₹166.15
▲ +1.12 +0.68%
17 Jul 2026
NSE Listed
Aye Finance Limited (AYE)
Volume: 6,92,450Avg Vol 1W: 12,50,008Avg Vol 1M: 11,60,167.452W Range:₹88.22₹184.8
Key Ratios
Checked 19h agoMarket Cap₹4,163 Cr
Current Price₹166.15
Previous Close₹165.03
High / Low (52w)₹184.8 / ₹88.22
Volume6,92,450
Avg Vol (1W)12,50,008
Avg Vol (1M)11,60,167.4
Stock P/E42.42
Book Value₹103.59
Dividend Yield—
ROE—
ROA—
Revenue (TTM)₹0 Cr
Revenue Growth—
Profit Margin—
Total Debt₹5,065 Cr
Shares Outstanding—
Face Value₹2
EPS (TTM)₹3.89
P/B1.59
Debt / Equity—
50 DMA₹159.36
200 DMA₹137.62
Day change+0.68%
Price Chart
₹166.15▲ 28.89% · 1Y
2026-02-162026-07-15
20-day avg volume: 11.6L shares
Cons
- Revenue fell 49% YoY.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | ₹365 Cr | — | — | — | ₹460 Cr |
| EBITDA | — | — | — | ₹91 Cr | — | — | — | ₹135 Cr |
| Net Profit | ₹61 Cr | ₹47 Cr | ₹23 Cr | ₹41 Cr | ₹31 Cr | ₹35 Cr | ₹43 Cr | ₹86 Cr |
| EPS | — | — | — | 1.65 | — | — | — | 3.85 |
Profit & Loss (Annual)
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹210 Cr | ₹413 Cr | ₹499 Cr | ₹443 Cr | ₹643 Cr | ₹1,072 Cr | ₹1,505 Cr | ₹0 Cr |
| EBITDA | ₹34 Cr | ₹40 Cr | ₹23 Cr | ₹-67 Cr | ₹71 Cr | ₹228 Cr | ₹225 Cr | ₹0 Cr |
| Net Profit | ₹24 Cr | ₹32 Cr | ₹17 Cr | ₹-46 Cr | ₹54 Cr | ₹161 Cr | ₹171 Cr | ₹194 Cr |
| EPS | 11.18 | 11.59 | 5.51 | -14.74 | 17.13 | 9.86 | 9.12 | — |
Balance Sheet
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹1,289 Cr | ₹2,012 Cr | ₹2,127 Cr | ₹2,316 Cr | ₹3,126 Cr | ₹4,870 Cr | ₹6,339 Cr | ₹7,773 Cr |
| Total Liabilities | ₹808 Cr | ₹1,495 Cr | ₹1,380 Cr | ₹1,610 Cr | ₹2,372 Cr | ₹3,637 Cr | ₹4,680 Cr | ₹5,240 Cr |
| Equity | ₹481 Cr | ₹517 Cr | ₹747 Cr | ₹706 Cr | ₹754 Cr | ₹1,233 Cr | ₹1,659 Cr | ₹2,533 Cr |
| Total Debt | — | — | — | — | ₹2,320 Cr | ₹3,523 Cr | ₹4,555 Cr | ₹5,065 Cr |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | ₹133 Cr | ₹-277 Cr | ₹-720 Cr | ₹-1,323 Cr | ₹-812 Cr | ₹-1,355 Cr |
| Investing | ₹-190 Cr | ₹46 Cr | ₹78 Cr | ₹83 Cr | ₹-39 Cr | ₹-125 Cr |
| Financing | ₹72 Cr | ₹207 Cr | ₹762 Cr | ₹1,494 Cr | ₹1,255 Cr | ₹1,169 Cr |
| Free Cash Flow | ₹133 Cr | ₹-277 Cr | ₹-725 Cr | ₹-1,334 Cr | ₹-829 Cr | ₹-1,366 Cr |
Shareholding
Promoter 0% Institutions 37.05% Public 62.95%
About Aye Finance Limited
Financial Services · Credit Services
Aye Finance Limited, a non-banking financial company, provides loans to micro, small, and medium enterprises in India. The company offers a range of business loans for working capital and business expansion needs against hypothecation of working assets or against security of property to customers across manufacturing, trading, service, and allied agriculture sectors. It also provides secured and unsecured hypothecation loan; mortgage and emergency credit line guarantee scheme loans; shakti loans for women-led businesses; and SwitchPe, a supply chain finance platform designed to empower merchants and retailers by providing seamless access to unsecured credit lines. The company was incorporated in 1993 and is based in Gurugram, India.
www.ayefin.com ↗Efficiency & Working Capital
ROCE10.2%
Interest Coverage1.5
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days0 d
Cash Conversion Cycle0 d
Working Capital Days0 d
Shareholding Details
As of 2026-03-31
Promoter0%
FII18.7%
DII18.4%
Institutions37.1%
Public62.9%
Promoter Pledge0%
No. of Shareholders25,687
Shareholding Pattern
Quarterly — figures in %. Latest 6 quarters.
| Period | Mar 2026 | Jun 2026 | Dec 2024 | Dec 2025 | Feb 2026 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 36.9% | 36.9% | 0% | 0% | 0% | 0% |
| FIIs | — | — | 0% | 19% | 19% | 18.7% |
| DIIs | — | — | 0% | 18.2% | 18.2% | 18.4% |
| Public | 10.4% | 10% | 100% | 62.8% | 62.8% | 62.9% |
| Promoter Pledge | — | — | 0% | 0% | 0% | 0% |
| No. of Shareholders | — | — | 21 | 41,465 | 41,465 | 25,687 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Elevation Capital V Limited | Public Shareholding | 12.6% | 3.11 Cr |
| Lgt Capital Invest Mauritius Pcc | Public Shareholding | 10.1% | 2.48 Cr |
| Alpha Wave India I Lp | Public Shareholding | 7.8% | 1.92 Cr |
| British International Investment Plc | Public Shareholding | 7.4% | 1.83 Cr |
| A91 Emerging Fund I Llp | Public Shareholding | 7.2% | 1.77 Cr |
| Bnp Paribas Financial Markets - Odi | Public Shareholding | 5.6% | 1.37 Cr |
| Imp2 Assets Pte. Ltd. | Public Shareholding | 5.5% | 1.37 Cr |
| Capitalg Lp | Public Shareholding | 5.4% | 1.33 Cr |
| Goldman Sachs Funds - Goldman Sachs India Equity P | Public Shareholding | 4.1% | 1.00 Cr |
| Nippon Life India Trustee Ltd- A/c Nippon India Ba | Public Shareholding | 3.8% | 92,46,203 |
| Capitalg International Llc | Public Shareholding | 2.3% | 57,84,485 |
| Sanjay Sharma | Public Shareholding | 2.3% | 56,45,630 |
| Shvet Corporation Llp | Public Shareholding | 1.7% | 42,48,125 |
| Shankh Corporation Llp | Public Shareholding | 1.7% | 42,48,125 |
| Hdfc Life Insurance Company Limited | Public Shareholding | 1.6% | 38,70,849 |
| Airavat Capital Trust - Airavat Capital Trust Iil | Public Shareholding | 1.3% | 32,56,610 |
| Ashoka India Equity Investment Trust Plc | Public Shareholding | 1.3% | 31,00,796 |
| Bank Of India Mid & Small Cap Equity & Debt Fund | Public Shareholding | 1.2% | 28,32,198 |
| Abakkus Four2eight Opportunities Fund | Public Shareholding | 1.1% | 27,13,240 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Bank Of India Mid & Small Cap Equity & Debt Fund | 0 | 0% | 2026-03-31 |
| Nippon Life India Trustee Ltd- A/c Nippon India Ba | 0 | 0% | 2026-03-31 |
| A91 Emerging Fund I Llp | 0 | 0% | 2026-03-31 |
| Airavat Capital Trust - Airavat Capital Trust Iil | 0 | 0% | 2026-03-31 |
| Abakkus Four2eight Opportunities Fund | 0 | 0% | 2026-03-31 |
| Hdfc Life Insurance Company Limited | 0 | 0% | 2026-03-31 |
| Ashoka India Equity Investment Trust Plc | 0 | 0% | 2026-03-31 |
| Bnp Paribas Financial Markets - Odi | 0 | 0% | 2026-03-31 |
| Goldman Sachs Funds - Goldman Sachs India Equity P | 0 | 0% | 2026-03-31 |
| Sanjay Sharma | 0 | 0% | 2026-03-31 |
| Alpha Wave India I Lp | 0 | 0% | 2026-03-31 |
| British International Investment Plc | 0 | 0% | 2026-03-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Govinda Rajulu Chintala | Chairman & Independent Director | 2024 |
| Kanika T Bhal | Independent Director | 2024 |
| Sanjaya Gupta | Independent Director | 2024 |
| Vinay Baijal | Independent Director | 2024 |
| SANJAY SHARMA | Managing Director | 2024 |
| Padmaja Nair | Director | 2024 |
| Aditya Misra | Director | 2024 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Granting Loans | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹2 | 82 | 38 | 38 |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 4 | 0 | 0 | 9 | 0 | 13 |
| 2025 | 2 | 0 | 0 | 2 | 0 | 4 |
| 2025 | 2 | 0 | 0 | 7 | 0 | 9 |
Insider / Designated-Person Trades
2 recent disclosure(s)
Sanjay SharmaAcquisition · 60,000
Sanjay SharmaAcquisition · 40,000
Company Information
Incorporated1993
ChairmanGovinda Rajulu Chintala
AuditorS S Kothari Mehta & Co LLP
Investor Email[email protected]
📍 M-5 Magnum House-1 Community, Centre Karampura West Delhi, New Delhi, New Delhi, 110015
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