₹21.89
▼ -0.2 -0.91%
17 Jul 2026
NSE Listed
Capital India Finance Ltd. (CIFL)
Volume: 1,72,961Avg Vol 1W: 1,31,871.4Avg Vol 1M: 1,80,178.0552W Range:₹20.42₹39.69
Key Ratios
Checked 3h agoMarket Cap₹865 Cr
Current Price₹21.89
Previous Close₹22.09
High / Low (52w)₹39.69 / ₹20.42
Volume1,72,961
Avg Vol (1W)1,31,871.4
Avg Vol (1M)1,80,178.05
Stock P/E762.25
Book Value₹15.22
Dividend Yield—
ROE0%
ROA—
Revenue (TTM)₹619 Cr
Revenue Growth—
Profit Margin—
Total Debt₹971 Cr
Shares Outstanding—
Face Value₹2
EPS (TTM)₹-0.26
P/B2
Debt / Equity1.52
50 DMA₹24.11
200 DMA₹29.88
Day change-0.91%
Price Chart
₹21.89▼ 40.66% · 1Y
2025-07-172026-07-16
20-day avg volume: 1.8L shares
Pros
- Company is almost debt-free.
- Net profit is growing year over year.
Cons
- Revenue fell 44% YoY.
- Stock trades at a high P/E of 762.
Quarterly Results
| Metric | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| EBITDA | — | — | — | — | — | — | — | — |
| Net Profit | ₹-2 Cr | ₹3 Cr | ₹1 Cr | ₹-1 Cr | ₹-3 Cr | ₹45 Cr | ₹-3 Cr | ₹0 Cr |
| EPS | — | — | — | — | — | — | — | — |
Profit & Loss (Annual)
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹26 Cr | ₹60 Cr | ₹179 Cr | ₹318 Cr | ₹532 Cr | ₹657 Cr | ₹688 Cr | ₹619 Cr |
| EBITDA | ₹4 Cr | ₹11 Cr | ₹24 Cr | ₹15 Cr | ₹-17 Cr | ₹-76 Cr | ₹-9 Cr | ₹-9 Cr |
| Net Profit | ₹3 Cr | ₹7 Cr | ₹17 Cr | ₹10 Cr | ₹-3 Cr | ₹-42 Cr | ₹12 Cr | ₹2 Cr |
| EPS | 7.96 | 1.53 | 2.22 | 1.22 | -0.35 | -5.32 | 0.3 | 0.04 |
Balance Sheet
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹154 Cr | ₹670 Cr | ₹713 Cr | ₹1,044 Cr | ₹1,626 Cr | ₹1,795 Cr | ₹1,801 Cr | ₹1,853 Cr |
| Total Liabilities | ₹23 Cr | ₹163 Cr | ₹186 Cr | ₹447 Cr | ₹932 Cr | ₹1,139 Cr | ₹1,141 Cr | ₹1,199 Cr |
| Equity | ₹132 Cr | ₹508 Cr | ₹527 Cr | ₹597 Cr | ₹694 Cr | ₹656 Cr | ₹660 Cr | ₹653 Cr |
| Total Debt | — | — | — | — | — | — | — | — |
Cash Flow
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating | ₹-2 Cr | ₹-447 Cr | ₹43 Cr | ₹-57 Cr | ₹-304 Cr | ₹-18 Cr | ₹121 Cr | ₹11 Cr |
| Investing | ₹-21 Cr | ₹-29 Cr | ₹5 Cr | ₹-87 Cr | ₹-110 Cr | ₹-16 Cr | ₹1 Cr | ₹-61 Cr |
| Financing | ₹-6 Cr | ₹490 Cr | ₹-17 Cr | ₹231 Cr | ₹480 Cr | ₹80 Cr | ₹-124 Cr | ₹-27 Cr |
| Free Cash Flow | ₹-2 Cr | ₹-447 Cr | ₹43 Cr | ₹-57 Cr | ₹-304 Cr | ₹-18 Cr | ₹121 Cr | ₹11 Cr |
Shareholding
Promoter 72.59% Institutions 0.03% Public 27.38%
Efficiency & Working Capital
ROCE0.9%
Interest Coverage0.9
Dividend Payout—
Debtor Days7 d
Inventory Days1 d
Payable Days10 d
Cash Conversion Cycle-2 d
Working Capital Days8 d
Shareholding Details
As of 2026-03-31
Promoter72.6%
FII0%
DII0%
Institutions0%
Public27.4%
Promoter Pledge0%
No. of Shareholders7,880
Shareholding Pattern
Quarterly — figures in %. Latest 12 quarters.
| Period | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Apr 2025 | Apr 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 73% | 73% | 73% | 73% | 73% | 73% | 73% | 73% | 72.9% | 72.8% | 72.6% | 72.6% |
| FIIs | 0% | 0% | 0% | 0% | 0% | 0.1% | 0.1% | 0.1% | 0.3% | 0.1% | 0.1% | 0% |
| DIIs | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Public | 27% | 27% | 27% | 27% | 27% | 26.9% | 26.9% | 26.9% | 26.9% | 27.1% | 27.4% | 27.4% |
| Promoter Pledge | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| No. of Shareholders | 1,347 | 1,339 | 1,461 | 2,024 | 2,619 | 3,740 | 3,740 | 3,740 | 5,095 | 7,056 | 7,434 | 7,880 |
Returns History (ROE / ROCE / ROA)
| Period | ROE | ROCE | ROA | P/E |
|---|---|---|---|---|
| 202503 | — | — | — | — |
Major Shareholders (>1%)
| Name | Category | Stake | Shares |
|---|---|---|---|
| Capital India Corp Private Limited | Shareholding of Promoter and Promoter Group | 72.6% | 28.39 Cr |
| Dharampal Satyapal Limited | Public Shareholding | 9.8% | 3.82 Cr |
| Rj Corp Limited | Public Shareholding | 4.9% | 1.91 Cr |
| Dlf Utilities Limited | Public Shareholding | 2.8% | 1.11 Cr |
| The Good Stuff Private Limited | Public Shareholding | 1.4% | 54,49,960 |
| Sudhir Power Limited | Public Shareholding | 1.2% | 47,70,010 |
| Rapipay Fintech Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Credenc Web Technologies Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Capital India Wealth Management Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Cifl Holdings Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
| Yellow Whale Technologies Private Limited | Shareholding of Promoter and Promoter Group | 0% | 0 |
Promoter Pledges
| Holder | Pledged Shares | % of Holding | As of |
|---|---|---|---|
| Capital India Corp Private Limited | 0 | 0% | 2026-03-31 |
| Rapipay Fintech Private Limited | 0 | 0% | 2026-03-31 |
| Credenc Web Technologies Private Limited | 0 | 0% | 2026-03-31 |
| Capital India Wealth Management Private Limited | 0 | 0% | 2026-03-31 |
| Cifl Holdings Private Limited | 0 | 0% | 2026-03-31 |
| Yellow Whale Technologies Private Limited | 0 | 0% | 2026-03-31 |
| Rj Corp Limited | 0 | 0% | 2026-03-31 |
| Dharampal Satyapal Limited | 0 | 0% | 2026-03-31 |
| Sudhir Power Limited | 0 | 0% | 2026-03-31 |
| The Good Stuff Private Limited | 0 | 0% | 2026-03-31 |
| Dlf Utilities Limited | 0 | 0% | 2026-03-31 |
| Capital India Corp Private Limited | 0 | 0% | 2025-12-31 |
Board of Directors
| Name | Designation | Year |
|---|---|---|
| Vinod Somani | Chairman & Independent Directo | 2025 |
| KESHAV PORWAL | Managing Director | 2025 |
| Yogendra Pal Singh | Independent Director | 2025 |
| Rashmi Pauzdar | Independent Women Director | 2025 |
| Jyuthika Mahendra Jivani | Independent Women Director | 2025 |
| Dalbir Singh Suhag | Independent Director | 2025 |
| Sulabh Kaushal | Company Sec. & Compli. Officer | 2025 |
Segments — Product
| Segment | Revenue | Share |
|---|---|---|
| Lending Business | ₹158 Cr | 85.4% |
| Forex Services | ₹27 Cr | 14.6% |
Capital Structure (₹ Cr)
| Year | Face Value | Authorised | Issued | Paid-up |
|---|---|---|---|---|
| 2025 | ₹2 | 204 | 78 | 78 |
Corporate Actions
| Type | Date | Value | Remark |
|---|---|---|---|
| dividend | 2025-09-19 | ₹0.02 (1%) | Final |
Related-Party Transactions (₹ Cr)
| Year | Subsidiaries | Associates | JV | KMP | Others | Total |
|---|---|---|---|---|---|---|
| 2025 | 0 | 0 | 0 | 9 | 0 | 31 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2025 | 0 | 0 | 0 | 0 | 0 | 1 |
Substantial Acquisitions (SAST)
2 disclosure(s)
Market26/12/2023 - 10/01/2024 · 16,92,802
Market22/12/2023 - 09/01/2024 · 16,92,802
Company Information
🌐 www.capitalindia.com ↗
📍 2nd Floor DLF Centre Sansad Ma, New Delhi, New Delhi, 110001
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