Debut Plus

BSE · 523465

Ind Bank Housing Ltd.

49
₹47 Cr market cap
P/E
12.1
EPS
₹3.9
Book value
₹-120.96
ROE
7.3%
ROCE
-0.46%
Debt / equity
0

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

00.91.82.73.6Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹0 Cr with net profit ₹-0 Cr — a -111.08% net margin, versus -229.16% the period before.

Shareholding

As of 2026-06-30

51%
promoter holding
  • Promoter51%
  • Public49%
  • DII0%

11,372 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

51%51%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

35.64962.4

The band spans 1.75× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Finance & Investments · ranked #301 of 601 by market cap · medians across 50 industry peers

P/E
12.1vs 29.59 peer med
P/B
0vs 3.48 peer med
ROE %
7.3vs 13.14 peer med
Margin %
0vs 19.44 peer med
CompanyMkt capP/EP/BROEMargin
Bajaj Finance Limited₹6,44,075 Cr31.445.6516.68%23.82%
Life Insurance Corporation of India₹5,11,186 Cr8.512.8832.53%11.01%
Bajaj Finserv Ltd.₹3,06,554 Cr29.463.9312.58%6.51%
Shriram Finance Limited₹2,42,028 Cr21.382.2915.21%22.94%
Cholamandalam Investment & Finance Company Ltd.₹1,57,575 Cr27.45.1417.18%17.61%
Tata Capital Limited₹1,54,046 Cr28.333.4510.57%16.53%
Jio Financial Services Ltd.₹1,51,806 Cr73.451.11.17%42.13%
ICICI Prudential Asset Management Co Ltd.₹1,50,329 Cr43.1336.0479.42%57.71%
Billionbrains Garage Ventures Ltd.₹1,25,623 Cr51.4813.0121.58%46.54%
Bajaj Holdings & Investment Ltd.₹1,23,914 Cr13.991.6911.15%777.41%
Ind Bank Housing Ltd.(this company)₹49 Cr12.567.3%0%

AI analysis

AI-generated · google/gemini-2.5-flash

Ind Bank Housing Ltd. (523465) has a market capitalization of Rs 53 Cr. The company's PE ratio is 13.55 and EPS is 3.9. It has a negative book value of -120.96 and a negative ROCE of -0.46%.

Positives

  • +The debt-to-equity ratio is 0, indicating no debt.
  • +Promoter shareholding is 51% as of June 30, 2026.
  • +No promoter shares are pledged.

Negatives

  • The company has a negative book value of -120.96.
  • Annual net profit has been consistently negative for the last five years, with -0.31 Cr in Mar 2025.
  • The return on capital employed (ROCE) is negative at -0.46%.
  • The profit margin is 0%.
  • The company is under GSM surveillance.

Financial Performance

The company's annual revenue has fluctuated over the last five years. In Mar 2021, revenue was Rs 0.36 Cr, declining to Rs 0.26 Cr in Mar 2022 and further to Rs 0.24 Cr in Mar 2023. Revenue increased to Rs 0.30 Cr in Mar 2024 before decreasing to Rs 0.28 Cr in Mar 2025. Annual net profit has been consistently negative, with -0.19 Cr in Mar 2021, -0.13 Cr in Mar 2022, -0.56 Cr in Mar 2023, -0.69 Cr in Mar 2024, and -0.31 Cr in Mar 2025.

Profitability & Returns

Ind Bank Housing Ltd. reported a negative return on capital employed (ROCE) of -0.46%. The profit margin is 0%. The company's annual EPS has been negative over the last five years, recorded at -0.19 in Mar 2021, -0.13 in Mar 2022, -0.56 in Mar 2023, -0.69 in Mar 2024, and -0.31 in Mar 2025.

Balance Sheet

The company has a debt-to-equity ratio of 0, indicating no debt. However, the book value per share is negative at -120.96. No dividend yield is reported.

Ownership & Pledges

There are no pledged promoter shares.

Regulatory & Surveillance

Ind Bank Housing Ltd. is under GSM (Graded Surveillance Measure) category 'GSM 0' as per the available data.

Data as of — price: 2026-09-11 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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