Debut Plus

27.95

+0 +0.00%

17 Jul 2026

BSE Listed

United Credit Ltd. (531091)

Volume: 3Avg Vol 1W: 134Avg Vol 1M: 16952W Range:1937.83
Market Cap₹15 Cr
Current Price₹27.95
Previous Close₹27.95
High / Low (52w)₹37.83 / ₹19
Volume3
Avg Vol (1W)134
Avg Vol (1M)169
Stock P/E17.36
Book Value₹57.6
Dividend Yield0%
ROE277.65%
ROA272.5%
Revenue (TTM)
Revenue Growth
Profit Margin27.74%
Total Debt
Shares Outstanding1 Cr
Face Value
EPS (TTM)₹1.61
P/B0.49
Debt / Equity0.03
50 DMA₹27.85
200 DMA₹28.47
Day change+0.00%
Price Chart
27.95 5.41% · 1Y
341915K
2025-07-17
2026-07-16

20-day avg volume: 176 shares

Pros
  • Healthy return on equity of 277.6%.
  • Company is almost debt-free.
  • Stock trades below its book value.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue
EBITDA
Net Profit₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
EPS
Profit & Loss (Annual)
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue₹3 Cr₹8 Cr₹3 Cr₹3 Cr₹3 Cr₹3 Cr₹4 Cr₹4 Cr
EBITDA₹1 Cr₹4 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹2 Cr₹1 Cr
Net Profit₹1 Cr₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹2 Cr₹1 Cr
EPS1.243.931.681.641.421.363.071.9
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹25 Cr₹26 Cr₹27 Cr₹27 Cr₹28 Cr₹29 Cr₹30 Cr₹31 Cr
Total Liabilities₹2 Cr₹2 Cr₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr
Equity₹22 Cr₹25 Cr₹25 Cr₹26 Cr₹27 Cr₹27 Cr₹29 Cr₹30 Cr
Total Debt
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹-1 Cr₹-1 Cr₹-1 Cr₹-2 Cr₹-3 Cr
Investing₹0 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Financing₹-1 Cr₹0 Cr₹0 Cr₹0 Cr₹0 Cr
Free Cash Flow₹-1 Cr₹-1 Cr₹-1 Cr₹-2 Cr₹-3 Cr
Shareholding
Promoter 57.31% Institutions 0.01% Public 42.69%
Efficiency & Working Capital
ROCE3.6%
Interest Coverage-17.7
Dividend Payout
Debtor Days6 d
Inventory Days0 d
Payable Days0 d
Cash Conversion Cycle6 d
Working Capital Days6 d
Shareholding Details

As of 2026-06-30

Promoter57.3%
FII0%
DII0%
Institutions0%
Public42.7%
Promoter Pledge0%
No. of Shareholders2,592
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters57.8%57.3%57.3%57.3%57.3%57.3%57.3%57.3%57.3%57.3%57.3%57.3%
FIIs0%0%0%0%0%0%0%0%0%0%0%0%
DIIs0%0%0%0%0%0%0%0%0%0%0%0%
Public42.1%42.7%42.7%42.7%42.7%42.7%42.7%42.7%42.7%42.7%42.7%42.7%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders2,2812,3722,4602,6262,5162,6082,6572,6382,6252,6042,5812,592
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202503
Major Shareholders (>1%)
NameCategoryStakeShares
Dabriwala Banijya Udyog LimitedShareholding of Promoter and Promoter Group43.2%22,99,264
United Nanotech Products LimitedPublic Shareholding13.9%7,42,374
Ashok Kumar DabriwalaShareholding of Promoter and Promoter Group13.9%7,38,540
Pramila JalanPublic Shareholding2.9%1,54,278
Farooq Arbi HalaiPublic Shareholding2.7%1,43,147
Sunanda DabriwalaShareholding of Promoter and Promoter Group0.3%15,460
Promoter Pledges
HolderPledged Shares% of HoldingAs of
Ashok Kumar Dabriwala00%2026-06-30
Sunanda Dabriwala00%2026-06-30
Dabriwala Banijya Udyog Limited00%2026-06-30
Farooq Arbi Halai00%2026-06-30
Pramila Jalan00%2026-06-30
United Nanotech Products Limited00%2026-06-30
Ashok Kumar Dabriwala00%2026-03-31
Sunanda Dabriwala00%2026-03-31
Dabriwala Banijya Udyog Limited00%2026-03-31
Farooq Arbi Halai00%2026-03-31
Pramila Jalan00%2026-03-31
United Nanotech Products00%2026-03-31
Board of Directors
NameDesignationYear
A K DabriwalaChairman / Executive Director / Managing Director2025
Pramod Kumar DheliaIndependent Non Exe. Director2025
Suresh Kumar KandoiIndependent Non Exe. Director2025
Rashmi BihaniIndependent Non Exe. Director2025
Devashish DabriwalNon-Exec & Non-Independent Dir2025
Rashmi Vijaykaran DabriwalNon-Exec & Non-Independent Dir2025
Deepali GuptaCompany Sec. & Compli. Officer2025
Segments — Product
SegmentRevenueShare
Financing Activity₹2 Cr69.1%
Renting Activity₹1 Cr30.9%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2025₹101565
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
2025000101
2025000101
2025000000
Company Information
Incorporated1970
ChairmanA K Dabriwala
AuditorL B Jha & Co
Investor Email[email protected]
🌐 www.unitedcreditltd.com

📍 27B Camac Street, 8th Floor, Kolkata, West Bengal, 700016

Technical AnalysisPremium

Technical analysis (Premium)

Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.

More stocks

Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search