NSE · CREDITACC · Finance
Creditaccess Grameen Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Shareholding
As of 2026-09-30
- Promoter63.83%
- Public7.68%
- FII14.73%
- DII13.77%
78,179 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.64× from low to high.
Risk flags
Derived from disclosed data
- Promoter holding fell 2.39 percentage points to 63.83% in the latest disclosure.
- Reported zero revenue in 6 of the last 8 disclosed periods.
Peer comparison
Finance & Investments · ranked #41 of 605 by market cap · medians across 49 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹5,71,076 Cr | 26.1 | 4.64 | 17.61% | 24.15% |
| Life Insurance Corporation of India | ₹4,95,184 Cr | 8.24 | 2.79 | 32.53% | 11.01% |
| Bajaj Finserv Ltd. | ₹2,64,725 Cr | 25.44 | 3.4 | 12.58% | 6.51% |
| Shriram Finance Limited | ₹1,95,906 Cr | 15.44 | 1.76 | 11.39% | 24.79% |
| ICICI Prudential Asset Management Co Ltd. | ₹1,37,834 Cr | 38.94 | 25.81 | 66.27% | 56.23% |
| Jio Financial Services Ltd. | ₹1,35,463 Cr | 79.21 | 1.05 | 1.32% | 30.44% |
| Tata Capital Limited | ₹1,31,294 Cr | 24.15 | 2.94 | 12.18% | 17.39% |
| Billionbrains Garage Ventures Ltd. | ₹1,19,387 Cr | 44.36 | 10.31 | 23.29% | 47.06% |
| Bajaj Holdings & Investment Ltd. | ₹1,16,424 Cr | 13.14 | 1.59 | 11.15% | 777.41% |
| HDFC Life Insurance Company Ltd. | ₹1,11,693 Cr | 54.52 | 5.74 | 10.52% | 2.47% |
| Creditaccess Grameen Ltd.(this company) | ₹16,412 Cr | 10.34 | 1.84 | 17.79% | 23.42% |
AI analysis
AI-generated · google/gemini-2.5-flashCreditaccess Grameen Ltd. is listed with a market capitalization of Rs 24011 Cr. The company reported revenue of Rs 6062.54 Cr and a net profit margin of 12.83%. Its EPS stands at Rs 48.52, with a Price-to-Earnings (PE) ratio of 70.66. The book value per share is Rs 489.27.
Positives
- +The profit margin of 12.83% indicates the company's ability to retain a portion of its revenue as profit.
- +Promoter holding is 66.21% as of June 30, 2026, which is a majority stake.
- +There are no promoter shares reported as pledged, indicating a lack of encumbrance on promoter holdings.
Negatives
- −The debt-to-equity ratio of 2.98 suggests a significant reliance on debt for financing.
- −The Price-to-Earnings (PE) ratio of 70.66 is higher than the EPS of Rs 48.52, suggesting a high valuation relative to its current earnings.
- −The number of shareholders has decreased from 146414 in August 2018 to 79071 in June 2026, which could indicate reduced investor interest.
- −Promoter holding has decreased from 80.30% in August 2018 to 66.21% in June 2026.
Financial Performance
Creditaccess Grameen Ltd. recorded a revenue of Rs 6062.54 Cr for the year ending Mar 2026. The net profit for the same period was Rs 777.64 Cr, resulting in an EPS of Rs 48.44. In the latest quarterly results available, the net profit was Rs 339.55 Cr for Mar 2026.
Profitability & Returns
The company's profitability is indicated by a profit margin of 12.83%. Return on Equity (ROE) is 9.92% and Return on Capital Employed (ROCE) is 9.31%. The diluted EPS for the latest annual period is Rs 48.52.
Balance Sheet
Creditaccess Grameen Ltd. has a debt-to-equity ratio of 2.98. The book value per share is Rs 489.27. No information on current assets or liabilities is provided in the available data.
Ownership & Pledges
There are no promoter shares reported as pledged.
Shareholding History
The number of shareholders has fluctuated over time, from 146414 on August 28, 2018, to 79071 on June 30, 2026. Promoter holding was 80.30% in August 2018, and is 66.21% as of June 2026. FII and DII holdings also show variation but data are not consistently provided for all interim periods.
Data as of — price: 2026-10-28 · financials: Sep 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.