Debut Plus

220.88

+0.66 +0.30%

17 Jul 2026

NSE Listed · Banks

City Union Bank Ltd. (CUB)

Volume: 8,82,521Avg Vol 1W: 9,54,968Avg Vol 1M: 13,39,21152W Range:145.13282.5
Market Cap₹21,885 Cr
Current Price₹220.88
Previous Close₹220.22
High / Low (52w)₹282.5 / ₹145.13
Volume8,82,521
Avg Vol (1W)9,54,968
Avg Vol (1M)13,39,211
Stock P/E45.64
Book Value₹106.63
Dividend Yield68%
ROE12.55%
ROA156%
Revenue (TTM)₹3,526 Cr
Revenue Growth
Profit Margin19.31%
Total Debt
Shares Outstanding99 Cr
Face Value₹1
EPS (TTM)₹13.39
P/B2.07
Debt / Equity
50 DMA₹212.21
200 DMA₹206.75
Day change+0.30%
Price Chart
220.88 8.49% · 1Y
2731652.3Cr
2025-11-24
2026-07-16

20-day avg volume: 12.4L shares

Pros
  • Pays a dividend yield of 68.0%.
  • Revenue grew 418863004% YoY.
  • Net profit is growing year over year.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue
EBITDA
Net Profit₹264 Cr₹285 Cr₹286 Cr₹288 Cr₹306 Cr₹329 Cr₹332 Cr₹360 Cr
EPS
Profit & Loss (Annual)
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹4,282 Cr₹4,849 Cr₹4,823 Cr₹4,864 Cr₹5,525 Cr₹6,012 Cr₹6,732 Cr₹2,820 Cr
EBITDA₹925 Cr₹586 Cr₹693 Cr₹985 Cr₹1,177 Cr₹1,231 Cr₹1,417 Cr₹0 Cr
Net Profit₹683 Cr₹476 Cr₹593 Cr₹760 Cr₹937 Cr₹1,016 Cr₹1,124 Cr₹1,326 Cr
EPS9.496.417.9710.1812.5713.6215.07
Balance Sheet
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹45,259 Cr₹49,734 Cr₹53,312 Cr₹61,531 Cr₹66,595 Cr₹70,826 Cr₹77,623 Cr₹97,024 Cr
Total Liabilities₹40,418 Cr₹44,437 Cr₹47,469 Cr₹54,945 Cr₹59,137 Cr₹62,424 Cr₹68,157 Cr₹86,460 Cr
Equity₹4,841 Cr₹5,296 Cr₹5,842 Cr₹6,586 Cr₹7,457 Cr₹8,401 Cr₹9,467 Cr₹10,565 Cr
Total Debt₹5,327 Cr
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹989 Cr₹1,186 Cr₹917 Cr₹600 Cr₹1,332 Cr₹802 Cr
Investing₹-38 Cr₹-63 Cr₹-72 Cr₹-106 Cr₹-120 Cr₹-208 Cr
Financing₹10 Cr₹-31 Cr₹-690 Cr₹-36 Cr₹-2,662 Cr₹3,042 Cr
Free Cash Flow₹989 Cr₹1,186 Cr₹917 Cr₹600 Cr₹1,332 Cr₹450 Cr
Shareholding
Promoter 0% Institutions 64.11% Public 35.89%
About City Union Bank Ltd.

Banks · Banks - Private Sector

City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency loans, as well as loan against property, gold-based overdraft, cash credits, bill finance, bank guarantee, and letter of credit; international business services, including export, import, fx retail, remittance, correspondent banking, and treasury risk management services; sovereign gold bond; debit, prepaid, and credit cards; NRI banking products and services; and insurance products comprising life, health, and general insurance products, as well as social security schemes. It also provides tech products and services, such as net/online and mobile banking; cash and wealth management; electronic fund transfer; green pins; wallet; point of sale; and automated teller machines, as well as demat, bill payment, GST and TAX payments, and digital signature services. In addition, the company offers payments to government, including online taxes and electricity bill payment; agri related information, academic, and kiosk services; and support services, such as safe deposit locker facilities, value added, 24/7 customer care, and account aggregator. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in December 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.

cityunionbank.bank.in
Efficiency & Working Capital
ROCE6.4%
Interest Coverage0
Dividend Payout
Debtor Days
Inventory Days
Payable Days
Cash Conversion Cycle
Working Capital Days
Shareholding Details

As of 2026-03-31

Promoter0%
FII23.4%
DII40.7%
Institutions64.1%
Public35.9%
Promoter Pledge0%
No. of Shareholders2,07,495
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodJun 2023Sept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Promoters0%0%0%0%0%0%0%0%0%0%0%0%
FIIs25.3%23.7%26.6%27%26.4%26%27.4%28%27.4%26%23.5%23.4%
DIIs33.1%33.2%32.4%29.5%32.6%33.6%33.6%33.1%35.2%36.8%40.2%40.7%
Public41.5%43.1%41%43.5%41%40.4%39%38.9%37.4%37.3%36.3%35.9%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders1,84,7782,08,8122,16,0192,48,8152,29,9432,34,2222,28,0012,23,5852,10,2982,09,8052,15,4302,07,495
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202503
Major Shareholders (>1%)
NameCategoryStakeShares
Hdfc Mutual FundPublic Shareholding6.6%4.90 Cr
Sbi Nifty 500 Index FundPublic Shareholding5.4%4.04 Cr
Small Cap World Fund IncPublic Shareholding3.8%2.81 Cr
Hsbc Mutual FundPublic Shareholding3.4%2.49 Cr
Axis Mutual Fund Trustee LimitedPublic Shareholding3.3%2.47 Cr
Hdfc Life Insurance Company LimitedPublic Shareholding2.8%2.10 Cr
Sbi Life Insurance Company LimitedPublic Shareholding2.4%1.80 Cr
Edelweiss Financial Services FundPublic Shareholding2.3%1.71 Cr
Vilasini VaidyanathanPublic Shareholding2%1.51 Cr
Visalam GPublic Shareholding2%1.51 Cr
Canara Robeco Mutual FundPublic Shareholding1.6%1.17 Cr
Nippon Life India Trustee LtdPublic Shareholding1.6%1.17 Cr
Franklin India Multi Cap FundPublic Shareholding1.5%1.12 Cr
Kotak Funds India Midcap FundPublic Shareholding1.4%1.06 Cr
Bank Muscat India FundPublic Shareholding1.2%90,45,626
Aditya Birla Sun Life Trustee Private LimitedPublic Shareholding1.1%78,55,066
Vaidyanathan PPublic Shareholding1%75,02,000
Promoter Pledges
HolderPledged Shares% of HoldingAs of
Aditya Birla Sun Life Trustee Private Limited00%2026-03-31
Franklin India Multi Cap Fund00%2026-03-31
Nippon Life India Trustee Ltd00%2026-03-31
Canara Robeco Mutual Fund00%2026-03-31
Edelweiss Financial Services Fund00%2026-03-31
Hdfc Mutual Fund00%2026-03-31
Sbi Nifty 500 Index Fund00%2026-03-31
Hsbc Mutual Fund00%2026-03-31
Axis Mutual Fund Trustee Limited00%2026-03-31
Sbi Life Insurance Company Limited00%2026-03-31
Hdfc Life Insurance Company Limited00%2026-03-31
Kotak Funds India Midcap Fund00%2026-03-31
Board of Directors
NameDesignationYear
N KamakodiManaging Director & Chief Executive Officer2025
Venkataraman RameshWhole Time Director2025
V N Shiva ShankarIndependent Director2025
T S SridharIndependent Director2025
T K RamkumarIndependent Director2025
K VaidyanathanIndependent Director2025
V KamakotiIndependent Director2025
G MahalingamPart Time Chairman2025
LALITHA RAMESWARANIndependent Director2025
R Vijay AnandhManaging Director & Chief Executive Officer2025
V SrinivasanCompany Sec. & Compli. Officer2025
R MohanAdditional Director.2025
Segments — Product
SegmentRevenueShare
TREASURY₹1,240 Cr18.4%
CORPORATE/WHOLESALE BANKING₹1,403 Cr20.8%
RETAIL BANKING₹3,972 Cr59%
OTHER BANKING OPERATIONS₹118 Cr1.8%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2025₹11007474
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-31Dividend (2/- per share)Final
bonus2026-06-121:31:3 Bonus Issue Of Equity Shares
dividend2025-08-01₹2 (200%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
2025000409
2025000005
2025000000
Insider / Designated-Person Trades

12 recent disclosure(s)

RAMASWAMY JAcquisition · 10,000
KANDASAMYAcquisition · 15,000
NAZEER AHAMED MAcquisition · 23,010
GANEAN SAcquisition · 25,000
GURUMURTHY VAcquisition · 10,000
SRINIVASAN SAcquisition · 10,000
Substantial Acquisitions (SAST)

3 disclosure(s)

Market25/11/2025 · 52,81,184
Market02/07/2024 · 8,99,147
Market08/12/2023 · 87,97,762
Company Information
Incorporated1904
ChairmanG Mahalingam
AuditorJagannathan & Sarabeswaran/K Gopal Rao & Co
Investor Email[email protected]
🌐 www.cityunionbank.com

📍 No 149 T S R (Big) Street, Kumbakonam, Tamil Nadu, 612001

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