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NSE · AYE

Aye Finance Limited

₹133.92
₹3,305 Cr market cap
P/E
11.41
EPS
₹11.74
Book value
₹109.2
ROE
10.75%
ROCE
10.75%
Debt / equity
2.3

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

046693213971863Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹1,863 Cr with net profit ₹194 Cr — a 10.39% net margin, versus 11.38% the period before.

Shareholding

As of 2026-09-30

0%
promoter holding
  • Public58.11%
  • FII18.55%
  • DII23.33%

21,889 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

35.16%0%Jun 26Sep 26

52-week position

Where the current price sits in its yearly band

₹88.22₹134₹197

The band spans 2.24× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #4 of 11 by market cap · medians across 10 industry peers

P/E
11.41vs 11.95 peer med
P/B
1.23vs 1 peer med
ROE %
10.75vs 8.21 peer med
Margin %
14.86vs 16.34 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,25,075 Cr21.754.0817.18%17.61%
Indian Railway Finance Corporation Ltd.₹97,295 Cr13.21.6112.17%24.49%
Five-Star Business Finance Ltd.₹13,237 Cr11.991.7914.89%33.86%
Aye Finance Limited(this company)₹3,305 Cr11.411.2310.75%14.86%
Muthoot Microfin Limited₹2,631 Cr10.720.925.97%9.9%
Laxmi India Finance Ltd.₹519 Cr9.181.1210.69%16.59%
Moneyboxx Finance Limited₹319 Cr240.211.080.45%0.58%
Akme Fintrade (India) Ltd.₹316 Cr7.120.759.98%28.55%
Muthoot Capital Services Ltd.₹299 Cr11.910.441.85%3.8%
Baid Finserv Limited₹154 Cr10.140.656.43%16.08%

AI analysis

AI-generated · google/gemini-2.5-flash

Aye Finance Limited is listed with a market capitalization of Rs 4232 Cr. The company's EPS stands at 7.85, with a Price-to-Earnings (PE) ratio of 44.08. Its book value is 102.65. Revenue growth was 8.5% and profit margin was 10.67%.

Positives

  • +Revenue grew by 8.5% to Rs 1504.99 Cr in Mar 2025.
  • +Profit margin is 10.67%.
  • +Net profit increased from Rs 161.13 Cr in Mar 2024 to Rs 171.27 Cr in Mar 2025.
  • +There are no promoter shares pledged (0%).

Negatives

  • −The promoter shareholding is 0% as of Mar 2026.
  • −The debt-to-equity ratio of 2.79 is relatively high.
  • −FII shareholding decreased to 18.66% in Mar 2026 from 19.04% in Feb 2026.
  • −Public shareholding is high at 61.09% as of Mar 2026.

Financial Performance

Aye Finance Limited reported revenue of Rs 1504.99 Cr in Mar 2025, an increase from Rs 1071.75 Cr in Mar 2024. Net profit also rose to Rs 171.27 Cr in Mar 2025 from Rs 161.13 Cr in Mar 2024. The company's EPS was 9.12 in Mar 2025, compared to 9.86 in Mar 2024. For Mar 2026, the company recorded a net profit of Rs 85.91 Cr on revenues of Rs 459.66 Cr in the last disclosed quarter (Mar 2026).

Profitability & Returns

The company's Return on Equity (ROE) is 7.65%, while Return on Capital Employed (ROCE) is 10.24%. The profit margin for the latest period was 10.67%. Quarterly net profit for Mar 2026 was Rs 85.91 Cr, with an EPS of 3.85. The annual EPS improved from -14.74 in Mar 2022 to 9.12 in Mar 2025.

Balance Sheet

Aye Finance Limited has a debt-to-equity ratio of 2.79. The book value per share is Rs 102.65. No other direct balance sheet figures are available from the provided data.

Ownership & Pledges

Public shareholding stands at 61.09%. Institutional holdings are 37.05%. The number of shareholders as of Mar 2026 was 25687. There are no promoter pledges reported for Aye Finance Limited.

Data as of — price: 2026-10-26 · financials: Mar 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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