₹324.2
▲ +2.35 +0.73%
17 Jul 2026
NSE Listed · Finance
M&M Fin. Services Ltd. (M&MFIN)
Volume: 18,36,664Avg Vol 1W: 9,95,958Avg Vol 1M: 21,22,31552W Range:₹246.35₹412.2
Key Ratios
Checked just nowMarket Cap₹45,063 Cr
Current Price₹324.2
Previous Close₹321.85
High / Low (52w)₹412.2 / ₹246.35
Volume18,36,664
Avg Vol (1W)9,95,958
Avg Vol (1M)21,22,315
Stock P/E15.26
Book Value₹191.65
Dividend Yield2.33%
ROE10.72%
ROA180.35%
Revenue (TTM)—
Revenue Growth—
Profit Margin13.59%
Total Debt₹82 Cr
Shares Outstanding139 Cr
Face Value₹2
EPS (TTM)₹21.25
P/B1.69
Debt / Equity5.14
50 DMA₹316.08
200 DMA₹317.68
Day change+0.73%
Price Chart
₹324.2▼ 9.33% · 1Y
2025-11-242026-07-17
20-day avg volume: 17.1L shares
Pros
- Pays a dividend yield of 2.3%.
- Company is almost debt-free.
- Revenue grew 14% YoY.
- Net profit is growing year over year.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹498 Cr | ₹389 Cr | ₹918 Cr | ₹457 Cr | ₹528 Cr | ₹564 Cr | ₹824 Cr | ₹938 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹10,431 Cr | ₹11,996 Cr | ₹12,171 Cr | ₹11,401 Cr | ₹12,832 Cr | ₹15,970 Cr | ₹18,530 Cr | ₹21,087 Cr |
| EBITDA | ₹2,794 Cr | ₹1,556 Cr | ₹666 Cr | ₹1,484 Cr | ₹2,817 Cr | ₹2,532 Cr | ₹2,962 Cr | ₹3,889 Cr |
| Net Profit | ₹1,827 Cr | ₹1,075 Cr | ₹773 Cr | ₹1,137 Cr | ₹2,072 Cr | ₹1,933 Cr | ₹2,262 Cr | ₹2,855 Cr |
| EPS | 29.67 | 17.44 | 6.98 | 9.21 | 16.79 | 15.65 | 17.77 | 20.86 |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹74,576 Cr | ₹81,793 Cr | ₹85,601 Cr | ₹83,809 Cr | ₹1,05,085 Cr | ₹1,23,716 Cr | ₹1,44,105 Cr | ₹1,58,644 Cr |
| Total Liabilities | ₹63,228 Cr | ₹69,734 Cr | ₹69,725 Cr | ₹66,771 Cr | ₹86,383 Cr | ₹1,03,741 Cr | ₹1,22,532 Cr | ₹1,31,952 Cr |
| Equity | ₹11,348 Cr | ₹12,059 Cr | ₹15,876 Cr | ₹17,038 Cr | ₹18,701 Cr | ₹19,975 Cr | ₹21,573 Cr | ₹26,692 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-11,254 Cr | ₹-2,527 Cr | ₹-1,544 Cr | ₹-6,566 Cr | ₹-23,944 Cr | ₹-24,749 Cr | ₹-21,066 Cr | ₹-19,127 Cr |
| Investing | ₹-1,213 Cr | ₹-2,689 Cr | ₹-8,348 Cr | ₹3,111 Cr | ₹-1,635 Cr | ₹2,670 Cr | ₹-1,077 Cr | ₹770 Cr |
| Financing | ₹13,490 Cr | ₹6,050 Cr | ₹2,548 Cr | ₹-3,173 Cr | ₹18,852 Cr | ₹16,095 Cr | ₹17,605 Cr | ₹10,637 Cr |
| Free Cash Flow | ₹-11,254 Cr | ₹-2,527 Cr | ₹-1,544 Cr | ₹-6,566 Cr | ₹-23,944 Cr | ₹-24,749 Cr | ₹-21,066 Cr | ₹-19,127 Cr |
Shareholding
Promoter 52.49% Institutions 41.02% Public 6.49%
Efficiency & Working Capital
ROCE8.2%
Interest Coverage1.4
Dividend Payout—
Debtor Days6 d
Inventory Days0 d
Payable Days20 d
Cash Conversion Cycle-14 d
Working Capital Days6 d
Shareholding Details
As of 2026-06-30
Promoter52.5%
FII9.5%
DII31.5%
Institutions41%
Public6.5%
Promoter Pledge0%
No. of Shareholders2,41,776
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 52.2% | 52.2% | 52.2% | 52.2% | 52.2% | 52.2% | 52.2% | 52.5% | 52.5% | 52.5% | 52.5% | 52.5% |
| FIIs | 14.1% | 12.7% | 12% | 10.1% | 10.2% | 10.5% | 10.7% | 9.3% | 9.6% | 9.1% | 9.4% | 9.5% |
| DIIs | 25.8% | 19.7% | 28.6% | 30.7% | 31.6% | 31.2% | 31.3% | 32.3% | 32.3% | 32.3% | 32.1% | 31.5% |
| Public | 7.9% | 15.4% | 7.3% | 7.1% | 6.1% | 6.2% | 5.9% | 5.8% | 5.6% | 6.1% | 6% | 6.5% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 2,19,510 | 2,39,372 | 2,27,512 | 2,24,273 | 2,11,051 | 2,24,415 | 2,17,620 | 2,27,141 | 2,22,526 | 2,43,019 | 2,36,252 | 2,41,776 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202603 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Mahindra & Mahindra Limited | Shareholding of Promoter and Promoter Group | 52.5% | 72.96 Cr |
| Life Insurance Corporation Of India, Lic-p&gs Fund, Lici Funds | Public Shareholding | 10.3% | 14.26 Cr |
| Sbi Mutual Fund- Multiple Accounts | Public Shareholding | 5.6% | 7.74 Cr |
| Hdfc Mutual Fund- Multiple Accounts | Public Shareholding | 5.2% | 7.20 Cr |
| Hdfc Life Insurance Company Limited | Public Shareholding | 2.5% | 3.49 Cr |
| Sbi Life Insurance Company Limited | Public Shareholding | 1.6% | 2.15 Cr |
| Sundaram Mutual Fund- Multiple Accounts | Public Shareholding | 1.3% | 1.84 Cr |
| Ashish Dhawan | Public Shareholding | 1.1% | 1.46 Cr |
| Mahindra Steel Service Centre Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra First Choice Wheels Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Usa, Inc. | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Gromax Agri Equipment Limited (formerly Known As Mahindra Gujarat Tractor Limited) | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Agri Solutions Limited (formerly Known As Mahindra Shubhlabh Services Limited) | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra And Mahindra South Africa (proprietary) Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Overseas Investment Company (mauritius) Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Europe S.r.l. | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Investment Company Mauritius Ltd (formerly Known As Mahindra-bt Investment Company (mauriti | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Accelo Limited (formerly Known As Mahindra Intertrade Limited) | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Middleeast Electrical Steel Service Centre (fzc) | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Holidays & Resorts India Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Hotels And Residences India Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Mahindra Holdings Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Nbs International Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bristlecone Worldwide, Inc. (formerly Known As Bristlecone Ltd.) | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bristlecone Inc. | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Mahindra & Mahindra Limited | 0 | 0% | 2026-06-30 |
| Mahindra Steel Service Centre Limited | 0 | 0% | 2026-06-30 |
| Mahindra First Choice Wheels Limited | 0 | 0% | 2026-06-30 |
| Mahindra Usa, Inc. | 0 | 0% | 2026-06-30 |
| Gromax Agri Equipment Limited (formerly Known As Mahindra Gujarat Tractor Limited) | 0 | 0% | 2026-06-30 |
| Mahindra Agri Solutions Limited (formerly Known As Mahindra Shubhlabh Services Limited) | 0 | 0% | 2026-06-30 |
| Mahindra And Mahindra South Africa (proprietary) Limited | 0 | 0% | 2026-06-30 |
| Mahindra Overseas Investment Company (mauritius) Limited | 0 | 0% | 2026-06-30 |
| Mahindra Europe S.r.l. | 0 | 0% | 2026-06-30 |
| Mahindra Investment Company Mauritius Ltd (formerly Known As Mahindra-bt Investment Company (mauriti | 0 | 0% | 2026-06-30 |
| Mahindra Accelo Limited (formerly Known As Mahindra Intertrade Limited) | 0 | 0% | 2026-06-30 |
| Mahindra Middleeast Electrical Steel Service Centre (fzc) | 0 | 0% | 2026-06-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Anish Shah | Chairman(Non Exe)&Dir(Non-Ind) | 2026 |
| Raul Rebello | Managing Director & CEO | 2026 |
| Milind Sarwate | Independent Non Exe. Director | 2026 |
| Rebecca Nugent | Independent Non Exe. Director | 2026 |
| Diwakar Gupta | Independent Non Exe. Director | 2026 |
| Ashwani Ghai | Non-Exec & Non-Independent Dir | 2026 |
| Amarjyoti Barua | Non-Exec & Non-Independent Dir | 2026 |
| V K Sharma | Independent Non Exe. Director | 2026 |
| Padmaja Chunduru | Independent Director | 2026 |
| Parag Rao | Non-Exec & Non-Independent Dir | 2026 |
| Brijbala Batwal | Company Secretary | 2026 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Financing | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2026 | ₹2 | 500 | 278 | 278 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-21 | Board Meetings | — |
| forthcoming | 2026-07-13 | Dividend (7.5/- per share) | Final |
| dividend | 2026-07-13 | ₹7.5 (375%) | Final |
| dividend | 2025-07-15 | ₹6.5 (325%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2026 | 2,448 | 197 | 273 | 9 | 29 | 3,743 |
| 2026 | 2,096 | 196 | 212 | 0 | 0 | 2,628 |
| 2026 | 131 | 0 | 48 | 9 | 7 | 731 |
Insider / Designated-Person Trades
30 recent disclosure(s)
Debasish KarDisposal · 7,000
Shailesh RaoAcquisition · 4,673
Rahul PitaleAcquisition · 1,896
Rahul PitaleAcquisition · 1,896
Anuraag BindalAcquisition · 3,393
Mahindra & Mahindra Financial Services Limited Employees' Stock Option TrustDisposal · 21,022
Substantial Acquisitions (SAST)
3 disclosure(s)
Rights Issue09/06/2025 · 8,51,82,612
Market27/05/2025 · 10,59,235
Market13/09/2024 · 3,51,379
Company Information
Incorporated1991
ChairmanAnish Shah
AuditorM M Nissim & Co LLP/M P Chitale & Co
Investor Email[email protected]
📍 Gateway Building, Apollo Bunder, Mumbai, Maharashtra, 400001
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