Debut Plus

NSE · KARURVYSYA

Karur Vysya Bank Ltd.

333.8
₹32,264 Cr market cap
P/E
11.75
EPS
₹28.4
Book value
₹145.96
ROE
19.45%
ROCE
1.99%
Debt / equity
0

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

032906579986913159Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹13,159 Cr with net profit ₹2,510 Cr — a 19.08% net margin, versus 16.87% the period before.

Shareholding

As of 2026-06-30

2.07%
promoter holding
  • Promoter2.07%
  • Public38.79%
  • FII17.92%
  • DII41.22%

2,75,908 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

2.13%2.07%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

204334359

The band spans 1.76× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Banks - Regional · ranked #13 of 22 by market cap · medians across 21 industry peers

P/E
11.75vs 10.7 peer med
P/B
2.29vs 1.23 peer med
ROE %
19.45vs 12.5 peer med
Margin %
23.75vs 14.6 peer med
CompanyMkt capP/EP/BROEMargin
ICICI Bank Ltd.₹9,90,020 Cr17.652.6515.63%28.27%
Kotak Mahindra Bank Ltd.₹4,16,807 Cr20.812.311.17%28.63%
Axis Bank Limited₹3,87,910 Cr13.971.7512.5%20.46%
Union Bank of India₹1,35,955 Cr6.591.0314.33%19.27%
Punjab National Bank₹1,34,180 Cr6.070.9213.18%16.76%
Bank of Baroda₹1,23,146 Cr5.540.7310.5%13.3%
Indian Bank₹1,14,963 Cr8.991.514.95%18.44%
AU Small Finance Bank Ltd.₹79,479 Cr27.824.0214.3%14.6%
IDFC First Bank Limited₹74,328 Cr32.291.534.73%5.49%
Bank of Maharashtra₹64,763 Cr8.591.9120.87%24.9%
Karur Vysya Bank Ltd.(this company)₹32,264 Cr11.752.2919.45%23.75%

AI analysis

AI-generated · google/gemini-2.5-flash

Karur Vysya Bank Ltd. has a market capitalization of Rs 29092 Cr. The company reported revenue of Rs 13158.67 Cr and a profit margin of 22.67%. Its earnings per share (EPS) stands at Rs 25.72, with a return on equity (ROE) of 17.79% and return on capital employed (ROCE) of 7.26%.

Positives

  • +Revenue grew consistently from Rs 6356.73 Cr in Mar 2022 to Rs 13158.67 Cr in Mar 2026.
  • +Net profit increased from Rs 673.27 Cr in Mar 2022 to Rs 2510.33 Cr in Mar 2026.
  • +The company has a debt-to-equity ratio of 0, indicating no debt.
  • +Return on equity (ROE) is 17.79% and Return on Capital Employed (ROCE) is 7.26%.

Negatives

  • Promoter holding is low at 2.07% as of Mar 2026.
  • Promoter pledge stands at 3.85% as of Mar 2026.
  • The dividend yield is 86, which could be unsustainable or indicate special dividends.

Financial Performance

Karur Vysya Bank Ltd. has demonstrated consistent revenue growth over the past few years. Revenue increased from Rs 6356.73 Cr in Mar 2022 to Rs 13158.67 Cr in Mar 2026. Net profit also rose significantly, from Rs 673.27 Cr in Mar 2022 to Rs 2510.33 Cr in Mar 2026, corresponding to an EPS increase from Rs 8.41 to Rs 25.97 during the same period. The company's highest annual EPS was Rs 25.97 in Mar 2026.

Profitability & Returns

The company recorded a profit margin of 22.67%. Return on Equity (ROE) is reported at 17.79%, while Return on Capital Employed (ROCE) is 7.26%. Quarterly net profits have shown an upward trend, rising from Rs 513.36 Cr in Mar 2025 to Rs 755.7 Cr in Jun 2026.

Balance Sheet

Karur Vysya Bank Ltd. reports a debt-to-equity ratio of 0, indicating no debt. The book value per share is Rs 145.97. The company's financial health appears solid with no reported debt as per the provided data.

Ownership & Pledges

As of Mar 2026, public shareholding in Karur Vysya Bank Ltd. stands at 39.42%, while institutional holdings (DII and FII combined) are 58.52%. A portion of promoter shares, specifically 3.85%, is pledged. The total number of shareholders is 272,726 as of Mar 2026.

Changes in Shareholding and Pledges

Promoter holding has seen a decrease over time, with promoter pledge decreasing from 21.26% in Mar 2018 to 3.85% in Mar 2026. The number of shareholders has steadily increased from 78,625 in Jun 2016 to 272,726 in Mar 2026. Specific pledges include 540,000 shares by Nirmala (97.97% of her holding) and 60,000 shares by M V Srinivasamoorthy (100% of his holding) as of March 31, 2026.

Data as of — price: 2026-09-12 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

Back to Karur Vysya Bank Ltd.share price & fundamentals