Debut Plus

NSE · POLICYBZR · IT - Software

PB FinTech Limited

1797.3
₹83,160 Cr market cap
P/E
111.15
EPS
₹16.17
Book value
₹158.03
ROE
9.16%
ROCE
9.7%
Debt / equity
0.05

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

01792358353757166Mar 25Mar 25Jun 25Sep 25Dec 25Mar 26Mar 26Jun 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹398 Cr with net profit ₹408 Cr — a 102.44% net margin, versus 9.35% the period before.

Shareholding

As of 2026-06-30

0%
promoter holding
  • Public22.28%
  • FII37.3%
  • DII40.42%

1,50,458 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

Not enough history.

52-week position

Where the current price sits in its yearly band

136417971964

The band spans 1.44× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Computers - Software - Medium / Small · ranked #1 of 284 by market cap · medians across 49 industry peers

P/E
111.15vs 32.69 peer med
P/B
11.37vs 4.01 peer med
ROE %
9.16vs 12.59 peer med
Margin %
10.2vs 10.6 peer med
CompanyMkt capP/EP/BROEMargin
PB FinTech Limited(this company)₹83,160 Cr111.1511.369.16%10.2%
Tata Technologies Limited₹30,947 Cr47.559.5815.63%9.4%
Inventurus Knowledge Solutions Ltd.₹29,880 Cr39.1210.6525.77%22.82%
Pine Labs Limited₹23,328 Cr180.513.961.91%4.5%
Affle 3i Limited₹22,090 Cr46.236.0212.45%16.85%
Sagility Limited₹21,160 Cr20.552.199.57%13.04%
Tata Elxsi Limited₹21,078 Cr29.96.9322.89%16.84%
eClerx Services Ltd.₹17,866 Cr24.516.1227.57%16.81%
Firstsource Solutions Ltd.₹17,506 Cr21.933.9917.13%6.61%
KPIT Technologies Ltd.₹15,188 Cr24.324.2918%8.84%

AI analysis

AI-generated · google/gemini-2.5-flash

PB FinTech Limited (POLICYBZR) has a market capitalization of Rs 73319 Cr. The company reported a revenue of Rs 5384.94 Cr with a profit margin of 9.86%. Its debt-to-equity ratio is 0.05. Earnings per share (EPS) for the last fiscal year stood at Rs 14.48, with a Return on Equity (ROE) of 9.16% and Return on Capital Employed (ROCE) of 9.70%.

Positives

  • +Revenue grew 44.8% to Rs 5384.94 Cr.
  • +The debt-to-equity ratio is low at 0.05, indicating minimal reliance on debt.
  • +Institutional ownership is high, with DIIs holding 40.42% and FIIs holding 37.30% as of June 2026.
  • +Quarterly net profits have shown significant growth from Rs 71.5 Cr in Dec 2024 to Rs 261.11 Cr in Mar 2026.

Negatives

  • The Return on Equity (ROE) is 9.16%, which may be considered moderate.
  • The Return on Capital Employed (ROCE) is 9.70%, which may be considered moderate.
  • The trailing twelve months EPS of Rs 14.48, compared to the annual EPS of Rs 7.65 for Mar 2025, shows a notable difference.

Financial performance

PB FinTech Limited recorded a revenue of Rs 5384.94 Cr, demonstrating a revenue growth of 44.8%. The company’s net profit for the fiscal year ending March 2025 was Rs 353.01 Cr, with an Earnings Per Share (EPS) of Rs 7.65. The most recent quarterly revenue (Mar 2026) was Rs 2061.33 Cr, generating a net profit of Rs 261.11 Cr for the quarter.

Profitability & Returns

The company’s profit margin is 9.86%. It registered a Return on Equity (ROE) of 9.16% and a Return on Capital Employed (ROCE) of 9.70%. The EPS for the last fiscal year was Rs 14.48. Quarterly net profits have shown an increasing trend, from Rs 71.5 Cr in Dec 2024 to Rs 261.11 Cr in Mar 2026.

Balance Sheet

PB FinTech Limited maintains a low debt-to-equity ratio of 0.05, indicating a limited reliance on borrowed capital. The book value per share is Rs 158.03. The company has a current market capitalization of Rs 73319 Cr.

Ownership & Pledges

As of June 30, 2026, institutional holdings are significant, with DIIs holding 40.42% and FIIs holding 37.30%. The public shareholding stands at 22.28%. There are no promoter holdings or promoter share pledges reported. The total number of shareholders is 150458.

Shareholding History

The shareholding structure has evolved over time. DII holdings increased from 5.52% in September 2022 to 40.42% in June 2026. FII holdings also grew from 12.48% to 37.30% during the same period. Promoter shareholding has consistently been reported as 0% across all periods available in the data.

Data as of — price: 2026-09-12 · financials: Jun 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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