Debut Plus

₹151.45

▲ +0.96 +0.64%

17 Jul 2026

NSE Listed

GIC Housing Finance Ltd. (GICHSGFIN)

Volume: 2,07,409Avg Vol 1W: 1,26,299.2Avg Vol 1M: 1,28,297.0552W Range:₹130.05₹206
NSE BSE www.gichfindia.com
Key Ratios
Checked 10h ago
Market Cap₹810 Cr
Current Price₹151.45
Previous Close₹150.49
High / Low (52w)₹206 / ₹130.05
Volume2,07,409
Avg Vol (1W)1,26,299.2
Avg Vol (1M)1,28,297.05
Stock P/E15.09
Book Value₹391.16
Dividend Yield298%
ROE7.35%
ROA137%
Revenue (TTM)₹1,083 Cr
Revenue Growth—
Profit Margin14.48%
Total Debt₹3 Cr
Shares Outstanding5 Cr
Face Value₹10
EPS (TTM)₹28.75
P/B0.39
Debt / Equity4.39
50 DMA₹153.81
200 DMA₹159.92
Day change+0.64%
Price Chart
₹151.45▼ 25.91% · 1Y
₹204₹1318.5L
2025-07-17
2026-07-16

20-day avg volume: 1.3L shares

Pros
  • Pays a dividend yield of 298.0%.
  • Company is almost debt-free.
  • Stock trades below its book value.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹39 Cr₹37 Cr₹50 Cr₹35 Cr₹7 Cr₹50 Cr₹44 Cr₹54 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹1,255 Cr₹1,240 Cr₹1,156 Cr₹1,129 Cr₹1,070 Cr₹1,089 Cr₹1,083 Cr
EBITDA₹112 Cr₹135 Cr₹230 Cr₹290 Cr₹204 Cr₹220 Cr₹159 Cr
Net Profit₹46 Cr₹106 Cr₹174 Cr₹213 Cr₹151 Cr₹160 Cr₹155 Cr
EPS8.4719.632.2239.628.1129.7928.75
Balance Sheet
MetricMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹13,099 Cr₹12,641 Cr₹11,929 Cr₹10,920 Cr₹10,471 Cr₹10,775 Cr₹11,299 Cr
Total Liabilities₹11,836 Cr₹11,283 Cr₹10,418 Cr₹9,221 Cr₹8,642 Cr₹8,811 Cr₹9,193 Cr
Equity₹1,263 Cr₹1,358 Cr₹1,511 Cr₹1,699 Cr₹1,829 Cr₹1,965 Cr₹2,106 Cr
Total Debt₹11,003 Cr₹9,966 Cr—————
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹-179 Cr₹-89 Cr₹703 Cr₹-85 Cr₹-76 Cr₹-133 Cr
Investing₹-14 Cr₹-3 Cr₹-213 Cr₹64 Cr₹-87 Cr₹52 Cr
Financing₹-558 Cr₹-892 Cr₹-1,238 Cr₹-619 Cr₹122 Cr₹255 Cr
Free Cash Flow₹-179 Cr₹-89 Cr₹703 Cr₹-85 Cr₹-76 Cr₹-133 Cr
Shareholding
Promoter 42.41% Institutions 3.94% Public 53.65%
Efficiency & Working Capital
ROCE7.5%
Interest Coverage0
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days5 d
Cash Conversion Cycle-5 d
Working Capital Days0 d
Shareholding Details

As of 2026-06-30

Promoter42.4%
FII1.4%
DII2.5%
Institutions3.9%
Public53.7%
Promoter Pledge0%
No. of Shareholders61,754
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters42.4%42.4%42.4%42.4%42.4%42.4%42.4%42.4%42.4%42.4%42.4%42.4%
FIIs3.6%3.3%3.2%2.6%2.9%2.5%2.2%2.7%2.2%2.1%1.8%1.4%
DIIs6.3%5.9%5.9%5.9%5.9%5.9%5.9%5.5%5.5%5.1%4.6%2.5%
Public47.6%48.4%48.5%49.1%48.8%49.2%49.5%49.4%49.9%50.5%51.2%53.7%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders57,44358,59962,41066,66867,58967,79066,51765,37564,22662,58561,36861,754
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
General Insurance Corporation Of IndiaShareholding of Promoter and Promoter Group15.3%82,18,802
The New India Assurance Company LimitedShareholding of Promoter and Promoter Group8.7%46,56,913
United India Insurance Company LimitedShareholding of Promoter and Promoter Group7.4%39,56,000
National Insurance Company LtdShareholding of Promoter and Promoter Group5.6%30,30,100
The Oriental Insurance Company LimitedShareholding of Promoter and Promoter Group5.5%29,75,024
Lok Prakashan LtdPublic Shareholding4.1%21,97,944
Life Insurance Corporation Of IndiaPublic Shareholding2.5%13,64,373
Ranjeet Singh SibiaPublic Shareholding1.4%7,40,000
Gic Re South Africa Ltd.Shareholding of Promoter and Promoter Group0%0
Gic Re India Corporate Member Ltd.Shareholding of Promoter and Promoter Group0%0
Gic Perestrakhovanie LlcShareholding of Promoter and Promoter Group0%0
Gic Bhutan Re LimitedShareholding of Promoter and Promoter Group0%0
India International Insurance Pte. Ltd.Shareholding of Promoter and Promoter Group0%0
The New India Assurance Company (trinidad & Tobago) LimitedShareholding of Promoter and Promoter Group0%0
The New India Assurance Company (sierra Leone) LimitedShareholding of Promoter and Promoter Group0%0
Prestige Assurance Plc, NigeriaShareholding of Promoter and Promoter Group0%0
Agriculture Insurance Company Of India LimitedShareholding of Promoter and Promoter Group0%0
Health Insurance Tpa Of India Ltd.Shareholding of Promoter and Promoter Group0%0
Zenith Securities &investment Ltd.Shareholding of Promoter and Promoter Group0%0
Indutsrial Credit Company LimitedShareholding of Promoter and Promoter Group0%0
Promoter Pledges
HolderPledged Shares% of HoldingAs of
General Insurance Corporation Of India00%2026-06-30
The New India Assurance Company Limited00%2026-06-30
National Insurance Company Ltd00%2026-06-30
The Oriental Insurance Company Limited00%2026-06-30
United India Insurance Company Limited00%2026-06-30
Gic Re South Africa Ltd.00%2026-06-30
Gic Re India Corporate Member Ltd.00%2026-06-30
Gic Perestrakhovanie Llc00%2026-06-30
Gic Bhutan Re Limited00%2026-06-30
India International Insurance Pte. Ltd.00%2026-06-30
The New India Assurance Company (trinidad & Tobago) Limited00%2026-06-30
The New India Assurance Company (sierra Leone) Limited00%2026-06-30
Board of Directors
NameDesignationYear
Rajeshwari Singh MuniNon-Exec & Non-Independent Dir2026
B. S. RahulNon-Exec & Non-Independent Dir2026
Girija SubramanianNon-Exec & Non-Independent Dir2026
Hitesh JoshiNon-Exec & Non-Independent Dir2026
Rani Singh NairIndependent Non Exe. Director2026
Vaijinath GavarshettyIndependent Non Exe. Director2026
S. J. KrishnanIndependent Non Exe. Director2026
Kishore GarimellaIndependent Non Exe. Director2026
Neelam DamodharanIndependent Non Exe. Director2026
Sunil KakarIndependent Non Exe. Director2026
Shri Sachindra SalviManaging Director & CEO2026
Sanjay JoshiNon-Exec & Non-Independent Dir2026
Dinesh Ranchhodbhai WaghelaIndependent Non Exe. Director2026
Rajkumar GorCS / Compliance Officer / Group Head2026
Segments — Product
SegmentRevenueShare
financing₹0 Cr—
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹101505454
Corporate Actions
TypeDateValueRemark
dividend2026-06-25₹4.5 (45.0%)Final
dividend2026-06-25₹4.5 (45%)Final
dividend2025-07-18₹4.5 (45%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
20268004011
2026000000
20268003011
Company Information
Incorporated1989
AuditorGokhale & Sathe
Investor Email[email protected]; [email protected]; nutan.si
🌐 www.gichfindia.com ↗

📍 Royal Insurance Build 6th Flr, 14 Jamshedji Tata Rd Churchgat, Mumbai, Maharashtra, 400020

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