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L&T Finance Limited

309.1
₹77,471 Cr market cap
P/E
24.19
EPS
₹12.78
Book value
₹111.66
ROE
10.65%
ROCE
7.75%
Debt / equity
3.78

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

0447989591343817917Mar 25Mar 25Jun 25Sep 25Dec 25Mar 26Mar 26Jun 26
Revenue (₹ Cr) Net profit (₹ Cr)

Shareholding

As of 2026-06-30

65.96%
promoter holding
  • Promoter65.96%
  • Public11.44%
  • FII7.71%
  • DII14.9%

7,32,902 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

66.3%65.96%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

232309339

The band spans 1.46× from low to high.

Risk flags

Derived from disclosed data

  • Reported zero revenue in 6 of the last 8 disclosed periods.

Peer comparison

Finance & Investments · ranked #17 of 601 by market cap · medians across 49 industry peers

P/E
24.19vs 29.81 peer med
P/B
2.77vs 3.52 peer med
ROE %
10.65vs 13.18 peer med
Margin %
16.84vs 19.8 peer med
CompanyMkt capP/EP/BROEMargin
Bajaj Finance Limited₹6,44,075 Cr31.445.6516.68%23.82%
Life Insurance Corporation of India₹5,11,186 Cr8.512.8832.53%11.01%
Bajaj Finserv Ltd.₹3,06,554 Cr29.463.9412.58%6.51%
Shriram Finance Limited₹2,42,034 Cr21.382.2915.21%22.94%
Cholamandalam Investment & Finance Company Ltd.₹1,57,575 Cr27.45.1417.18%17.61%
Tata Capital Limited₹1,54,046 Cr28.333.4510.57%16.53%
Jio Financial Services Ltd.₹1,51,806 Cr73.451.11.17%42.13%
ICICI Prudential Asset Management Co Ltd.₹1,50,329 Cr43.1336.0379.42%57.71%
Billionbrains Garage Ventures Ltd.₹1,25,623 Cr51.481321.58%46.54%
Bajaj Holdings & Investment Ltd.₹1,23,914 Cr13.991.6911.15%777.41%
L&T Finance Limited(this company)₹77,471 Cr24.192.7710.65%16.84%

AI analysis

AI-generated · google/gemini-2.5-flash

L&T Finance Limited is listed with a market capitalization of Rs 76636 Cr. The company reported a revenue of Rs 17917.03 Cr and a Net Profit of Rs 2981.18 Cr for the year ending March 2026. Earnings per share (EPS) for the same period stood at Rs 12.78.

Positives

  • +Promoter holding is high at 65.96% as of June 30, 2026.
  • +No promoter shares are pledged, as indicated by a promoter pledge of 0% as of June 30, 2026.
  • +Quarterly net profit has shown consistent growth from Rs 636.17 Cr in March 2025 to Rs 902.47 Cr in June 2026.

Negatives

  • The debt-to-equity ratio is high at 3.78.
  • Return on Capital Employed (ROCE) is 7.7453%, which is below common benchmarks.
  • Return on Equity (ROE) is 10.65%, which could be considered moderate.
  • The trailing twelve-month dividend yield is high at 90%, which may require verification against recent dividend policies.

Financial Performance

For the financial year ending March 2026, L&T Finance Limited recorded a revenue of Rs 17917.03 Cr. The net profit was Rs 2981.18 Cr for the same period. The company's profit margin was 16.77%. Quarterly net profits have shown an increasing trend from Rs 636.17 Cr in March 2025 to Rs 902.47 Cr in June 2026.

Profitability & Returns

L&T Finance Limited achieved a Return on Equity (ROE) of 10.65% and a Return on Capital Employed (ROCE) of 7.7453%. The company's earnings per share (EPS) was Rs 12.78 for the year ending March 2026. The Price-to-Earnings (P/E) ratio is 94.98.

Balance Sheet

The company maintains a debt-to-equity ratio of 3.78, indicating its reliance on debt financing. The book value per share is Rs 111.69.

Ownership & Pledges

As of June 30, 2026, the promoter holding in L&T Finance Limited was 65.9559%. Foreign Institutional Investors (FIIs) held 7.7092% and Domestic Institutional Investors (DIIs) held 14.8971%. Public shareholding was 11.4378%. There are no reported promoter share pledges.

Regulatory & Surveillance

The company is not currently under any surveillance measure.

Data as of — price: 2026-09-12 · financials: Jun 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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