₹86.37
▼ -1.09 -1.25%
16 Jul 2026
NSE Listed
Bajaj Housing Finance Ltd. (BAJAJHFL)
Volume: 20,23,921Avg Vol 1W: 28,16,594Avg Vol 1M: 86,75,379.552W Range:₹72.65₹124
Key Ratios
Checked 15h agoMarket Cap₹72,875 Cr
Current Price₹86.37
Previous Close₹87.46
High / Low (52w)₹124 / ₹72.65
Volume20,23,921
Avg Vol (1W)28,16,594
Avg Vol (1M)86,75,379.5
Stock P/E109.33
Book Value₹27.04
Dividend Yield—
ROE—
ROA—
Revenue (TTM)₹9,576 Cr
Revenue Growth—
Profit Margin—
Total Debt₹42,269 Cr
Shares Outstanding—
Face Value₹10
EPS (TTM)₹0.8
P/B3.23
Debt / Equity—
50 DMA₹86.16
200 DMA₹92.12
Day change-1.25%
Price Chart
₹86.37▼ 29.99% · 1Y
2025-07-162026-07-15
20-day avg volume: 86.8L shares
Cons
- Revenue fell 92% YoY.
- Stock trades at a high P/E of 109.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹483 Cr | ₹546 Cr | ₹548 Cr | ₹587 Cr | ₹583 Cr | ₹643 Cr | ₹665 Cr | ₹669 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | ₹265 Cr | ₹3,155 Cr | ₹3,767 Cr | ₹5,665 Cr | ₹7,618 Cr | ₹9,554 Cr | ₹11,150 Cr |
| EBITDA | ₹57 Cr | ₹613 Cr | ₹960 Cr | ₹1,700 Cr | ₹2,161 Cr | ₹2,770 Cr | ₹3,333 Cr |
| Net Profit | ₹42 Cr | ₹453 Cr | ₹710 Cr | ₹1,258 Cr | ₹1,731 Cr | ₹2,163 Cr | ₹2,560 Cr |
| EPS | 1.12 | 0.93 | 1.45 | 1.88 | 2.58 | 2.67 | 3.07 |
Balance Sheet
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Total Assets | ₹3,137 Cr | ₹37,858 Cr | ₹48,527 Cr | ₹64,654 Cr | ₹81,827 Cr | ₹1,02,809 Cr | ₹1,27,147 Cr |
| Total Liabilities | ₹2,579 Cr | ₹31,826 Cr | ₹41,786 Cr | ₹54,151 Cr | ₹69,594 Cr | ₹82,862 Cr | ₹1,04,624 Cr |
| Equity | ₹559 Cr | ₹6,032 Cr | ₹6,741 Cr | ₹10,503 Cr | ₹12,234 Cr | ₹19,947 Cr | ₹22,523 Cr |
| Total Debt | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | ₹-4,896 Cr | ₹-12,238 Cr | ₹-13,933 Cr | ₹-14,902 Cr | ₹-16,451 Cr | ₹-19,215 Cr |
| Investing | ₹-797 Cr | ₹2,197 Cr | ₹-611 Cr | ₹273 Cr | ₹-798 Cr | ₹-1,202 Cr |
| Financing | ₹5,676 Cr | ₹10,228 Cr | ₹14,630 Cr | ₹15,125 Cr | ₹17,870 Cr | ₹21,197 Cr |
| Free Cash Flow | ₹-4,896 Cr | ₹-12,238 Cr | ₹-13,933 Cr | ₹-14,902 Cr | ₹-16,451 Cr | ₹-19,215 Cr |
Shareholding
Promoter 86.7% Institutions 2.16% Public 11.14%
About Bajaj Housing Finance Ltd.
Financial Services · Mortgage Finance
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals; real estate investment trusts REITs, and sovereign wealth funds and corporations. Bajaj Housing Finance Limited was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is headquartered in Pune, India. Bajaj Housing Finance Limited operates as a subsidiary of Bajaj Finance Limited.
www.bajajhousingfinance.in ↗Efficiency & Working Capital
ROCE8%
Interest Coverage0
Dividend Payout—
Debtor Days1 d
Inventory Days0 d
Payable Days4 d
Cash Conversion Cycle-3 d
Working Capital Days1 d
Shareholding Details
As of 2026-03-31
Promoter86.7%
FII1%
DII1.2%
Institutions2.2%
Public11.1%
Promoter Pledge0%
No. of Shareholders23,64,074
Shareholding Pattern
Quarterly — figures in %. Latest 8 quarters.
| Period | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 100% | 88.7% | 88.7% | 88.7% | 88.7% | 88.7% | 86.7% | 86.7% |
| FIIs | 0% | 1.7% | 1.1% | 1.1% | 1% | 0.9% | 0.9% | 1% |
| DIIs | 0% | 1.9% | 0.8% | 0.7% | 0.6% | 0.5% | 1.4% | 1.2% |
| Public | 0% | 7.6% | 9.3% | 9.4% | 9.7% | 9.9% | 11% | 11.1% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 7 | 23,09,518 | 26,45,574 | 26,05,368 | 25,10,340 | 24,45,280 | 24,28,409 | 23,64,074 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202603 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Bajaj Finance Limited | Shareholding of Promoter and Promoter Group | 86.7% | 722.44 Cr |
| Bajaj Finserv Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj General Insurance Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Life Insurance Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Financial Securities Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Finserv Asset Management Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Finserv Direct Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Finserv Health Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Finserv Mutual Fund Trustee Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Finserv Ventures Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Holdings & Investment Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Pennant Technologies Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Snapwork Technologies Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Vh Medcare Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Vidal Health Insurance Tpa Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Vidal Healthcare Services Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Financial Distributors Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Aif Trustee Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Alternate Investment Management Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Srb & Family Llp | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Snrs Family Llp | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Bajaj Technology Services Inc | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Vh International Llc | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Sanjivnayan Bajaj | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Sanjivnayan Bajaj | 0 | 0% | 2026-03-31 |
| Bajaj Finance Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Limited | 0 | 0% | 2026-03-31 |
| Bajaj General Insurance Limited | 0 | 0% | 2026-03-31 |
| Bajaj Life Insurance Limited | 0 | 0% | 2026-03-31 |
| Bajaj Financial Securities Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Asset Management Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Direct Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Health Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Mutual Fund Trustee Limited | 0 | 0% | 2026-03-31 |
| Bajaj Finserv Ventures Limited | 0 | 0% | 2026-03-31 |
| Bajaj Holdings & Investment Limited | 0 | 0% | 2026-03-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Sanjivnayan Bajaj | Chairman(Non Exe)&Dir(Non-Ind) | 2026 |
| Rajeev Jain | Vice Chairman / Non Indepe. Non Executive Director | 2026 |
| A N Roy | Independent Non Exe. Director | 2026 |
| Jasmine Chaney | Independent Non Exe. Director | 2026 |
| S M N Swamy | Independent Non Exe. Director | 2026 |
| Ajay Kumar Choudhary | Independent Non Exe. Director | 2026 |
| Atul Jain | Executive Director / WTD / Managing Director | 2026 |
| Arindam Bhattacharya | Independent Non Exe. Director | 2026 |
| ATUL PATNI | Company Sec. & Compli. Officer | 2026 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Financing | ₹0 Cr | — |
Segments — Geography
| Region | Revenue | Share |
|---|---|---|
| India | ₹332 Cr | 100% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2026 | ₹10 | 9,000 | 8,332 | 8,329 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| forthcoming | 2026-07-29 | Board Meetings | — |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 379 | 11 | 0 | 37 | 140 | 6,255 |
| 2025 | 217 | 0 | 0 | 0 | 25 | 5,805 |
| 2025 | 0 | 8 | 0 | 0 | 104 | 112 |
Insider / Designated-Person Trades
5 recent disclosure(s)
Bajaj Finance LimitedDisposal · 16,66,00,000
Seema RaniDisposal · 2,996
Amit SharmaDisposal · 7,062
ALANKRIT ATALDisposal · 7,000
Bajaj Finance LimitedDisposal · 42,85,71,428
Company Information
Incorporated2008
ChairmanSanjivnayan Bajaj
AuditorMukund M Chitale & Co/Singhi & Co
Investor Email[email protected]
📍 Bajaj Auto Ltd Complex, Mumbai Pune Road Akurdi, Pune, Maharashtra, 411035
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