NSE · GICHSGFIN
GIC Housing Finance Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Shareholding
As of 2026-06-30
- Promoter42.41%
- Public53.65%
- FII1.4%
- DII2.54%
61,754 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.41× from low to high.
Risk flags
Derived from disclosed data
- Reported zero revenue in 6 of the last 8 disclosed periods.
Peer comparison
Finance - Housing · ranked #9 of 14 by market cap · medians across 13 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| LIC Housing Finance Ltd. | ₹30,969 Cr | 5.4 | 0.75 | 13.53% | 20.12% |
| PNB Housing Finance Ltd. | ₹30,832 Cr | 13.32 | 1.6 | 11.92% | 26.64% |
| Aadhar Housing Finance Limited | ₹19,936 Cr | 17.29 | 2.66 | 14.53% | 29.89% |
| Sammaan Capital Limited | ₹17,087 Cr | — | 0.9 | -3.42% | -97.54% |
| Aptus Value Housing Finance India Ltd. | ₹12,439 Cr | 12.63 | 2.47 | 18.64% | 43.33% |
| Aavas Financiers Limited | ₹10,109 Cr | 20.61 | 2.68 | 13% | 24.32% |
| India Shelter Finance Corporation Ltd. | ₹7,183 Cr | 14.27 | 2.25 | 15.73% | 32.92% |
| Repco Home Finance Ltd. | ₹2,198 Cr | 4.56 | 0.54 | 11.77% | 26.61% |
| GIC Housing Finance Ltd.(this company) | ₹731 Cr | 4.64 | 0.35 | 7.35% | 14.71% |
| Reliance Home Finance Ltd. | ₹107 Cr | 4.36 | 0 | 7.65% | 10986.36% |
AI analysis
AI-generated · google/gemini-2.5-flashGIC Housing Finance Ltd. operates in the Finance sector. The company has a market capitalization of Rs 802 Cr. In the financial year ending March 2026, the company reported a revenue of Rs 1083.29 Cr and a net profit of Rs 154.82 Cr, resulting in an EPS of Rs 28.75. The profit margin for this period was 14.48%.
Positives
- +The dividend yield is 3.02% for the company.
- +Promoter pledge is 0% as of June 30, 2026.
- +The company's profit margin was 14.48% for the fiscal year ending March 2026.
Negatives
- −The debt-to-equity ratio is high at 4.39.
- −Promoter holding decreased from 42.2411% in June 2018 to 42.4074% in June 2026.
- −FII holding decreased from 3.2552% in June 2018 to 1.4017% in June 2026.
Financial Performance
For the financial year ending March 2026, GIC Housing Finance Ltd. generated a revenue of Rs 1083.29 Cr. The net profit stood at Rs 154.82 Cr for the same period. The company's earnings per share (EPS) was Rs 28.75. Examining recent quarterly performance, the net profit was Rs 7.42 Cr in June 2025, Rs 50.03 Cr in September 2025, Rs 43.69 Cr in December 2025, and Rs 53.68 Cr in March 2026.
Profitability & Returns
The company's profit margin was 14.48% for the financial year ending March 2026. Return on Equity (ROE) was 7.35% and Return on Capital Employed (ROCE) was 7.53%. The dividend yield for GIC Housing Finance Ltd. is 3.02%.
Balance Sheet
GIC Housing Finance Ltd. has a book value per share of Rs 391.16. The debt-to-equity ratio stands at 4.39, indicating significant leverage. The market capitalization is Rs 802 Cr.
Ownership & Pledges
As of June 30, 2026, promoter holding in GIC Housing Finance Ltd. was 42.4074%. Public shareholding was 53.6525%. FIIs held 1.4017% and DIIs held 2.5384% of the shares. There were no promoter pledges reported as of the same date.
Regulatory & Surveillance
As of the provided data, there is no information indicating that GIC Housing Finance Ltd. is currently under any regulatory surveillance.
Data as of — price: 2026-09-11 · financials: Jun 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.