₹127.78
▼ -4.27 -3.23%
As of 09 Sept 2026 · delayed
NSE Listed
Laxmi India Finance Ltd. (LAXMIINDIA)
Volume: 4,26,097Avg Vol 1W: 4,10,389Avg Vol 1M: 2,79,879.9552W Range:₹71.06₹180.9
Key Ratios
Checked 8h agoMarket Cap₹692 Cr
Current Price₹127.78
Previous Close₹132.05
High / Low (52w)₹180.9 / ₹71.06
Volume4,26,097
Avg Vol (1W)4,10,389
Avg Vol (1M)2,79,879.95
Stock P/E12.24
Book Value₹88.85
Dividend Yield0%
ROE10.69%
ROA311.1%
Revenue (TTM)₹248 Cr
Revenue Growth38.1%
Profit Margin16.59%
Total Debt₹1,337 Cr
Shares Outstanding5 Cr
Face Value₹5
EPS (TTM)₹10.79
P/B1.49
Debt / Equity4.14
50 DMA₹124.82
200 DMA₹112.04
Day change-3.23%
Price Chart
₹127.78▼ 23.29% · 1Y
2025-09-102026-09-09
20-day avg volume: 2.8L shares
Pros
- Company is almost debt-free.
Quarterly Results
| Metric | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹9 Cr | ₹6 Cr | ₹15 Cr | ₹10 Cr | ₹9 Cr | ₹10 Cr | ₹21 Cr | ₹17 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue | ₹89 Cr | ₹98 Cr | ₹131 Cr | ₹175 Cr | ₹248 Cr |
| EBITDA | ₹18 Cr | ₹20 Cr | ₹22 Cr | ₹30 Cr | ₹47 Cr |
| Net Profit | ₹10 Cr | ₹15 Cr | ₹16 Cr | ₹22 Cr | ₹36 Cr |
| EPS | 7.51 | 9.99 | 10.03 | 5.66 | 8.78 |
Balance Sheet
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Total Assets | ₹512 Cr | ₹558 Cr | ₹779 Cr | ₹985 Cr | ₹1,413 Cr | ₹1,818 Cr |
| Total Liabilities | ₹412 Cr | ₹432 Cr | ₹626 Cr | ₹783 Cr | ₹1,155 Cr | ₹1,352 Cr |
| Equity | ₹100 Cr | ₹127 Cr | ₹153 Cr | ₹202 Cr | ₹258 Cr | ₹465 Cr |
| Total Debt | — | — | — | — | — | ₹1,337 Cr |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | ₹0 Cr | ₹-12 Cr | ₹-166 Cr | ₹-217 Cr | ₹-298 Cr | ₹-280 Cr |
| Investing | ₹-1 Cr | ₹-20 Cr | ₹5 Cr | ₹-7 Cr | ₹-18 Cr | ₹-134 Cr |
| Financing | ₹33 Cr | ₹33 Cr | ₹213 Cr | ₹178 Cr | ₹390 Cr | ₹354 Cr |
| Free Cash Flow | ₹0 Cr | ₹-12 Cr | ₹-166 Cr | ₹-217 Cr | ₹-298 Cr | ₹-286 Cr |
Shareholding
Promoter 60.17% Institutions 6.71% Public 33.12%
About Laxmi India Finance Ltd.
Financial Services · Credit Services
Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, and residential construction loans, as well as vehicle loan includes two-wheeler, tractor, commercial vehicle, and electric vehicle loan. The company was incorporated in 1996 and is based in Jaipur, India.
www.lifc.co.in ↗Efficiency & Working Capital
ROCE11.3%
Interest Coverage1.4
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days3 d
Cash Conversion Cycle-3 d
Working Capital Days0 d
Shareholding Details
As of 2026-06-30
Promoter60.2%
FII1.4%
DII5.3%
Institutions6.7%
Public33.1%
Promoter Pledge0%
No. of Shareholders29,591
Shareholding Pattern
Quarterly — figures in %. Latest 10 quarters.
| Period | Dec 2024 | Jun 2025 | Jul 2025 | Jul 2025 | Aug 2025 | Aug 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 89.1% | 60.5% | 89.1% | 89.1% | 60.5% | 60.5% | 60.5% | 60.5% | 60.3% | 60.2% |
| FIIs | 0% | 8.7% | 0% | 0% | 8.7% | 8.7% | 4.6% | 3.3% | 1.6% | 1.4% |
| DIIs | 0% | 6.7% | 10.9% | 0% | 6.7% | 6.7% | 5% | 4.6% | 4.3% | 5.3% |
| Public | 10.9% | 24.1% | 0% | 10.9% | 24.1% | 24.1% | 29.9% | 31.6% | 33.8% | 33.1% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 83 | 60,724 | 85 | 85 | 60,724 | 60,724 | 33,099 | 31,592 | 31,555 | 29,591 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Hirak Vinimay Private Limited | Shareholding of Promoter and Promoter Group | 41.5% | 2.17 Cr |
| Deepak Baid | Shareholding of Promoter and Promoter Group | 8.2% | 43,00,000 |
| Deepak Hitech Motors Private Limited | Shareholding of Promoter and Promoter Group | 5% | 26,21,082 |
| Mukul Mahavir Agrawal | Public Shareholding | 4.6% | 24,00,000 |
| Sanshi Fund-i | Public Shareholding | 3.8% | 20,00,000 |
| Anisha Baid | Shareholding of Promoter and Promoter Group | 1.9% | 10,00,000 |
| Prem Dealers Private Limited | Shareholding of Promoter and Promoter Group | 1.9% | 9,89,114 |
| Prem Devi Baid | Shareholding of Promoter and Promoter Group | 1% | 5,00,000 |
| Rashmi Giria | Shareholding of Promoter and Promoter Group | 0.5% | 2,64,876 |
| Preeti Chopra | Shareholding of Promoter and Promoter Group | 0.2% | 84,612 |
| Vivan Baid Family Trust | Shareholding of Promoter and Promoter Group | 0% | 14,400 |
| Viraat Energy Llp | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Hunar Baid Family Trust | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bee Dee Enterprises | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Astha Fashion | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Nightbird Tracom Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Tejkaran Foundation | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Dreamland Buildmart Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Shanti Prasad Chhajer | Shareholding of Promoter and Promoter Group | 0% | 900 |
| Sarla Bothra | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Ananyaa Baid | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Hunar Baid | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Vevaan Baid | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Gyan Chand Mehta | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Chandra Kumari Mehta | Shareholding of Promoter and Promoter Group | 0% | 0 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Deepak Baid | Managing Director | 2025 |
| Prem Devi Baid | Whole Time Director | 2025 |
| Aneesha Baid | Whole Time Director | 2025 |
| Surendra Mehta | Independent Director | 2025 |
| Brij Mohan Sharma | Independent Director | 2025 |
| Sourabh Mishra | Company Sec. & Compli. Officer | 2025 |
| Anil Patwardhan | Independent Director | 2025 |
| Kalyanaraman Chandrachoodan | Independent Director | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Lending to retail customers | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹5 | 30 | 21 | 21 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-08-12 | Board Meetings | — |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 7 | 0 | 7 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2025 | 0 | 0 | 0 | 7 | 0 | 7 |
Insider / Designated-Person Trades
1 recent disclosure(s)
Preeti ChopraDisposal · 75,000
Company Information
🌐 www.lifc.co.in ↗
📍 2 DFL Gopintah Marg MI Road, Jaipur, Rajasthan, 302001
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