Debut Plus

143.33

-1.87 -1.29%

17 Jul 2026

NSE Listed · Financial Services

Bank of India (BANKINDIA)

Volume: 44,41,430Avg Vol 1W: 52,97,562Avg Vol 1M: 56,68,34052W Range:108.81178.36
Market Cap₹65,253 Cr
Current Price₹143.33
Previous Close₹145.2
High / Low (52w)₹178.36 / ₹108.81
Volume44,41,430
Avg Vol (1W)52,97,562
Avg Vol (1M)56,68,340
Stock P/E21.14
Book Value₹197.56
Dividend Yield3.19%
ROE11.22%
ROA0%
Revenue (TTM)₹32,322 Cr
Revenue Growth7.61%
Profit Margin13.63%
Total Debt
Shares Outstanding455 Cr
Face Value₹10
EPS (TTM)₹6.78
P/B0.73
Debt / Equity
50 DMA₹143.62
200 DMA₹147.5
Day change-1.29%
Price Chart
143.33 1.80% · 1Y
1771234.3Cr
2025-11-24
2026-07-16

20-day avg volume: 54.9L shares

Pros
  • Pays a dividend yield of 3.2%.
  • Stock trades below its book value.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue
EBITDA
Net Profit₹1,734 Cr₹2,399 Cr₹2,559 Cr₹2,648 Cr₹1,764 Cr₹2,526 Cr₹2,750 Cr₹3,050 Cr
EPS
Profit & Loss (Annual)
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹46,269 Cr₹49,400 Cr₹47,750 Cr₹46,291 Cr₹55,143 Cr₹67,306 Cr₹80,412 Cr₹85,650 Cr
EBITDA₹-8,658 Cr₹-4,570 Cr₹3,278 Cr₹5,574 Cr₹6,099 Cr₹10,193 Cr₹12,558 Cr₹14,072 Cr
Net Profit₹-5,427 Cr₹-3,051 Cr₹2,083 Cr₹3,493 Cr₹3,838 Cr₹6,564 Cr₹9,548 Cr₹10,306 Cr
EPS-29.14-9.396.359.079.3515.4820.9722.64
Balance Sheet
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹6,30,884 Cr₹6,63,019 Cr₹7,32,790 Cr₹7,43,131 Cr₹8,26,036 Cr₹9,24,280 Cr₹10,56,425 Cr₹11,79,552 Cr
Total Liabilities₹5,83,070 Cr₹6,17,794 Cr₹6,82,651 Cr₹6,86,480 Cr₹7,65,446 Cr₹8,53,538 Cr₹9,75,538 Cr₹10,89,415 Cr
Equity₹47,814 Cr₹45,225 Cr₹50,140 Cr₹56,651 Cr₹60,589 Cr₹70,742 Cr₹80,887 Cr₹90,137 Cr
Total Debt
Cash Flow
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹-5,827 Cr₹-3,964 Cr₹37,112 Cr₹-34,931 Cr₹-7,401 Cr₹-5,677 Cr₹18,679 Cr₹5,060 Cr
Investing₹71 Cr₹-232 Cr₹-182 Cr₹-644 Cr₹-521 Cr₹-991 Cr₹-854 Cr₹-329 Cr
Financing₹7,983 Cr₹-3,192 Cr₹2,398 Cr₹1,146 Cr₹541 Cr₹3,868 Cr₹34 Cr₹-5,672 Cr
Free Cash Flow₹-5,827 Cr₹-3,964 Cr₹37,112 Cr₹-34,931 Cr₹-7,401 Cr₹-5,677 Cr₹18,679 Cr₹5,060 Cr
Shareholding
Promoter 73.38% Institutions 20.84% Public 5.78%
About Bank of India

Financial Services · Banks - Regional

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.

bankofindia.bank.in
Efficiency & Working Capital
ROCE5.4%
Interest Coverage0
Dividend Payout
Debtor Days
Inventory Days
Payable Days
Cash Conversion Cycle
Working Capital Days
Shareholding Details

As of 2026-06-30

Promoter73.4%
FII6.9%
DII14%
Institutions20.8%
Public5.8%
Promoter Pledge0%
No. of Shareholders5,95,832
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters81.4%73.4%73.4%73.4%73.4%73.4%73.4%73.4%73.4%73.4%73.4%73.4%
FIIs2.9%4.3%4.5%3.6%3.2%2.9%3.9%3.5%4.2%5.8%7.3%6.9%
DIIs9.5%14.3%15.8%15.5%16.3%16.4%15.9%16%15.6%15.2%14%14%
Public6.1%8%6.3%7.6%7.1%7.3%6.8%7.1%6.8%5.6%5.4%5.8%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders5,16,2025,77,9926,17,2387,05,5996,92,2297,13,0277,26,1677,15,7856,95,9966,38,6396,26,1895,95,832
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603
Major Shareholders (>1%)
NameCategoryStakeShares
President Of IndiaShareholding of Promoter and Promoter Group73.4%334.09 Cr
Life Insurance Corporation Of India - P & Gs FundPublic Shareholding7.8%35.64 Cr
Promoter Pledges
HolderPledged Shares% of HoldingAs of
President Of India00%2026-06-30
Life Insurance Corporation Of India - P & Gs Fund00%2026-06-30
President Of India00%2026-03-31
Life Insurance Corporation Of India - P & Gs Fund00%2026-03-31
President Of India00%2025-12-31
Sbi Quant Fund00%2025-12-31
Life Insurance Corporation Of India - P & Gs Fund00%2025-12-31
President Of India00%2025-09-30
Sbi Psu Fund00%2025-09-30
Life Insurance Corporation Of India - P & Gs Fund00%2025-09-30
President Of India00%2025-06-30
Sbi Psu Fund00%2025-06-30
Board of Directors
NameDesignationYear
M R KumarChairman / Non Exec. Part Time Non Offic. Director2026
Rajneesh KarnatakManaging Director & CEO2026
P R RajagopalExecutive Director2026
Subrat KumarExecutive Director2026
RAJIV MISHRAExecutive Director2026
Pramod Kumar DwibediExecutive Director2026
Manoj Muttathil AyyappanNon Executive Director / Nominee - Government2026
Ashok NarainNon Executive Director / Nominee - RBI2026
Jamuna RaviIndep. Non Execu. Director / Shareholder Director2026
Prabodh ParikhNon Executive Director2026
Usha RamsinghaniCompany Secretary / Compliance Officer2026
Segments — Product
SegmentRevenueShare
Treasury Operations₹23,268 Cr27.3%
Wholesale Banking Operations₹29,011 Cr34.1%
Digital Banking₹1 Cr0%
Other Retail Banking₹32,910 Cr38.6%
Segments — Geography
RegionRevenueShare
Domestic₹70,277 Cr88%
International₹9,543 Cr12%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹106,0004,5544,553
Corporate Actions
TypeDateValueRemark
dividend2026-05-29₹4.65 (46.5%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
2026000000
2026000000
2026000000
Company Information
Incorporated1906
ChairmanM R Kumar
AuditorS Jaykishan/A Bafna & Co/SCV & Co LLP
Investor Email[email protected]
🌐 www.bankofindia.co.in

📍 Star House 8th Flr C-5 G Block, Bandra-Kurla Complex Bandra(E), Mumbai, Maharashtra, 400051

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