Cr₹3,720 Cr
Equity₹614 Cr₹664 Cr₹766 Cr₹865 Cr₹1,023 Cr₹1,163 Cr₹1,329 Cr₹1,535 Cr
Total Debt————————
Cash Flow
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹-232 Cr₹179 Cr₹216 Cr₹84 Cr₹-180 Cr₹-203 Cr₹-226 Cr₹-442 Cr
Investing₹4 Cr₹-4 Cr₹0 Cr₹0 Cr₹-3 Cr₹-5 Cr₹3 Cr₹-13 Cr
Financing₹380 Cr₹9 Cr₹-14 Cr₹111 Cr₹362 Cr₹476 Cr₹553 Cr₹944 Cr
Free Cash Flow₹-232 Cr₹179 Cr₹216 Cr₹84 Cr₹-180 Cr₹-203 Cr₹-226 Cr₹-442 Cr
Shareholding
Promoter 46.72% Institutions 13.62% Public 39.67%
Efficiency & Working Capital
ROCE11.2%
Interest Coverage1.8
Dividend Payout—
Debtor Days10 d
Inventory Days0 d
Payable Days16 d
Cash Conversion Cycle-6 d
Working Capital Days10 d
Shareholding Details

As of 2026-06-30

Promoter46.7%
FII6.8%
DII6.8%
Institutions13.6%
Public39.7%
Promoter Pledge21.9%
No. of Shareholders90,332
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters47%48.9%50.4%51.7%52.4%52.6%50.4%48.2%41.2%41.7%41.7%46.7%
FIIs17%15.7%15.1%13.8%10.7%9.5%10.4%8.1%20.9%20.1%17.5%6.8%
DIIs14.3%14.1%12.9%12.8%12.7%11.4%10.8%10.3%7.7%7.7%6.8%6.8%
Public21.6%21.3%21.7%21.7%24.2%26.4%28.5%33.4%30.3%30.5%33.9%39.7%
Promoter Pledge22.6%30.2%18.5%18.1%17.8%21.6%28.4%26.2%22.7%21.7%21.7%21.9%
No. of Shareholders21,41621,87452,32357,71171,33878,78885,09699,6081,14,7231,09,2471,01,36490,332
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202503————
Major Shareholders (>1%)
NameCategoryStakeShares
Equilibrated Venture Cflow Private LimitedShareholding of Promoter and Promoter Group21.3%19.40 Cr
Sunil Purustottanm AgarwalShareholding of Promoter and Promoter Group12.7%11.53 Cr
Sbi Life Insurance Co. LtdPublic Shareholding6.8%6.21 Cr
Santanu AgarwalShareholding of Promoter and Promoter Group4.8%4.33 Cr
Pri Caf Private LimitedShareholding of Promoter and Promoter Group3.4%3.13 Cr
Pro Fitcch Private LimitedShareholding of Promoter and Promoter Group3.3%2.95 Cr
Octaspace Realcon Private LimitedPublic Shareholding2.3%2.12 Cr
Zeal Professional Services Private LimitedPublic Shareholding2.3%2.11 Cr
Psl LimitedPublic Shareholding1.7%1.50 Cr
Cliff Trexim Private LimitedPublic Shareholding1.1%97,00,000
Suneeti Dolla Private Trust (trustee- Sunil Purushottanm Agarwal)Shareholding of Promoter and Promoter Group0.8%71,66,000
Sulabhya Paramita Private Trust (trustee- Sunil Purushottanm Agarwal)Shareholding of Promoter and Promoter Group0.5%43,70,000
Suneeti AgarwalShareholding of Promoter and Promoter Group0%0
Raj AgarwalShareholding of Promoter and Promoter Group0%0
Purushottam AgarwalShareholding of Promoter and Promoter Group0%0
Promoter Pledges
HolderPledged Shares% of HoldingAs of
Sunil Purustottanm Agarwal95,81,0008.3%2026-06-30
Santanu Agarwal96,02,00022.2%2026-06-30
Suneeti Agarwal00%2026-06-30
Raj Agarwal00%2026-06-30
Purushottam Agarwal00%2026-06-30
Equilibrated Venture Cflow Private Limited5.51 Cr28.4%2026-06-30
Pro Fitcch Private Limited71,96,00024.4%2026-06-30
Pri Caf Private Limited72,26,00023.1%2026-06-30
Sulabhya Paramita Private Trust (trustee- Sunil Purushottanm Agarwal)43,50,00099.5%2026-06-30
Suneeti Dolla Private Trust (trustee- Sunil Purushottanm Agarwal)00%2026-06-30
Sbi Life Insurance Co. Ltd00%2026-06-30
Cliff Trexim Private Limited00%2026-06-30
Board of Directors
NameDesignationYear
Sunil AgarwalED / WTD / MD / CEO / Promoter2025
Anoop KrishnaE D & Wholetime Director2025
Harish SinghExecutive Director / Whole Time Director / CFO2025
Santanu AgarwalED / WTD / Deputy MD / Promoter2025
Mr. Vinod KumarE D & Wholetime Director2025
Raman AggarwalIndependent Non Exe. Director2025
Nisha JollyIndependent Non Exe. Director2025
Vijuy RonjanIndependent Non Exe. Director2025
Dharmendra Singh GangwarIndependent Non Exe. Director2025
Jitendra Kumar OjhaIndependent Non Exe. Director2025
MANENDRA SINGHCompany Sec. & Compli. Officer2025
Segments — Product
SegmentRevenueShare
Finance Division₹81 Cr91.4%
Non Conventional Division₹8 Cr8.6%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2025₹11759090
Corporate Actions
TypeDateValueRemark
dividend2025-09-22₹0.1 (10%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
20254300172—
202536009045
20257009217
Insider / Designated-Person Trades

30 recent disclosure(s)

Equilibrated Venture Cflow Private LimitedRevoke · 74,000
Equilibrated Venture Cflow Private LimitedRevoke · 50,00,000
Equilibrated Venture Cflow Private LimitedRevoke · 25,00,000
Equilibrated Venture Cflow Private LimitedRevoke · 49,09,002
Pro Fitcch Private LimitedRevoke · 18,10,000
Pri Caf Private LimitedRevoke · 18,10,000
Substantial Acquisitions (SAST)

79 disclosure(s)

Market29/05/2026 · 15,00,000
Market29/05/2026 · 15,00,000
Market29/05/2026 · 15,00,000
Market27/05/2026 · 12,81,000
Market27/05/2026 · 12,81,000
Market26/05/2026 · 15,00,000
Company Information
Incorporated1992
AuditorSaket Jain & Co
Investor Email[email protected]
🌐 www.paisalo.in ↗

📍 CSC Pocket-52 CR Park, Near Police Station, New Delhi, New Delhi, 110019

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