Debut Plus

₹669.7

▲ +1.27 +0.19%

As of 09 Sept 2026 · delayed

NSE Listed

SBI Cards & Payment Services Ltd. (SBICARD)

Volume: 21,99,393Avg Vol 1W: 25,71,888Avg Vol 1M: 36,02,373.652W Range:₹565.45₹965
NSE BSE www.sbicard.com AI Report
Key Ratios
Checked 5h ago
Market Cap₹63,608 Cr
Current Price₹669.7
Previous Close₹668.43
High / Low (52w)₹965 / ₹565.45
Volume21,99,393
Avg Vol (1W)25,71,888
Avg Vol (1M)36,02,373.6
Stock P/E27.95
Book Value₹165.25
Dividend Yield37%
ROE13.78%
ROA343%
Revenue (TTM)₹20,708 Cr
Revenue Growth—
Profit Margin11.34%
Total Debt—
Shares Outstanding95 Cr
Face Value₹10
EPS (TTM)₹23.91
P/B4.05
Debt / Equity3.02
50 DMA₹641.04
200 DMA₹701.33
Day change+0.19%
Price Chart
₹669.7▼ 21.62% · 1Y
₹938₹5682.6Cr
2025-09-10
2026-09-09

20-day avg volume: 36.0L shares

Pros
  • Pays a dividend yield of 37.0%.
  • Company is almost debt-free.
Cons
  • Revenue fell 25% YoY.
Quarterly Results
MetricSept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Revenue————————
EBITDA————————
Net Profit₹404 Cr₹383 Cr₹534 Cr₹556 Cr₹445 Cr₹557 Cr₹609 Cr₹664 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue₹7,287 Cr₹9,752 Cr₹9,714 Cr₹11,302 Cr₹14,286 Cr₹17,484 Cr₹18,637 Cr₹20,708 Cr
EBITDA₹1,335 Cr₹1,730 Cr₹1,324 Cr₹2,172 Cr₹3,031 Cr₹3,232 Cr₹2,581 Cr₹2,913 Cr
Net Profit₹865 Cr₹1,245 Cr₹985 Cr₹1,616 Cr₹2,258 Cr₹2,408 Cr₹1,916 Cr₹2,167 Cr
EPS9.4513.2110.3817.0223.825.3720.1422.77
Balance Sheet
MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets₹20,146 Cr₹25,303 Cr₹27,013 Cr₹34,648 Cr₹45,546 Cr₹58,171 Cr₹65,546 Cr₹66,328 Cr
Total Liabilities₹16,558 Cr₹19,962 Cr₹20,711 Cr₹26,896 Cr₹35,716 Cr₹46,087 Cr₹51,764 Cr₹50,602 Cr
Equity₹3,588 Cr₹5,341 Cr₹6,302 Cr₹7,753 Cr₹9,830 Cr₹12,084 Cr₹13,782 Cr₹15,726 Cr
Total Debt————————
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating₹2,271 Cr₹-2,993 Cr₹-4,322 Cr₹-2,113 Cr₹-1,390 Cr₹1,265 Cr
Investing₹-997 Cr₹-538 Cr₹-921 Cr₹-1,255 Cr₹-2,491 Cr₹245 Cr
Financing₹432 Cr₹5,045 Cr₹7,824 Cr₹8,401 Cr₹4,687 Cr₹-1,172 Cr
Free Cash Flow₹2,271 Cr₹-2,993 Cr₹-4,322 Cr₹-2,113 Cr₹-1,390 Cr₹1,265 Cr
Shareholding
Promoter 68.86% Institutions 27.11% Public 4.03%
Efficiency & Working Capital
ROCE9.8%
Interest Coverage2
Dividend Payout—
Debtor Days5 d
Inventory Days0 d
Payable Days31 d
Cash Conversion Cycle-26 d
Working Capital Days5 d
Shareholding Details

As of 2026-06-30

Promoter68.9%
FII9%
DII18.1%
Institutions27.1%
Public4%
Promoter Pledge0%
No. of Shareholders7,29,862
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters68.9%68.8%68.6%68.6%68.6%68.6%68.6%68.6%68.6%68.6%68.9%68.9%
FIIs9.1%9.4%8.6%8.7%9.2%9.5%9.9%10.2%10.1%10.1%9.5%9%
DIIs17.3%16.3%16.7%16.5%16.8%16.5%17.2%17.5%17.8%17.8%18.1%18.1%
Public4.7%5.6%6.1%6.1%5.5%5.4%4.3%3.7%3.6%3.4%3.4%4%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders9,61,29610,28,67310,36,63210,19,1179,48,9169,37,2708,47,6727,74,6427,50,7867,18,3427,05,5977,29,862
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
State Bank Of IndiaShareholding of Promoter and Promoter Group68.6%65.26 Cr
Icici Prudential Large & Mid Cap FundPublic Shareholding7.1%6.75 Cr
Life Insurance Corporation Of India - P & Gs FundPublic Shareholding6.1%5.81 Cr
Nippon Life India Trustee Ltd-a/c Nippon India Multi Cap FundPublic Shareholding2.4%2.26 Cr
Government Pension Fund GlobalPublic Shareholding1.3%1.23 Cr
Sbi Life Insurance Company LimitedShareholding of Promoter and Promoter Group0.3%26,50,319
Sbi General Insurance Company LimitedShareholding of Promoter and Promoter Group0%0
Arunachal Pradesh Rural BankShareholding of Promoter and Promoter Group0%0
C-edge Technologies LimitedShareholding of Promoter and Promoter Group0%0
Chhattisgarh Gramin BankShareholding of Promoter and Promoter Group0%0
Jharkhand Gramin BankShareholding of Promoter and Promoter Group0%0
Meghalaya Rural BankShareholding of Promoter and Promoter Group0%0
Mizoram Rural BankShareholding of Promoter and Promoter Group0%0
Nagaland Rural BankShareholding of Promoter and Promoter Group0%0
Oman India Joint Investment Fund Management Company Private LimitedShareholding of Promoter and Promoter Group0%0
Oman India Joint Investment Fund - Trustee Company Private LimitedShareholding of Promoter and Promoter Group0%0
Rajasthan Gramin BankShareholding of Promoter and Promoter Group0%0
Sbicap Securities LimitedShareholding of Promoter and Promoter Group0%0
Sbicap Trustee Company LimitedShareholding of Promoter and Promoter Group0%0
Sbi Capital Markets LimitedShareholding of Promoter and Promoter Group0%0
Sbi Ventures Limited (formerly Known As Sbicap Ventures Limited)Shareholding of Promoter and Promoter Group0%0
Sbi Dfhi LimitedShareholding of Promoter and Promoter Group0%0
Sbi FoundationShareholding of Promoter and Promoter Group0%0
Sbi Funds Management LimitedShareholding of Promoter and Promoter Group0%0
Sbi Funds Management (international) Private LimitedShareholding of Promoter and Promoter Group0%0
Board of Directors
NameDesignationYear
Rajendra Kumar sarafIndependent Director2025
Shriniwas Yeshwant JoshiIndependent Director2025
Ashwini Kumar TewariNominee2025
Challa Sreenivasulu SettyChairman (Non-Executive)2025
Salila PantleManaging Director & Chief Executive Officer2025
Payal Mittal Chhabra.Company Sec. & Compli. Officer2025
Anuradha RaoAdditional Independent Director2025
PARVATHY VAIRAVASUNDARAMAdditional Independent Director2025
Segments — Product
SegmentRevenueShare
Credit cards₹0 Cr—
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹101,500952952
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-24Board Meetings—
dividend2026-03-11₹2.5 (25%)Interim
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
202637000801,50,336
202622500201,48,376
202614600701,956
Insider / Designated-Person Trades

30 recent disclosure(s)

Pushpendra SinghDisposal · 5,000
Pushpendra SinghRevoke · 5,000
Rajesh CDisposal · 1,400
Rajesh CRevoke · 1,400
Manish DewanDisposal · 3,310
Manish DewanRevoke · 3,310
Substantial Acquisitions (SAST)

3 disclosure(s)

Market25/04/2024 · 18,04,086
Market09/02/2024 · 3,01,084
Market21/09/2021 · 3,20,00,000
Company Information
Incorporated1998
ChairmanChalla Sreenivasulu Setty
AuditorS P Chopra & Co/V K Dhingra & Co
Investor Email[email protected]
🌐 www.sbicard.com ↗

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