Debut Plus

BSE · 538928

Karnavati Finance Limited

1.35
₹14 Cr market cap
P/E
19.29
EPS
₹0.07
Book value
₹0.43
ROE
-136.39%
ROCE
-2.91%
Debt / equity
1.2

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

00.811.622.433.24Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹2 Cr with net profit ₹-2 Cr — a -106.87% net margin, versus -54.8% the period before.

Shareholding

As of 2026-06-30

62.06%
promoter holding
  • Promoter62.06%
  • Public37.94%

9,701 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

58.64%62.06%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

1.081.351.98

The band spans 1.83× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Finance & Investments · ranked #434 of 601 by market cap · medians across 50 industry peers

P/E
19.29vs 29.94 peer med
P/B
3.13vs 3.48 peer med
ROE %
-136.39vs 13.14 peer med
Margin %
9.96vs 19.44 peer med
CompanyMkt capP/EP/BROEMargin
Bajaj Finance Limited₹6,49,678 Cr31.725.7116.68%23.82%
Life Insurance Corporation of India₹5,13,084 Cr8.542.8932.53%11.01%
Bajaj Finserv Ltd.₹3,10,880 Cr29.883.9612.58%6.51%
Shriram Finance Limited₹2,44,240 Cr21.582.3115.21%22.94%
Cholamandalam Investment & Finance Company Ltd.₹1,57,925 Cr27.465.1517.18%17.61%
Tata Capital Limited₹1,54,152 Cr28.353.4510.57%16.53%
Jio Financial Services Ltd.₹1,52,037 Cr73.561.111.17%42.13%
ICICI Prudential Asset Management Co Ltd.₹1,49,933 Cr43.0235.9679.42%57.71%
Billionbrains Garage Ventures Ltd.₹1,22,862 Cr50.3412.7321.58%46.54%
Bajaj Holdings & Investment Ltd.₹1,22,334 Cr13.811.6711.15%777.41%
Karnavati Finance Limited(this company)₹14 Cr19.293.13-136.39%9.96%

AI analysis

AI-generated · google/gemini-2.5-flash

Karnavati Finance Limited is listed on the Indian markets. The company reported revenue of Rs 1.57 Cr and has a market capitalization of Rs 13 Cr. Its book value is Rs 0.43 and debt-to-equity ratio is 1.2. The company's promoter holding stands at 62.0619%.

Positives

  • +Promoter holding is 62.0619%, which is above 50%.
  • +Promoter pledge is 0%, indicating no shares are pledged.

Negatives

  • Revenue decreased from Rs 3.044 Cr in March 2024 to Rs 1.5726 Cr in March 2025.
  • The company recorded a net profit of -1.6806 Cr in March 2025.
  • Profit margin is -103.51%, indicating significant losses relative to revenue.
  • Return on Equity (ROE) is -136.39%, showing a significant loss for shareholders.
  • Return on Capital Employed (ROCE) is -2.9145%, indicating inefficient use of capital.
  • Debt-to-equity ratio is 1.2, which suggests a significant reliance on debt.
  • The company is under GSM surveillance, specifically 'GSM · GSM 0'.

Financial Performance

In the financial year ending March 2025, Karnavati Finance Limited's revenue was Rs 1.5726 Cr. The company reported a net loss of Rs 1.6806 Cr in the same period, resulting in an EPS of -0.17. Prior to this, in March 2024, the company recorded revenue of Rs 3.044 Cr and a net loss of Rs 1.6681 Cr, with an EPS of -0.17.

Profitability & Returns

Karnavati Finance Limited recorded a profit margin of -103.51%. The Return on Equity (ROE) for the company was -136.39%, and the Return on Capital Employed (ROCE) was -2.9145%. The company reported negative earnings per share (EPS) of 0 in the latest available data.

Balance Sheet

The company's book value per share is Rs 0.43. Karnavati Finance Limited has a debt-to-equity ratio of 1.2, indicating a higher proportion of debt financing relative to equity. There were no dividend payouts reported, with the dividend yield being 0%.

Ownership & Pledges

As of June 30, 2026, the promoter holding in Karnavati Finance Limited was 62.0619%. The public shareholding stood at 37.9381%. There were no shares pledged by the promoters, with promoter pledge at 0%. Institutional shareholding (DII and FII) was 0% each.

Regulatory & Surveillance

Karnavati Finance Limited is currently under the GSM (Graded Surveillance Measure) framework, specifically 'GSM · GSM 0'. This indicates that the company is subject to surveillance measures by regulatory bodies. The specific measure associated is "GSM".

Data as of — price: 2026-09-11 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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