₹549.75
▲ +3.01 +0.55%
17 Jul 2026
NSE Listed
LIC Housing Finance Ltd. (LICHSGFIN)
Volume: 11,17,938Avg Vol 1W: 15,42,707.2Avg Vol 1M: 15,78,485.8552W Range:₹458.9₹646.5
Key Ratios
Checked 7h agoMarket Cap₹30,075 Cr
Current Price₹549.75
Previous Close₹546.74
High / Low (52w)₹646.5 / ₹458.9
Volume11,17,938
Avg Vol (1W)15,42,707.2
Avg Vol (1M)15,78,485.85
Stock P/E20.15
Book Value₹753.17
Dividend Yield183%
ROE13.53%
ROA172.3%
Revenue (TTM)₹28,111 Cr
Revenue Growth—
Profit Margin19.43%
Total Debt₹0 Cr
Shares Outstanding55 Cr
Face Value₹2
EPS (TTM)₹101.87
P/B0.73
Debt / Equity7.72
50 DMA₹547.65
200 DMA₹540.78
Day change+0.55%
Price Chart
₹549.75▼ 13.87% · 1Y
2025-07-172026-07-16
20-day avg volume: 15.8L shares
Pros
- Pays a dividend yield of 183.0%.
- Company is almost debt-free.
- Stock trades below its book value.
Cons
- Revenue fell 14% YoY.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹1,306 Cr | ₹1,328 Cr | ₹1,435 Cr | ₹1,373 Cr | ₹1,364 Cr | ₹1,349 Cr | ₹1,398 Cr | ₹1,493 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹14,876 Cr | ₹17,398 Cr | ₹19,707 Cr | ₹19,880 Cr | ₹20,005 Cr | ₹22,728 Cr | ₹27,278 Cr | ₹28,111 Cr |
| EBITDA | ₹2,782 Cr | ₹3,392 Cr | ₹3,282 Cr | ₹3,365 Cr | ₹2,787 Cr | ₹3,561 Cr | ₹6,064 Cr | ₹6,876 Cr |
| Net Profit | ₹2,008 Cr | ₹2,434 Cr | ₹2,403 Cr | ₹2,741 Cr | ₹2,286 Cr | ₹2,891 Cr | ₹4,763 Cr | ₹5,442 Cr |
| EPS | 39.79 | 48.23 | 47.63 | 54.32 | 43.12 | 52.56 | 86.6 | 98.95 |
Balance Sheet
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹1,71,228 Cr | ₹2,00,707 Cr | ₹2,16,920 Cr | ₹2,35,722 Cr | ₹2,54,687 Cr | ₹2,78,559 Cr | ₹2,91,293 Cr | ₹3,14,040 Cr |
| Total Liabilities | ₹1,56,915 Cr | ₹1,84,374 Cr | ₹1,98,652 Cr | ₹2,15,117 Cr | ₹2,29,933 Cr | ₹2,51,371 Cr | ₹2,59,813 Cr | ₹2,77,685 Cr |
| Equity | ₹14,313 Cr | ₹16,333 Cr | ₹18,267 Cr | ₹20,604 Cr | ₹24,754 Cr | ₹27,188 Cr | ₹31,480 Cr | ₹36,356 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-535 Cr | ₹1,248 Cr | ₹-6,972 Cr | ₹538 Cr | ₹-1,347 Cr | ₹-500 Cr | ₹-544 Cr | ₹-1,683 Cr |
| Investing | ₹1,368 Cr | ₹-1,642 Cr | ₹-1,851 Cr | ₹858 Cr | ₹-1,628 Cr | ₹-800 Cr | ₹587 Cr | ₹-939 Cr |
| Financing | ₹18,074 Cr | ₹24,068 Cr | ₹15,156 Cr | ₹10,428 Cr | ₹17,850 Cr | ₹20,249 Cr | ₹7,346 Cr | ₹17,413 Cr |
| Free Cash Flow | ₹-535 Cr | ₹1,248 Cr | ₹-6,972 Cr | ₹538 Cr | ₹-1,347 Cr | ₹-500 Cr | ₹-544 Cr | ₹-1,683 Cr |
Shareholding
Promoter 45.24% Institutions 42.28% Public 12.48%
Efficiency & Working Capital
ROCE8.4%
Interest Coverage0
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days3 d
Cash Conversion Cycle-3 d
Working Capital Days0 d
Shareholding Details
As of 2026-03-31
Promoter45.2%
FII21.4%
DII20.9%
Institutions42.3%
Public12.5%
Promoter Pledge0%
No. of Shareholders3,47,941
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% | 45.2% |
| FIIs | 17% | 21% | 21.6% | 22.6% | 23.2% | 22% | 21.2% | 21.5% | 20.3% | 20.2% | 20.4% | 21.4% |
| DIIs | 24.8% | 21.4% | 21.7% | 22% | 21.2% | 20.5% | 21.4% | 21.3% | 22.2% | 22.1% | 21.8% | 20.9% |
| Public | 12.9% | 12.4% | 11.5% | 10.2% | 10.4% | 12.3% | 12.1% | 11.9% | 12.3% | 12.4% | 12.6% | 12.5% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 3,49,173 | 3,24,814 | 3,05,862 | 2,97,899 | 3,03,961 | 3,61,857 | 3,66,899 | 3,64,182 | 3,64,388 | 3,58,982 | 3,52,873 | 3,47,941 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Life Insurance Corporation Of India | Shareholding of Promoter and Promoter Group | 45.2% | 24.88 Cr |
| Isif Equity Ex-top 100 Long-short Fund | Public Shareholding | 6.7% | 3.68 Cr |
| Government Pension Fund Global | Public Shareholding | 2.2% | 1.21 Cr |
| Bank Muscat India Fund | Public Shareholding | 2.1% | 1.15 Cr |
| Bandhan Small Cap Fund | Public Shareholding | 2.1% | 1.13 Cr |
| Hdfc Mutual Fund-hdfc Arbitrage Fund | Public Shareholding | 1.3% | 69,77,437 |
| Quant Mutual Fund - Quant Value Fund | Public Shareholding | 1.1% | 58,38,496 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Life Insurance Corporation Of India | 0 | 0% | 2026-03-31 |
| Quant Mutual Fund - Quant Value Fund | 0 | 0% | 2026-03-31 |
| Hdfc Mutual Fund-hdfc Arbitrage Fund | 0 | 0% | 2026-03-31 |
| Bandhan Small Cap Fund | 0 | 0% | 2026-03-31 |
| Isif Equity Ex-top 100 Long-short Fund | 0 | 0% | 2026-03-31 |
| Government Pension Fund Global | 0 | 0% | 2026-03-31 |
| Bank Muscat India Fund | 0 | 0% | 2026-03-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-12-31 |
| Kotak Mahindra Trustee Co Ltd A/c Kotak Nifty Midcap 150 Index Fund | 0 | 0% | 2025-12-31 |
| Bandhan Small Cap Fund | 0 | 0% | 2025-12-31 |
| Hdfc Trustee Company Ltd. A/c Hdfc Balanced Advantage Fund | 0 | 0% | 2025-12-31 |
| Quant Mutual Fund - Quant Value Fund | 0 | 0% | 2025-12-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Ameet N Patel. | Independent Director | 2025 |
| P Koteshwara Rao | Non Executive Director | 2025 |
| Kashi Prasad Khandelwal | Independent Director | 2025 |
| Sanjay Kumar Khemani | Independent Director | 2025 |
| Akshay Rout | Non Executive Director | 2025 |
| J Jayanthi | Independent Director | 2025 |
| Varsha Hardasani | Company Sec. & Compli. Officer | 2025 |
| Ravi Krishan Takkar | Independent Director | 2025 |
| Tribhuwan Adhikari | Managing Director & Chief Executive Officer | 2025 |
| Ramesh L Adige | Independent Director | 2025 |
| ANIL KAUL | Independent Director | 2025 |
| Masil Jeya Mohan P. | Independent Director | 2025 |
| T C Suseel Kumar | Independent Director | 2025 |
| Ratnakar Patnaik | Nominee (LIC) | 2025 |
| Doraiswamy Ramchandran | Chairman & Additional Director | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Providing loans for purchase, const | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹2 | 150 | 110 | 110 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| dividend | 2025-08-22 | ₹10 (500%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 171 | 1 | 0 | 4 | 0 | 3,336 |
| 2025 | 87 | 0 | 0 | 1 | 0 | 2,088 |
| 2025 | 1 | 0 | 0 | 0 | 0 | 1 |
Insider / Designated-Person Trades
1 recent disclosure(s)
Life Insurance Corporation of IndiaAcquisition · 4,54,00,000
Substantial Acquisitions (SAST)
1 disclosure(s)
Market02/12/2025 · 12,95,540
Company Information
Incorporated1989
ChairmanDoraiswamy Ramchandran
AuditorS G C O & CO LLP/Khandelwal Jain & Co
Investor Email[email protected], [email protected]
📍 131 Maker Tower-F 13th Floor, Cuffe Parade, Mumbai, Maharashtra, 400005
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