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NSE · BAIDFIN

Baid Finserv Limited

11.74
₹190 Cr market cap
P/E
12.49
EPS
₹0.94
Book value
₹14.87
ROE
6.43%
ROCE
10.03%
Debt / equity
1.31

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

024.849.5974.3999.19Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹99 Cr with net profit ₹15 Cr — a 15.1% net margin, versus 16.29% the period before.

Shareholding

As of 2026-08-31

49.73%
promoter holding
  • Promoter49.73%
  • Public50.09%
  • FII0.18%

22,373 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

36.25%49.73%Dec 24Aug 26

52-week position

Where the current price sits in its yearly band

8.811.7412.98

The band spans 1.48× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #10 of 11 by market cap · medians across 10 industry peers

P/E
12.49vs 14.98 peer med
P/B
0.79vs 1.31 peer med
ROE %
6.43vs 8.81 peer med
Margin %
16.08vs 14.64 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,58,771 Cr27.615.1517.18%17.61%
Indian Railway Finance Corporation Ltd.₹1,05,959 Cr14.741.8712.35%25.14%
Five-Star Business Finance Ltd.₹15,664 Cr14.192.1214.89%33.86%
Aye Finance Limited₹4,395 Cr18.491.737.65%12.69%
Muthoot Microfin Limited₹3,344 Cr13.621.175.97%9.9%
Laxmi India Finance Ltd.₹670 Cr11.851.4410.69%16.59%
Akme Fintrade (India) Ltd.₹393 Cr8.850.929.98%28.55%
Muthoot Capital Services Ltd.₹382 Cr15.210.571.85%3.8%
Moneyboxx Finance Limited₹259 Cr195.530.880.45%0.58%
Baid Finserv Limited(this company)₹190 Cr12.490.796.43%16.08%

AI analysis

AI-generated · google/gemini-2.5-flash

Baid Finserv Limited, listed on the Indian markets, reported a revenue of Rs 82.55 Cr and a profit margin of 15.4%. The company's market capitalization stands at Rs 157 Cr, with its shares trading between a 52-week high of Rs 13.3 and a low of Rs 8.8. Earnings per share (EPS) for the latest period were Rs 0.97. The promoter holding in the company is 47.3889%.

Positives

  • +Net profit has consistently increased year-on-year, from Rs 7.4795 Cr in Mar 2021 to Rs 13.4455 Cr in Mar 2025.
  • +Promoter holding of 47.3889% is not pledged, indicating no immediate encumbrance on promoter shares.
  • +EBITDA has shown a consistent upward trend from Rs 10.2891 Cr in Mar 2021 to Rs 18.1365 Cr in Mar 2025.

Negatives

  • The trailing twelve months EPS is Rs 0.97, an annual decrease from Rs 1.12 in Mar 2025.
  • The debt-to-equity ratio is 1.44, indicating a relatively high reliance on debt financing.
  • The return on equity (ROE) is 6.43%, which might be considered moderate.
  • No quarterly revenue figures have been disclosed since December 2024, which could impact transparency regarding recent operational performance.

Financial Performance

Baid Finserv Limited reported revenue of Rs 82.55 Cr for the latest fiscal year. The net profit increased to Rs 13.4455 Cr in Mar 2025 from Rs 12.924 Cr in Mar 2024. Earnings per share (EPS) were Rs 1.12 in Mar 2025, up from Rs 1.08 in Mar 2024. EBITDA also showed growth, reaching Rs 18.1365 Cr in Mar 2025 from Rs 18.0971 Cr in Mar 2024.

Profitability & Returns

The company's profit margin is 15.4%. Return on equity (ROE) is 6.43%, while return on capital employed (ROCE) is 10.0267%. The earnings per share (EPS) for the latest period stood at Rs 0.97.

Balance Sheet

Baid Finserv Limited has a book value per share of Rs 15.03. The debt-to-equity ratio is 1.44. The company does not have any dividend yield, which stands at 0.

Ownership & Pledges

As of June 30, 2026, the promoter holding in Baid Finserv Limited is 47.3889%. There are no shares pledged by the promoters.

Data as of — price: 2026-09-11 · financials: Mar 26 · shareholding: Aug 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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