Debut Plus

₹249.7

▲ +13.55 +5.74%

As of 11 Sept 2026 · delayed

BSE Listed

ENCUMBRANCE
What does ENCUMBRANCE mean?
BSE · High Promoter / Non-promoter EncumbranceA large share of the stock is pledged as loan collateral. Practical meaning: a falling price can trigger lenders to invoke pledges and dump shares — a self-reinforcing crash risk — and promoter pledging signals owner-level balance-sheet stress beyond the company's own books.Criteria: High level of encumbered (pledged) shares held by promoter and non-promoter entities, flagged under SEBI (Substantial Acquisition of Shares & Takeovers) Regulation 28(3).

India Finsec Ltd. (535667)

Volume: 639Avg Vol 1W: 733Avg Vol 1M: 83152W Range:₹140.1₹284.95
BSE www.indiafinsec.com
Key Ratios
Checked 6h ago
Market Cap₹729 Cr
Current Price₹249.7
Previous Close₹236.15
High / Low (52w)₹284.95 / ₹140.1
Volume639
Avg Vol (1W)733
Avg Vol (1M)831
Stock P/E44.43
Book Value₹26.95
Dividend Yield0%
ROE19.55%
ROA29.44%
Revenue (TTM)—
Revenue Growth—
Profit Margin17.37%
Total Debt—
Shares Outstanding3 Cr
Face Value—
EPS (TTM)₹5.62
P/B9.27
Debt / Equity2.13
50 DMA₹227.03
200 DMA₹195.69
Day change+5.74%
SurveillanceENCUMBRANCE
Price Chart
₹249.7▲ 51.33% · 1Y
₹251₹15096K
2025-09-11
2026-09-11

20-day avg volume: 903 shares

Pros
  • Healthy return on equity of 19.6%.
  • Company is almost debt-free.
Cons
  • Company is loss-making at the latest annual result.
Quarterly Results
MetricSept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Revenue————————
EBITDA————————
Net Profit₹3 Cr₹2 Cr₹3 Cr₹4 Cr₹4 Cr₹4 Cr₹4 Cr₹5 Cr
EPS————————
Profit & Loss (Annual)
MetricDec 2024Mar 2025Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Revenue—₹72 Cr——————
EBITDA—₹24 Cr——————
Net Profit₹0 Cr₹12 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
EPS—7.12——————
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹47 Cr₹93 Cr₹98 Cr₹123 Cr₹180 Cr₹279 Cr₹304 Cr₹363 Cr
Total Liabilities₹0 Cr₹40 Cr₹38 Cr₹53 Cr₹95 Cr₹182 Cr₹194 Cr₹202 Cr
Equity₹46 Cr₹53 Cr₹60 Cr₹70 Cr₹85 Cr₹97 Cr₹109 Cr₹161 Cr
Total Debt————————
Cash Flow
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹0 Cr₹-40 Cr₹-1 Cr₹-3 Cr₹-40 Cr₹-89 Cr₹-11 Cr₹-23 Cr
Investing₹0 Cr₹-3 Cr₹-1 Cr₹-8 Cr₹-1 Cr₹1 Cr₹0 Cr₹3 Cr
Financing₹1 Cr₹43 Cr₹-2 Cr₹14 Cr₹40 Cr₹92 Cr₹13 Cr₹35 Cr
Free Cash Flow₹0 Cr₹-40 Cr₹-1 Cr₹-3 Cr₹-40 Cr₹-89 Cr₹-11 Cr₹-23 Cr
Shareholding
Promoter 55.98% Institutions 0% Public 44.02%
Efficiency & Working Capital
ROCE79.6%
Interest Coverage1.9
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days0 d
Cash Conversion Cycle0 d
Working Capital Days0 d
Shareholding Details

As of 2026-06-30

Promoter56%
FII0%
DII0%
Institutions0%
Public44%
Promoter Pledge84.2%
No. of Shareholders824
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodDec 2023Mar 2024Jun 2024Sept 2024Dec 2024Feb 2025Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters60.5%60.5%60.5%60.5%60.5%55.9%55.9%55.9%55.9%55.9%56%56%
FIIs0%0%0%0%0%0%0%0%0%0%0%0%
DIIs0%0%0%0%0%0%0%0%0%0%0%0%
Public39.5%39.5%39.5%39.5%39.5%44.1%44.1%44.1%44.1%44.1%44%44%
Promoter Pledge30.1%0%40.5%40.5%66.1%63.2%71.2%71.2%71.2%71.2%71.1%84.2%
No. of Shareholders812774827857893892887864842835827824
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202503————
Major Shareholders (>1%)
NameCategoryStakeShares
GopalShareholding of Promoter and Promoter Group15.5%45,37,050
Gopal BansalShareholding of Promoter and Promoter Group13.9%40,44,141
Ganga Devi BansalShareholding of Promoter and Promoter Group7.2%21,13,000
Escorp Asset Management LimitedPublic Shareholding6.9%20,00,000
Radhey KishanPublic Shareholding5.2%15,06,217
Precious Tradeways Private LimitedPublic Shareholding5%14,72,161
Sunita BansalShareholding of Promoter and Promoter Group4.4%12,95,530
Mukesh SharmaShareholding of Promoter and Promoter Group4.4%12,92,540
Bhupesh Kumar JindalPublic Shareholding4%11,79,513
Charu GoyalPublic Shareholding3.9%11,24,591
Daisy Distributors Private LimitedShareholding of Promoter and Promoter Group3.5%10,18,275
Manoj SharmaShareholding of Promoter and Promoter Group2.6%7,60,665
Usha SharmaPublic Shareholding2.4%7,13,509
Kailash Chand JangidPublic Shareholding2.4%7,06,371
Overskud Multi Asset Management Private LimitedPublic Shareholding2.1%6,25,000
Nidhi BansalShareholding of Promoter and Promoter Group1.8%5,10,861
Jai Ambe Tradexim Private LimitedPublic Shareholding1.4%4,01,279
Gopal Bansal HufShareholding of Promoter and Promoter Group1.4%3,95,000
Arvind Kumar BansalShareholding of Promoter and Promoter Group1.3%3,75,000
Alka MittalPublic Shareholding1.2%3,60,000
Promoter Pledges
HolderPledged Shares% of HoldingAs of
Gopal Bansal40,15,74199.3%2026-06-30
Ganga Devi Bansal17,38,00082.3%2026-06-30
Sunita Bansal12,95,530100%2026-06-30
Manoj Sharma7,60,665100%2026-06-30
Gopal Bansal Huf3,95,000100%2026-06-30
Gopal45,37,050100%2026-06-30
Daisy Distributors Private Limited10,11,01299.3%2026-06-30
Board of Directors
NameDesignationYear
Gopal BansalChairman / Executive Director / Managing Director2025
Mukesh SharmaNon Executive Director2025
Purva MangalIndependent Non Exe. Director2025
Devi Dass AgarwalIndependent Non Exe. Director2025
Prachi BansalCompany Sec. & Compli. Officer2025
Segments — Product
SegmentRevenueShare
Loan Financing₹4 Cr71.8%
Trading in Share and Securities₹2 Cr28.2%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2025₹10302929
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-30Board Meetings—
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
20254,13900204,144
20254,13900204,144
2025000000
Insider / Designated-Person Trades

1 recent disclosure(s)

Nidhi BansalAcquisition · 10,861
Substantial Acquisitions (SAST)

5 disclosure(s)

Off Market15/04/2024 · 8,25,950
Merger23/02/2024 · 4,58,305
Market08/09/2023 · 12,07,000
Market08/09/2023 · 12,07,000
Market10/08/2022 · 7,58,728
Company Information
Incorporated1994
ChairmanGopal Bansal
AuditorAjay Rattan & Co
Investor Email[email protected]; [email protected]
🌐 www.indiafinsec.com ↗

📍 D-16 1 Flr Above ICICI Bank, Prashant Vihar Sector14 Rohini, New Delhi, New Delhi, 110085

Technical AnalysisPremium

Technical analysis (Premium)

Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.

Log inSign up free

More stocks

KIFS Financial Services LimitedSreeleathersSharda MotorBinny Mills Ltd.SDC Techmedia LimitedObjectone Information Systems Ltd.Brahmaputra Infrastructure Ltd.AmpVolts LimitedKhoobsurat Ltd.Aditya Birla Fashion & RetailMoney Masters Leasing & Finance Ltd.Alacrity Securities Ltd.All “53” stocks →

Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search