₹88.41
▼ -0.46 -0.52%
17 Jul 2026
NSE Listed
Indian Railway Fin Corp Limited (IRFC)
Volume: 73,02,377Avg Vol 1W: 76,50,927Avg Vol 1M: 1,89,31,977.2552W Range:₹86.93₹138
Key Ratios
Checked 19h agoMarket Cap₹1,16,140 Cr
Current Price₹88.41
Previous Close₹88.87
High / Low (52w)₹138 / ₹86.93
Volume73,02,377
Avg Vol (1W)76,50,927
Avg Vol (1M)1,89,31,977.25
Stock P/E68.89
Book Value₹43.42
Dividend Yield—
ROE—
ROA—
Revenue (TTM)₹27,156 Cr
Revenue Growth—
Profit Margin—
Total Debt₹1,63,298 Cr
Shares Outstanding—
Face Value₹10
EPS (TTM)₹1.29
P/B2.05
Debt / Equity—
50 DMA₹94.61
200 DMA₹108.22
Day change-0.52%
Price Chart
₹88.41▼ 34.73% · 1Y
2025-07-162026-07-15
20-day avg volume: 1.9Cr shares
Cons
- Revenue fell 15% YoY.
- Stock trades at a high P/E of 69.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹1,577 Cr | ₹1,613 Cr | ₹1,631 Cr | ₹1,682 Cr | ₹1,746 Cr | ₹1,777 Cr | ₹1,802 Cr | ₹1,684 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹9,268 Cr | ₹11,134 Cr | ₹13,421 Cr | ₹15,771 Cr | ₹20,302 Cr | ₹23,763 Cr | ₹26,656 Cr | ₹27,156 Cr |
| EBITDA | ₹2,592 Cr | ₹2,902 Cr | ₹3,192 Cr | ₹4,416 Cr | ₹6,090 Cr | ₹6,167 Cr | ₹6,412 Cr | ₹6,502 Cr |
| Net Profit | ₹2,049 Cr | ₹2,255 Cr | ₹3,192 Cr | ₹4,416 Cr | ₹6,090 Cr | ₹6,167 Cr | ₹6,412 Cr | ₹6,502 Cr |
| EPS | 3.14 | 3.43 | 3.4 | 3.66 | 4.66 | 4.72 | 4.91 | 4.98 |
Balance Sheet
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹1,61,468 Cr | ₹2,06,604 Cr | ₹2,75,504 Cr | ₹3,80,482 Cr | ₹4,49,980 Cr | ₹4,90,359 Cr | ₹4,85,082 Cr | ₹4,88,835 Cr |
| Total Liabilities | ₹1,41,097 Cr | ₹1,81,575 Cr | ₹2,45,204 Cr | ₹3,44,568 Cr | ₹4,08,984 Cr | ₹4,45,679 Cr | ₹4,35,904 Cr | ₹4,36,167 Cr |
| Equity | ₹20,372 Cr | ₹25,029 Cr | ₹30,300 Cr | ₹35,913 Cr | ₹40,996 Cr | ₹44,680 Cr | ₹49,179 Cr | ₹52,668 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Operating | ₹-89,603 Cr | ₹-64,708 Cr | ₹-28,853 Cr | ₹7,890 Cr | ₹8,276 Cr |
| Investing | ₹0 Cr | ₹-5 Cr | ₹0 Cr | ₹-8 Cr | ₹0 Cr |
| Financing | ₹90,202 Cr | ₹64,266 Cr | ₹28,643 Cr | ₹-8,046 Cr | ₹-2,572 Cr |
| Free Cash Flow | ₹-89,603 Cr | ₹-64,708 Cr | ₹-28,853 Cr | ₹7,890 Cr | ₹8,276 Cr |
Shareholding
Promoter 84.65% Institutions 4.06% Public 11.29%
Efficiency & Working Capital
ROCE5.5%
Interest Coverage0
Dividend Payout—
Debtor Days3827 d
Inventory Days0 d
Payable Days0 d
Cash Conversion Cycle3827 d
Working Capital Days3827 d
Shareholding Details
As of 2026-03-31
Promoter84.6%
FII1.2%
DII2.9%
Institutions4.1%
Public11.3%
Promoter Pledge0%
No. of Shareholders51,13,569
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 86.4% | 84.6% |
| FIIs | 1.1% | 1.1% | 1.1% | 1.1% | 1.1% | 1.1% | 1% | 1% | 0.9% | 1% | 1% | 1.2% |
| DIIs | 2% | 1.6% | 1.2% | 0.9% | 1.1% | 1.1% | 1.2% | 1.3% | 1.5% | 1.5% | 1.5% | 2.9% |
| Public | 10.5% | 10.9% | 11.3% | 11.7% | 11.5% | 11.5% | 11.4% | 11.3% | 11.2% | 11.2% | 11.1% | 11.3% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 18,05,740 | 27,03,000 | 32,51,993 | 45,26,341 | 51,08,893 | 55,00,054 | 55,40,767 | 56,35,775 | 54,51,172 | 53,17,981 | 51,69,331 | 51,13,569 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| President Of India Acting Through Mor | Shareholding of Promoter and Promoter Group | 84.7% | 1106.24 Cr |
| Life Insurance Corporation Of India | Public Shareholding | 2.5% | 33.15 Cr |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| President Of India Acting Through Mor | 0 | 0% | 2026-03-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2026-03-31 |
| President Of India Acting Through Mor | 0 | 0% | 2025-12-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-12-31 |
| President Of India Acting Through Mor | 0 | 0% | 2025-09-30 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-09-30 |
| President Of India Acting Through Mor | 0 | 0% | 2025-06-30 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-06-30 |
| President Of India Acting Through Mor | 0 | 0% | 2025-03-31 |
| Life Insurance Corporation Of India | 0 | 0% | 2025-03-31 |
| President Of India Acting Through The Mor | 0 | 0% | 2024-12-31 |
| President Of India Acting Through The Mor | 0 | 0% | 2024-09-30 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Manoj Kumar Dubey | Chairman / MD / WTD / CEO | 2025 |
| Baldeo Purushartha | Non Executive Director / Nominee - Government | 2025 |
| Abhishek Kumar | Non Executive Director / Nominee - Government | 2025 |
| Laya Madduri | Part Time Dir.(Govt.Nominee) | 2025 |
| Ranjay Choudhary | Director (Finance) | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Leasing and Finance | ₹0 Cr | — |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹10 | 25,000 | 13,069 | 13,069 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| dividend | 2026-03-13 | ₹1.05 (10.5%) | Interim 2 |
| dividend | 2025-10-24 | ₹1.05 (10.5%) | Interim 1 |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 3 | 4,83,359 | 4,83,362 |
| 2025 | 0 | 0 | 0 | 0 | 1,70,187 | 1,70,187 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 0 |
Insider / Designated-Person Trades
2 recent disclosure(s)
The President of India acting through and represented by the Ministry of Railways Government of IndiaDisposal · 22,87,44,407
The President of India acting through and represented by the Ministry of Railways Government of IndiaDisposal · 22,40,40,829
Substantial Acquisitions (SAST)
1 disclosure(s)
Offer For Sale25/02/2026 - 26/02/2026 · 22,40,40,829
Company Information
🌐 irfc.co.in ↗
📍 UG Flr East Tower NBCC Place, Pragati Vihar Lodhi Road, New Delhi, New Delhi, 110003
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