₹30.71
▼ -0.41 -1.32%
17 Jul 2026
BSE Listed
India Home Loan Ltd. (530979)
Volume: 566Avg Vol 1W: 1,119Avg Vol 1M: 9,36552W Range:₹24.8₹47.54
Key Ratios
Checked just nowMarket Cap₹44 Cr
Current Price₹30.71
Previous Close₹31.12
High / Low (52w)₹47.54 / ₹24.8
Volume566
Avg Vol (1W)1,119
Avg Vol (1M)9,365
Stock P/E438.71
Book Value₹29.02
Dividend Yield0%
ROE23.25%
ROA9.25%
Revenue (TTM)—
Revenue Growth—
Profit Margin60.85%
Total Debt—
Shares Outstanding1 Cr
Face Value—
EPS (TTM)₹0.07
P/B1.06
Debt / Equity1.29
50 DMA₹31.3
200 DMA₹34.22
Day change-1.32%
Price Chart
₹30.71▼ 12.31% · 1Y
2025-07-172026-07-17
20-day avg volume: 10K shares
Pros
- Healthy return on equity of 23.3%.
- Company is almost debt-free.
- Revenue grew 13% YoY.
Cons
- Stock trades at a high P/E of 439.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹17 Cr | ₹32 Cr | ₹33 Cr | ₹31 Cr | ₹30 Cr | ₹23 Cr | ₹12 Cr | ₹14 Cr |
| EBITDA | ₹4 Cr | ₹3 Cr | ₹4 Cr | ₹1 Cr | ₹4 Cr | ₹1 Cr | ₹-3 Cr | ₹0 Cr |
| Net Profit | ₹3 Cr | ₹2 Cr | ₹3 Cr | ₹1 Cr | ₹2 Cr | ₹1 Cr | ₹-3 Cr | ₹0 Cr |
| EPS | 2.08 | 1.28 | 1.77 | 0.79 | 1.34 | 0.42 | -2.41 | 0.19 |
Balance Sheet
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹193 Cr | ₹237 Cr | ₹223 Cr | ₹211 Cr | ₹173 Cr | ₹139 Cr | ₹104 Cr | ₹100 Cr |
| Total Liabilities | ₹159 Cr | ₹201 Cr | ₹184 Cr | ₹172 Cr | ₹129 Cr | ₹95 Cr | ₹63 Cr | ₹58 Cr |
| Equity | ₹34 Cr | ₹36 Cr | ₹38 Cr | ₹39 Cr | ₹44 Cr | ₹45 Cr | ₹41 Cr | ₹41 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Operating | ₹9 Cr | ₹41 Cr | ₹35 Cr | ₹31 Cr | ₹12 Cr |
| Investing | ₹-2 Cr | ₹2 Cr | ₹0 Cr | ₹3 Cr | ₹-5 Cr |
| Financing | ₹-5 Cr | ₹-45 Cr | ₹-35 Cr | ₹-34 Cr | ₹-8 Cr |
| Free Cash Flow | ₹9 Cr | ₹41 Cr | ₹35 Cr | ₹31 Cr | ₹12 Cr |
Shareholding
Promoter 26.92% Institutions 0.07% Public 73.01%
Efficiency & Working Capital
ROCE8.8%
Interest Coverage0
Dividend Payout—
Debtor Days0 d
Inventory Days0 d
Payable Days5 d
Cash Conversion Cycle-5 d
Working Capital Days0 d
Shareholding Details
As of 2026-03-31
Promoter26.9%
FII0%
DII0.1%
Institutions0.1%
Public73%
Promoter Pledge0%
No. of Shareholders3,804
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 36.4% | 36.6% | 36.6% | 36.6% | 37.9% | 39% | 39% | 39% | 39.1% | 26.7% | 26.8% | 26.9% |
| FIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| DIIs | 24.6% | 0.1% | 0.1% | 24.6% | 24.6% | 24.6% | 24.6% | 24.6% | 24.6% | 0.1% | 0.1% | 0.1% |
| Public | 39.1% | 63.4% | 63.4% | 38.9% | 37.5% | 36.5% | 36.5% | 36.4% | 36.4% | 73.3% | 73.2% | 73% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 2,735 | 2,960 | 3,236 | 3,500 | 3,649 | 3,678 | 3,820 | 3,833 | 3,822 | 3,773 | 3,812 | 3,804 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Bhavin Mahesh Pujara | Shareholding of Promoter and Promoter Group | 7.3% | 10,46,174 |
| Mahesh Narshibhai Pujara | Shareholding of Promoter and Promoter Group | 6.9% | 9,83,200 |
| Sonal Mayur Shah | Public Shareholding | 6.8% | 9,72,668 |
| Mitesh Mahesh Pujara | Shareholding of Promoter and Promoter Group | 5.7% | 8,16,290 |
| Sumita Mishra | Public Shareholding | 4.3% | 6,17,812 |
| Hemali Mitesh Pujara | Shareholding of Promoter and Promoter Group | 4% | 5,75,751 |
| Subhash Ambubhai Patel | Public Shareholding | 3.1% | 4,35,000 |
| Shailaja Chetan Shah | Public Shareholding | 3% | 4,24,550 |
| Pritesh Rameshbhai Patel | Public Shareholding | 2.8% | 4,05,300 |
| Vilas Pujara | Shareholding of Promoter and Promoter Group | 2.6% | 3,66,134 |
| Vasudev Ramchandra Patel | Public Shareholding | 2.5% | 3,50,000 |
| Satyajit Mishra | Public Shareholding | 1.2% | 1,66,666 |
| Sachapara Gautam Bharatbhai | Public Shareholding | 1.2% | 1,66,666 |
| Sachapara Chirag | Public Shareholding | 1.2% | 1,66,666 |
| Dhrumin Mitesh Pujara | Shareholding of Promoter and Promoter Group | 0.3% | 39,986 |
| Mitesh Mahesh Pujara Huf | Shareholding of Promoter and Promoter Group | 0.1% | 17,600 |
| Home Finvest Consultancy Services Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Mitesh Mahesh Pujara | 0 | 0% | 2026-03-31 |
| Mahesh Narshibhai Pujara | 0 | 0% | 2026-03-31 |
| Hemali Mitesh Pujara | 0 | 0% | 2026-03-31 |
| Bhavin Mahesh Pujara | 0 | 0% | 2026-03-31 |
| Vilas Pujara | 0 | 0% | 2026-03-31 |
| Dhrumin Mitesh Pujara | 0 | 0% | 2026-03-31 |
| Mitesh Mahesh Pujara Huf | 0 | 0% | 2026-03-31 |
| Home Finvest Consultancy Services Private Limited | 0 | 0% | 2026-03-31 |
| Vasudev Ramchandra Patel | 0 | 0% | 2026-03-31 |
| Subhash Ambubhai Patel | 0 | 0% | 2026-03-31 |
| Pritesh Rameshbhai Patel | 0 | 0% | 2026-03-31 |
| Satyajit Mishra | 0 | 0% | 2026-03-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Mahesh Pujara | ED / MD / Promoter | 2025 |
| Mitesh Pujara | WTD & Executive Director | 2025 |
| Mahesh Manharlal Shah | Independent Non Exe. Director | 2025 |
| Archana Chariwawala | Independent Non Exe. Director | 2025 |
| Deepak Katarmal | Independent Non Exe. Director | 2025 |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹10 | 25 | 14 | 14 |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 2 | 0 | 2 |
| 2025 | 0 | 0 | 0 | 1 | 0 | 1 |
| 2025 | 0 | 0 | 0 | 1 | 0 | 1 |
Substantial Acquisitions (SAST)
1 disclosure(s)
Off Market12/01/2026 · 3,33,332
Company Information
🌐 www.indiahomeloan.co.in ↗
📍 504/504A 5-Flr Nirmal Ecstasy, Jatashankar Dossa Rod Mulund-W, Mumbai, Maharashtra, 400080
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